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BUSINESSOWNERS COVERAGE FORM <br />TABLE OF CONTENTS <br />Section I • Property <br />Coverage: <br />n„� <br />Hanover <br />Insurance Croup.. <br />OB39898815 1001051 <br />Covered Causes of Loss .............................................................. ............................... 6 <br />Covered Property - Building ....................... .......................................... ....... ............... 4 <br />Covered Property - Business Personal Property ...................... ............................... 4 <br />Limitations....................... '................................. ................................................ ............ 6 <br />PropertyNot Covered ................................................................... ............................... 5 <br />Additional Coverages: <br />Arson and Theft Reward ............................................................. ............................... <br />18 <br />Business Income (Loss of) .......................................................... ............................... <br />9 <br />Business Income from Dependent Properties .......................... ............................... <br />16 <br />CivilAuthority ............................................... . ........................................ I..................... <br />12 <br />Collapse........................................................................................ ............................... <br />8 <br />Commercial Tools and Small Equipment .................................. ............................... <br />22 <br />Interruption of Computer Services ............................................. ............................... <br />27 <br />ComputerEquipment ................................................................... ............................... <br />18 <br />DebrisRemo.. val ............................................................................ ............................... <br />6 <br />DeferredPayments ...................................................................... ............................... <br />26 <br />Employee Dishonesty including ERISA Compliance ................. ............................... <br />17 <br />EquipmentBreakdown ................................................................. ............................... <br />20 <br />ExtraExpense ............................................................................... ............................... <br />11 <br />Fencesand Wails ......................................................................... ............................... <br />23 <br />FineArts ........................................................................................ ............................... <br />23 <br />Fire Department Service Charge ................................................ ............................... <br />8 <br />Fire Extinguisher Systems Recharge ......................................... ............................... <br />16 <br />Forgeryand Alteration ................................................................. ............................... <br />12 <br />GlassExpenses ............................................................................ ............................... <br />16 <br />Installation..................................................................................... ............................... <br />23 <br />Leasehold Interest (Tenant's only) ............................................. ............................... <br />24 <br />Money& Securities ...................................................................... ............................... <br />19 <br />Money Orders and Counterfeit Paper Currency..... ... .... .......................................... <br />12 <br />Ordinanceor Law ........................................................................ ............................... <br />13 <br />Preservation of Property ............................................................ ............................... <br />7 <br />Pollutant Clean-Up and Removal ............................................... ............................... <br />12 <br />Salesperson's Samples ............................................................... ............................... <br />23 <br />TenantSign ................................................................................... ............................... <br />19 <br />Unauthorized Business Credit Card Use ............................... .. ... .... .............. I........... <br />25 <br />UtilityServices, ....................... I ... I ................................. I ..... ................. I ................ <br />25 <br />391-1003 06 09 Includes copyrighted material of Insurance Services <br />Page 1 of 66 <br />Office, Inc., with Its permission <br />17,945 <br />