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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />COMMERCIAL LIABILITY GOLD ENDORSEMENT <br />This endorsement modifies insurance provided under the following: <br />COMMERCIAL GENERAL LIABILITY COVERAGE PART <br />SECTION I - COVERAGES <br />COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY <br />2. Exclusions <br />Item 2.g. 2) is replaced with the following: <br />2.g. 2) A watercraft you do not own that is: <br />a) less than 50 feet long; and <br />b) Not being used to carry persons or property for a charge. <br />Item 2.g. 6) is added: <br />6) An aircraft in which you have no ownership interest and that you have chartered with crew. <br />The last paragraph of 2. Exclusions is replaced with the following: <br />Exclusions c. through n. do not apply to damage by fire, explosion, sprinkler leakage, or lightning to premises <br />while rented to you, temporarily occupied by you with the permission of the owner, or managed by you under <br />a written agreement with the owner. A separate limit of insurance applies to this coverage as described in <br />Section III - Limits of Insurance. <br />SECTION I - COVERAGES <br />COVERAGE C. MEDICAL PAYMENTS <br />If Medical Payments Coverage is provided under this policy, the following is changed: <br />3. Limits <br />The medical expense limit provided by this policy shall be the greater of: <br />a. $10,000; or <br />b. The amount shown in the declarations. <br />Coverage C. Medical Payments is primary and not contributing with any other insurance, even if that other <br />insurance is also primary. <br />The following is added: <br />COVERAGE D. PRODUCT RECALL NOTIFICATION EXPENSES <br />Insuring Agreement <br />We will pay "product recall notification expenses" incurred by you for the withdrawal of your products, provided <br />that: <br />a. Such withdrawal is required because of a determination by you during the policy period, that the use or <br />consumption of your products could result in "bodily injury" or "property damage"; and <br />b. The "product recall notification expenses" are incurred and reported to us during the policy period. <br />The most we will pay for "product recall notification expenses" during the policy period is $100,000. <br />SUPPLEMENTARY PAYMENTS - COVERAGES A AND B <br />Item b. and d. are replaced with: <br />b. The cost of bail bonds required because of accidents or traffic law violations arising out of the use of any <br />vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. <br />d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense <br />of the claim or "suit" including actual loss of earnings up to $500 a day because of time off from work. <br />Includes copyrighted material of Insurance Services offices Inc., with its permission. <br />GECG 602 (01!11) Page 1 of4