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tenant and a Limit of Insurance is <br />goods" due to contamination <br />shown in the Declarations Page for <br />from the release of <br />Business Personal Property. <br />refrigerant, including but not <br />(4) This Additional Coverage is not <br />limited to ammonia. <br />subject to the Limits of Insurance of <br />(3) We will also pay any <br />Section I - Properly. <br />necessary expenses you incur <br />u. Equipment Breakdown <br />to reduce the amount of loss <br />under this coverage. We will <br />(1) We will pay for direct physical <br />pay for such expenses to the <br />damage to Covered Property that is <br />extent that they do not exceed <br />the direct result of an "accident ". If an <br />the amount of loss that <br />initial "accident" causes other <br />otherwise would have been <br />"accidents ", all will be considered one <br />payable under this coverage. <br />"accident ". All "accidents" that are <br />the result of the same event will be <br />(4) If you are unable to replace <br />considered one "accident ". <br />perishable goods" before its <br />anticipated sate, the amount <br />(2) The following coverages also apply to <br />of our payment will be <br />the direct result of an "accident ". <br />determined on the basis of the <br />These coverages do not provide <br />sales price at the time of the <br />additional amounts of Insurance, <br />"accident ", less discounts and <br />(a) Expediting Expenses, <br />expenses you otherwise <br />With respect to your damaged <br />would have had. Otherwise, <br />Covered Property, we will pay, up <br />our payment will be <br />to $50,000, the reasonable extra <br />determined in accordance <br />cost to: <br />with the Loss Payment <br />Condition. <br />1) Make temporary repairs; and <br />The most we will pay for loss or <br />2) Expedite permanent repairs or <br />damage under this coverage is <br />permanent replacement. <br />$50,000. <br />(b) "Hazardous Substances ". <br />(d) Data Restoration. <br />We will pay for the additional cost <br />We will pay for your cost to <br />to repair or replace Covered <br />research, replace and restore data, <br />Property because of a <br />including programs and operating <br />contamination by a "Hazardous <br />systems, that is lost or corrupted <br />Substance ". <br />due to an "accident ". The most we <br />This includes the additional costs <br />will pay for loss or expense under <br />to clean up or dispose of such <br />this coverage, Is $50,000. <br />property. This does not include <br />(e) Mold. <br />contamination of "perishable <br />1) The coverage described below <br />goods" by refrigerant, including <br />applies only If reasonable <br />but not limited to ammonia, which <br />means were used to save and <br />is addressed in (c) Spoilage <br />preserve the property from <br />below. Additional costs mean <br />further damage at the time of <br />those beyond what would have <br />and after the accident ". <br />been required had no "hazardous <br />substance" been involved. The <br />2) We will pay for loss, damage <br />most we will pay for loss, <br />or expense caused by "mold" <br />damage or expense under this <br />only when "mold" is the direct <br />coverage, including actual loss of <br />result of an "accident" that <br />Business Income you sustain, and <br />occurs during the policy <br />necessary Extra Expense you <br />period. As used in this <br />incur is $50,000. <br />coverage, the term loss, <br />(c) Spoilage, <br />damage or expense means: <br />(1) We will pay for physical <br />(I) Direct physical loss or <br />damage to your "perishable <br />damage to Covered <br />goods" due to spoilage. <br />Property caused by <br />mold" including the <br />(2) We will also pay for physical <br />cost of removal of the <br />damage to your "perishable <br />"mold "; <br />391- 1003 06 09 Includes copyrighted material of Insurance Services Page 20 of 66 <br />17,964 Office, Inc. with its permission <br />