2014-006 - Santa Ana General Plan Housing Element and Public Safety Element Updates

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1(l0% W 00% 40% 20% 0% Owner Renter E Above E Low lb Moderate F Very Low Chart A -11: Household Income by Tenure Source: U.S. Census Bureau, 2007- 2011 American Community Survey. HOUSING NEEDS opportunities gradually improve as immigrants become more educated, learn English skills, assimilate into the country, and gain more productive and higher paying jobs. A key challenge facing Santa Ana for years to come will be how to facilitate greater housing opportunities and move -up options for its population. Income Distribution On an annual basis, the Department of Housing and Urban Development conducts household income surveys of each county in the nation. The State Department of Housing and Community Development uses these household income surveys to identify the need for housing assistance in communities. As summarized below, there are five primary income categories based on Area Median Income (AMI) and adjusted for household size: • Extremely low: households earning 30 percent or less ofAMI • Very low: households earning 31 to 50 percent ofAMI • Low: households earning 51 to 80 percent ofAMI • Moderate: households earning 81 to 120 percent of • Above Moderate: households earning above 120 percent ofAMI State housing program guidelines also often combine extremely low and very low income into one category, called very low income. The extremely low, very low, and low income categories are also often considered "lower" income. These terms are used throughout the Housing Element. Table A -2 shows the household income distribution in Santa Ana according to the 2012 SCAG Existing Housing Needs Data Report (based on 2005 -2009 ACS). Approximately 54 percent of households earn lower incomes, 21 percent earn moderate incomes, and 25 percent earn above moderate incomes. Renters typically have the highest percentage of very low income households, and homeowners have the higher percentages of moderate and above moderate income households. However, both renters and homeowner groups have an equal percentage of low income households (Chart A -11). Table A -2 Santa Ana Households by Income Category Income Category Percent of Area Median Income (AMI) Median Income in 2010 (4- person household)' Households Number Percent Extremely low 0 to 30% MR $27,850 11,370 15% Very low 31 % to 50% MA $46,450 12,486 17% Low 51 %to 80% MFI $74,300 16,919 22% Moderate 81 % to 120% MFI $104,650 15,657 21% Above moderate 121% + MFI Above $104,350 1 18,827 1 25% Total 1 75,259 1 100% Source: SCAG Existing Housing Needs Data Report using 2005 -2009 ACS. Note: 1.CA HCD, 2010, AMI for Orange County was $87,200. A -10 CITY OF SANTA ANA GENERAL PLAN HOUSING ELEMENT