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BUSINESSOWNERS LIABILITY SPECIAL BROADENING ENDORSEMENT <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />This endorsement modifies insurance provided under the following: <br />BUSINESSOWNERS COVERAGE FORM <br />SUMMARY OF COVERAGES Limits <br />1. Additional Insured by Contract, Agreement or Permit <br />2. Additional Insured - Broad Form Vendors <br />3. Alienated Premises <br />4. Bodily Injury Redefined <br />5. Broad Form Property Damage - Borrowed Equipment, Customers <br />Goods and Use of Elevators <br />6. Incidental Malpractice (Employed Nurses, EMT's and Paramedics) <br />7. Personal and Advertising Injury - Broad Form <br />8. Product Recall Expense $25,000 Occurrence <br />$50,000 Aggregate <br />9. Unintentional Failure to Disclose Hazards <br />10. Unintentional Failure to Notify <br />Page <br />This endorsement amends coverages provided under the Businessowners Coverage Form through new <br />coverages and broader coverage grants, This coverage is subject to the provisions applicable to the <br />Businessowners Coverage Form, except as provided below. <br />1. Additicnai insured by Contract, Agraetmsnt or <br />K°ernat' <br />Under SECTION II - LIABILITY, C. Who Is An <br />Insured, Paragraph 4. is added as follows: <br />a, <br />'(() Your acts or omissions; or <br />12) The acts or';_ bmiselons of those acting; <br />'on yourtsabalf,i <br />but only With rose I pt to <br />(S) "Yogi. work"'(or the additional insured(s): <br />at the, 1ocation, -designated n the- <br />contract, agreement oripermit; or' <br />(4) Premises you own, rant tease, control or <br />oCcupi <br />This insurance applies one primary basis if <br />,,that Is, required by the; written contract, <br />agreement or permit: <br />b. This provision does not apply: <br />(1) Unless the written contract or written <br />agreement has been executed or permit <br />has been issued prior to the "bodily <br />injury", "property damage" or "personal <br />and advertising injury"; <br />(2) To any person or organization included <br />as an insured by an endorsement <br />issued by us and made part of this <br />Policy; <br />(3) To any person or organization included <br />as an insured under Item 1.a.2. of this <br />endorsement; <br />(4) To any lessor of equipment: <br />(a) After the equipment lease expires; <br />or <br />(b) If the "bodily injury", "property <br />damage" or "personal and <br />advertising Injury" arises out of the <br />sole negligence of the lessor; <br />391.1006 06 09 Includes copyrighted material of Insurance Services Office, Inc. Page 1 of 5 <br />