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<br />SAHA Policy <br /> <br />For a family to qualify under this provision, the cause of the potential eviction must be <br />-paid utilities. <br />(3) Family income has decreased because of changed family circumstances, including the loss of <br />employment. <br />(4) A death has occurred in the family. <br />SAHA Policy <br /> <br />In order to qualify under this provision, a family must describe how the death has created <br />a financial hardship (e.g., because of funeral-related expenses or the loss of the family <br /> <br />(5) The family has experienced other circumstances determined by the PHA <br />SAHA Policy <br /> <br />. Currently, SAHA has not established any additional hardship criteria. <br />Implementation of Hardship Exemption <br />Determination of Hardship <br />When a family requests a financial hardship exemption, the PHA must suspend the minimum <br /> <br />The PHA then determines whether the financial hardship exists and whether the hardship is <br />temporary or long-term. <br />SAHA Policy <br /> <br />SAHA defines temporary hardship as a hardship expected to last 90 days or less. Long <br />term hardship is defined as a hardship expected to last more than 90 days. <br />When the minimum rent is suspended, the family share reverts to the highest of the remaining <br />components of the calculated TTP. The example below demonstrates the effect of the minimum <br />rent exemption. <br /> <br />Example: Impact of Minimum Rent Exemption <br />Assume the PHA has established a minimum rent of $50 <br />Family Share No Hardship Family Share With Hardship <br />$0 30% of monthly adjusted income $0 30% of monthly adjusted income <br />$15 10% of monthly gross income $15 10% of monthly gross income <br />N/A Welfare rent N/A Welfare rent <br />$50 Minimum rent $50 Minimum rent <br />Minimum rent applies. Hardship exemption granted. <br />TTP = $50 TTP = $15 <br />Page 6-34 <br />04/01/14 <br /> <br />