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PI-GLD-VS (01/08) <br />L. Unintentional Failure To Disclose Hazards <br />It is agreed that, based on our reliance on your representations as to existing hazards, if you should <br />unintentionally fail to disclose all such hazards prior to the beginning of the policy period of this <br />Coverage Part, we shall not deny coverage under this Coverage Part because Of Such failure. <br />M, Liberalization <br />If we revise this endorsement to provide more coverage without additional prernium charge, we will <br />automatically provide the additional coverage to all endorsement holders as of the day the revision is <br />effective in your state. <br />SECTION V — DEFINITIONS, Paragraph 3. is changed to read: <br />a. Means bodily injury, sickness or disease sustained by a person, and includes mental anguish <br />resulting from any of these; and <br />b. Except for mental anguish, includes death resulting frorn the foregoing (item a. above) at any <br />fir"ne. <br />0. Personal and Advertising Injury — Abuse of Process, Discrimination <br />If COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY COVERAGE is not otherwise <br />excluded from this Coverage Part, the definition of "personal and advertising injury" is amended as <br />follows: <br />1. SECTION V — DEFINITIONS, Paragraph 14. b. is revised to read <br />b. Malicious prosecution or abuse of process: <br />2. SECTION V — DEFINITIONS, Paragraph 14. is amended to include the following: <br />"Personal Injury" also means discrimination based on race, color, religion, sex, age or national <br />origin, except when <br />a. Done intentionally by or at the direction of, or with the knowledge or consent of <br />(1) Any insured-, or <br />(2) Any executive officer, director, stockholder, partner or member of the insured- or <br />b. Directly or indirectly related to the employment, former or prospective employment, <br />termination of employment, or application for employment of any person or persons by an <br />insured; or <br />c, Directly or indirectly related to the sale, rental, lease or sublease or prospective saies, rental, <br />lease or sub -lease of any room, dwelling or premises by or at the direction of any insured; or <br />d. Insurance for such discrimination is prohibited by or held in violation of law, public policy, <br />legislation, court decision or administrative ruling. <br />The above does not apply to fines or penalties imposed because of discrimination. <br />P. Transfer of Rights of.Recovery Against Others To Us s� I <br />e6 <br />NI , 40 <br />As a clarification, the following is added to SECTION IV — COMMERCIAL GENERAL LIABILITY <br />CONDITIONS, Subsection 8. Transfer of Rights of Recovery Against Others To Us: <br />Page 8 of 9 <br />Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />