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PI-GLD-VS (01/08) <br />L. Unintentional Failure To Disclose Hazards <br />It Is agreed that, based on our, reliance on your, representations as to existing hazards, if you should <br />unintentionally fail to disclose all such hazards prior to the beginning of the policy period of this <br />Coverage part, we shall not deny coverage under this Coverage Part because of such failure, <br />M. Liberalization <br />If we revise this erdorsement to provide more coverage without additional prernium charge, we will <br />automatically provide the additional coverage to all endorsement holders as of the day the revision is <br />effective in your state, <br />N. Bodilv In u - Mental An wish <br />SECTION V -- [DEFINITIONS, Paragraph 3. Is changed to read: <br />"Bodily Injury": <br />a, Means bodily injury, sickness or disease sustained by a person, and includes mental anguish <br />resulting from any of these; and <br />b. Except for mental anguish, includes death resulting from the foregoing (item a. above) at any <br />time. <br />O. Personal and Advertising Injury -Abuse of Process, Discrimination <br />If COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY COVERAGE is not otherwise <br />excluded from this Coverage Fart, the definition of "personal and advertising injury" is amended as <br />follows: <br />1. SECTION V - DEFINITIONS, Paragraph 14. b. is revised to read: <br />b. Malicious prosecution or abuse of process: <br />2. SECTION V - DEFINITIONS, Paragraph 14. is amended to include the following: <br />"Personal Injury„ also means discrimination based on race, color, religion, sex, ago or national <br />origin, except when: <br />a, Gone intentionally by or at the direction of, or with the knowledge or consent of: <br />(1) Any insured; or <br />(2) Any execrative officer, director, stockholder, partner or member of the insured; or <br />b, Directly or indirectly related to the employment, former or prospective employment, <br />termination of employment, or application for employment of any person or persons by an <br />insured; or <br />c. Directly or indirectly related to the sale, rental, lease or sublease or prospective sales, rental, <br />lease or sub -lease of any room, dwelling or premises by or at the direction of any insured; or <br />d, Insurance fvr such discrimination is prohibited by or meld in violation of law, public policy, <br />legisfation, court decision or administrative ruling, <br />The above does not apply to fines or penalties imposed because of discrimination. Reviewed by <br />P. Transfer of Rights of Recove Against Others To Us <br />Asa clarification, the following is added to SECTION IV- COMMERCIAL GENERAL LIA LITY <br />CONDITIONS, Subsection 8. Transfer of Rights of Recovery; Against Others To Us: <br />Carmen Acosta <br />Page 8 of 9 PRCSAIRecreation <br />Includes copyrighted material of Insurance Services Office, Inc„ with its permission. <br />