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to resume business; or <br />(c) the property of your "employees ". <br />4) Any increase in loss resulting <br />Damage to the property of your <br />from an agreement between <br />"employees" Is limited to while on the <br />you and your customer or <br />described premises. <br />supplier. <br />b) We do not pay for loss, damage or <br />(3) <br />This coverage only applies to any one <br />expense caused by or indirectly <br />tool or piece of small equipment with <br />an actual cash value of $2,500 or less, <br />by the following, whether or not <br />unless listed on a schedule included <br />caused by or resulting from an <br />"accident <br />with the policy. <br />": the presence, growth, <br />proliferation, spread or activity of <br />(4) <br />The most we will pay for any loss <br />"mold ". This includes, but is not <br />under this Additional Coverage is <br />limited to, costs arising from <br />$5,000 per "occurrence ", or the <br />clean up, removal or abatement of <br />amount shown in the Additional <br />such "mold ". However, if such <br />Property Coverage Schedule, but not <br />"mold" results in an "accident ", <br />more than $1,000 for any one tool and <br />we will pay the resulting loss, <br />not more than $2,500 for any one tool <br />damage or expense caused by <br />box or piece of small equipment, <br />that "accident ". This exclusion <br />(5) <br />This Additional Coverage is not <br />does not apply: <br />subject to the Limits of Section I - <br />1) To spoilage of any personal <br />Property. <br />property that is "perishable <br />(6) <br />In addition to items listed within <br />goods" to the extent that <br />Properly Not Covered, we will not pay <br />spoilage is covered under <br />for any loss to the following property: <br />Spoilage Coverage; or <br />(a) Watercraft or watercraft parts and <br />2) To the extent that coverage is <br />9 <br />equipment; <br />provided under I Mold <br />Coverage in this Equipment <br />(b) Commercial tools and small <br />Breakdown Additional <br />equipment that are permanently <br />Coverage. <br />mounted to a vehicle, including <br />trailers; <br />c) We will not pay under this <br />(c) Tires or tire tubes, attached or <br />Additional Coverage for any loss <br />or damage to animals, land or <br />unattached, for use with <br />lawns. <br />Commercial tools and small <br />equipment, unless the loss or <br />The most we will pay for loss, damage or <br />damage is caused by "theft ", <br />expense under this Additional Coverage is <br />malicious mischief, or the result <br />the applicable Limit of Insurance shown in <br />one of a "specified cause of loss "; <br />the Declarations. This Additional <br />or <br />Coverage does not provide an additional <br />(d) Any <br />amount of insurance. <br />property while underground, <br />airborne or waterborne. <br />v. Commercial Tools and Small Equipment <br />(7) <br />Exclusions 6.1.1b, and B.1.g, do not <br />(1) This Additional Coverage is available <br />apply to this Additional Coverage. <br />only when a Limit of Insurance is <br />(B) <br />Special Commercial Tools and Small <br />shown in the Declarations for <br />Equipment Exclusion <br />Business Personal Property. <br />the will not pay for any loss caused <br />(2) When caused by or resulting from a <br />by or resulting from: <br />Covered Cause of Loss, we will pay <br />for direct physical loss of or damage <br />(a) Any repair, adjusting, servicing, <br />to commercial tools and small <br />testing or maintenance process <br />equipment including communication <br />unless fire or explosion ensues, <br />devices and diagnostic equipment <br />then only for the loss caused by <br />usual to your business "operations" <br />such ensuing fire or explosion; <br />which are: <br />(b) "Theft" from an unattended <br />(a) your property <br />vehicle including loss: <br />(b) the property of others In your (1) From inside a vehicle, <br />care, custody or control or including trailers; or from a <br />permanentiy-mounted toolbox; <br />391 -1003 06 09 Includes copyrighted material of Insurance Services Page 22 of 66 <br />17,966 Office, Inc. with Its permission <br />