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structure you occupy but do not
<br />own; and
<br />(b) You acquired or made at your
<br />expense but cannot legally remove.
<br />(4) Leased personal property for which
<br />you have a written contractual
<br />responsibility to Insure, unless
<br />otherwise provided for under
<br />Paragraph A. 1.b.(2).
<br />(5) Exterior building glass, if you are a
<br />tenant and no Limit of Insurance is
<br />shown in the Declarations for Building
<br />property. The glass must be owned by
<br />you or in your care, custody or control;
<br />(6) Physical damage to a building leased
<br />to you from "theft" or attempted "theft',
<br />burglary or robbery.
<br />2. Property Not Covered
<br />Covered Property does not include:
<br />a. Aircraft;
<br />b. Automobiles held for sale;
<br />c. Automobiles, vehicles or other
<br />self-propelled machines that are subject to
<br />motor vehicle registration;
<br />d. Contractors equipment, which is used or
<br />operated principally away from the
<br />premises described in the Declarations, or
<br />parts and equipment, whether attached or
<br />unattached to contractors equipment,
<br />unless such parts and equipment is held
<br />for sale by you, or sold by you but not
<br />delivered unless specifically endorsed and
<br />scheduled, or as provided for under the
<br />Additional Coverage - Commercial Tools
<br />and Small Equipment;
<br />e. "Money" or "securities" except as provided
<br />in the:
<br />(1) Money and Securities Additional
<br />Coverage; or
<br />(2) Employee Dishonesty Additional
<br />Coverage;
<br />L Contraband, or property in the course of
<br />Illegal transportation or trade;
<br />g. Land, whether or not resurfaced with stone,
<br />gravel or similar layer (including land on
<br />which the property is located), water, of any
<br />kind or from any source, growing crops or
<br />lawns;
<br />h. Outdoor fences, radio or television
<br />antennas (including satellite dishes) and
<br />their lead -in wiring, masts or towers, trees,
<br />shrubs or plants, all except as provided in
<br />the:
<br />(1) Outdoor Property Coverage Extension;
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<br />or
<br />(2) Fences and Walls Additional Coverage;
<br />i. Watercraft (including motors, equipment
<br />and accessories);
<br />j. Accounts, bills, food stamps, other
<br />evidences of debt, accounts receivable or
<br />"valuable papers and records "; except as
<br />otherwise provided in this policy;
<br />k. "Computer(s)" which are permanently
<br />installed or designed to be permanently
<br />installed in any aircraft, watercraft,
<br />motortruck or other vehicle subject to
<br />motor vehicle registration. This paragraph
<br />does not apply to "computer(s)" while held
<br />as "stock ";
<br />I. "Electronic Data ", except as provided under
<br />Additional Coverages - Virus and Hacking.
<br />This paragraph does not apply to your
<br />"stock ".
<br />m. Animals, unless owned by others and
<br />boarded by you, or held for sale by you, or
<br />sold but not delivered, and only while
<br />Inside the building and then only against
<br />death and destruction, directly caused by or
<br />resulting from a "specified cause of loss ";
<br />n. The cost of excavations; grading; backfilling;
<br />filling;
<br />m Foundations of buildings, structures,
<br />machinery or boilers If their foundations are
<br />below:
<br />(1) The lowest basement floor; or
<br />(2) The surface of the ground, if there is no
<br />basement;
<br />p. Bulkheads, pilings, piers, wharves or docks,
<br />beach or diving platforms or
<br />appurtenances;
<br />q. Property that is covered under another
<br />coverage form of this or any policy in which
<br />it is more specifically described, except for
<br />the excess of the amount due (whether you
<br />can collect on it or not) from that other
<br />insurance;
<br />r. Retaining walls that are not part of a
<br />building except as provided for under the
<br />Additional Coverage for Fences and Walls;
<br />s. Underground pipes, flues or drains;
<br />t. "Computer Equipment ", except as provided
<br />for under the:
<br />(1) Additional Coverage - "Computer
<br />Equipment" or
<br />(2) Additional Coverage - Equipment
<br />Breakdown;
<br />u. Commercial tools and small equipment
<br />except as provided in Commercial tools
<br />Includes copyrighted material of Insurance Services Page 5 of 66
<br />Office, Inc. with its permission
<br />
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