READWRITE EDUCATIONAL SOLUTIONS, INC. 3 -2015

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(6) Whan You Are Added As An Addhional Insured To Other Insurance That Is other Insurance available to you covering liability for damages arising out of the promises or operations, or products and completed (iperations, for which you have been Lidded as an additional insured by that D( (7) When You Add Others As An n Additional Insured To This Insurance "hat Is other insurance available to on additional Insured. However, the following provisions apply to other insurance available to any person or organization who Is on additional Insured under this Coverage Part: la) Primary Insurance when Required By Contract This insurance Is primary it you have agreed in a written contract, written agreement or permit that this Insurance be primary, if other Insurance is also primary, we will shore with all that other Insurance by the method described In c. below. ;b) Primary And Non -Contributory / To Other Insurance When Required By Contract If you have agreed In a written contract, written agreement or permit that this Insurance Is primary and non-contributory with the oddhlonal insurod's own Insurance, this insurance Is primary and we will not seek contribution from that other insurance. Paragraphs (a) and (b) do not apply to other Insurance to which the additional insured has been added as on additional insured. When this Insurance Is excess, we will heva no duty under this Coverage Fart to defend the Insured against any "suit" If any other insurer has a duty to defend the Inelred against that "suit". If no other InaLror defends, we will undertake to do so, but we will be entitled to the Insured's rights against all those other insurers, Form S3 00 00 04 05 BUSINESS LIABILITY COVERAGE FORM When this Insurance is excess over other Insurance, we will pay only our share of the amount of the loss, If any, that exceeds the sum of: (1) The total amount that all such other Insurance would pay for the lose in the absence of this insurance; and (2) The total of ail deductible and self - Insured amounts under all that other Insurance. We will share the remaining loss, I any, with any other Insurance that is not described In IN'S Excess Insurance provision and was net bought specifically to apply in excess of the Limits of Insurance shown In the Declarations of this Coverage Part. o. Method Of Sharing If all the other Insurance permits contribution by equal Shares, we will follow this method also, Under this approach, each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes Bret. If any of the other Insurance doss not permit contribution by equal shares, we will contribute by limits. Under this method, each ineurees. share Is based on Una ratio of Its applicable limit of Insurance to the mtal applicable limits of Insurance of all Insurers. 8. Transfer Of Rights Of Recovery Against Othora To Us a. Transfer Of Rights Of Recovery If the Insured has rights to recover all or part of any payment, Including Supplementary Payments, we have made Under this Coverage Part, those rights are transferred to us. The Insured must do nothing after lose to impair them. At our request, the Insured will bring "suit" or transfer those rights to us and help us enforce them, This condltion does not apply to Medical Expenses Coverage. b. Waiver Of Rights Of Recovery (Waiver Of Subrogation) If the Insured ties waived any rights of recovery against any person or organization for all or part of any payment, Including Supplementary Payments, we have made under this Coverage Part, we etso waive that right, provldad the Insured welved their rights of recovery against .such person or organization in a contract, agreement or permit that was executed prior to the Injury or damage. Page 17 of 24