READWRITE EDUCATIONAL SOLUTIONS, INC. 3 -2015

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(6) Vtfhen You Are Added As An Additional Insured To Other Illanranuo What Is other Insurance avollable to you covering liability for damages arising out of the premises or operations, or products and completed operations, for which you have been added as an additional Insured by that (7) When You Add Others As An Additional Insured To This Insurance "flat Is other Insurance available to an additional insured. However, the following provisions apply to Other insurance available to any person or organization who Is an additional Insured under this Coverage Part in) primary Insurance When Required By Contract This Insurance is pdmary It you have agreed in a written contract, written agreement or permit that this Insurance be primary, if other insurance Is also primary, we will share with all that other insurance by the method described in o, below, "^^^-^^-^-• ;b) Primary And Non.Goittnbutary To Other insurance When Required By Contract If you have agreed in a written contract, written agreement or permit that this Insurance is primary and non-contributory with the additional insured's own insurance, this Insurance Is primary and we will not seek contribution from that other Insurance. Paragraphs (a) and (b) do not apply to other Insurance to which tits additional Insured has been added as an additional Insured. S. Wham this Insurance is excess, ws will hells no duty under this Coverage Pad to dofend the Insured ega]nst any "suit" 0 any other insurer has a duty to defend the Inakred against that 'suit". If no other ineuer defence, we will undertake to do so, but we will be ent]tled to the Ineured'keviewed rights against all those other Insurers, BUSINESS LIABILITY COVERAGE FORM When this Insurance is excess Over other Insurance, we will pay only our share of the amount of the loss, If any, that exceeds the sum of; (1) The total amount that all such other Insure rice would pay for the love In the absence of this Insurance; and (2) The total of ell deductible and self - Insured amounts under all that other Insurance. We will share the remaining Ices, H any, with any other Insurance that Is riot described in thi's Excess Insurance provision and was not bought sp"Mcolly to apply In excess of the Limits of Insurance strewn. In the Declarations of this Coverage Port. a. Method Of Sharing If all the ether Insurance permits contributlon by equal shares, we will follow this method also, Under this approach, each Insurer contributes equal amounts until it has paid its applicable limit of Insurance or none of the loss remains, whichever comes first. If any of the other Insurance does mat pem9t contribution by equal shares, we will contribute by limits. Under this method, aeoh Insurers share Is based on the ratio of Its applicable limit of insurance to the tots] applicable limits of insurance of all Insurers. Transfer Of Rights Of Recovery Against Others To Us A. Transfer Of Rights Of Recovery If the Insured has rights to recover all or part of any payment, Including Supplementary payments, we have made under this Coverage Part, those rights are 2mmIrred w us. The Insured must do nothing after lose to Impair them. At our request, the Insured will bring "suit" or transfer those rights to us and help us enforce them, This Condition does not apply to Madicai Expenses Coverage. b, Waiver Of Rights of Recovery (Waiver Of Subrogation) If the Insured here waived any rights of recovery against any person or organization for all or part of any payment, Including Supplementary Payments, we have made under this Coverage Part, we also waive that right, provided the Insured bwaived their rights of recovery sgoinst Y•such person or organization In a contract, agreement or permit that was executed Irl prior to the Injury ordamega. Form$800080405 Silvia Cuevas Page 17 of 24 PRCSA/Admin.