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and (2) Only if the loss or damage occurs within 30 days after the property is first moved. This Additional Coverage does not increase the applicable Limit of Insurance. c. Fire Department Service Charge When the fire department is called to save or protect Covered Property from a Covered Cause of Loss, we will pay up to $10,000 for your liability for fire department service charges unless a higher Limit of Insurance Is shown in the Declarations if: (1) Assumed by contract or agreement prior to loss; or (2) Required by local ordinance. This Additional coverage is not subject to the Limits of Insurance of Section I - Property. d. Collapse The coverage provided under this Additional Coverage - Collapse applies only to an abrupt collapse as described and limited in d.(1). through d.(6). (1) For the purpose of this Additional Coverage - Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. (2) We will pay for direct physical loss or damage to Covered Property, caused by abrupt collapse of a building or any part of a building that is insured under this policy or that contains Covered Property insured under this policy, only if such collapse Is caused by one or more of the following: (a) Decay of building or any part the building that is hidden from view, unless the presence of such decay Is known to any insured prior to collapse; (b) Insect or vermin damage that is hidden from view, unless the presence of such damage is known to any insured prior to collapse; (c) Use of defective material or methods in construction, remodeling or renovation if the abrupt collapse occurs during the course of the construction, remodeling or renovation; (d) Use of defective material or methods in construction, remodeling or renovation if the abrupt collapse occurs after the construction, remodeling or renovation is complete, but only if the collapse is caused in part by: (1) A cause of loss listed in (2).a. or (2).b of this Additional Coverage.; (2) One or more of the "specified causes of loss "; or (3) Breakage of building glass; or (4) Weight of people or personal property; or (5) Weight of rain that collects on a roof. (3) This Additional Coverage - Collapse does not apply to: (a) A building or any part of a building that Is in danger of falling down or caving in; (b) A part of a building that is standing, even if it has separated from another part of the building; or (c) A building that is standing or any part of a building that is standing, even if it shows evidence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. (4) With respect to the following property: (a) Outdoor radio or television antennas (including satellite dishes) and their lead -in wiring, masts or towers; (b) Awnings, gutters and downspouts; (c) Yard Fixtures; (d) Outdoor swimming pools; (e) Fences; (f) Piers, wharves and docks; (g) Beach or diving platforms or appurtenances; (h) Retaining walls or other exterior walls attached or unattached to the building; and (1) Walks, roadways and other paved surfaces; if an abrupt collapse is caused by a cause of loss listed in Paragraphs (2)(a) through (2)(d), we will pay for loss or damage to that property only if such loss or damage is a direct result of the 391. 1003 06 09 Includes copyrighted material of Insurance Services Page 8 of 66 17,952 Office, Inc. with its permission