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claimed and to which the insured <br />submits with our consent. <br />20. "Temporary worker" means a person who is <br />furnished to you to substitute for a <br />permanent "employee" on leave or to meet <br />seasonal or short -term workload conditions. <br />21. "Volunteer worker" means a person who is <br />not your "employee ", and who donates his <br />or her work and acts at the direction of and <br />within the scope of duties determined by <br />you, and is not paid a fee, salary or other <br />compensation by you or anyone else for <br />their work performed for you. <br />22. "Your product ": <br />a. Means: <br />(1) Any goods or products, other than <br />real property, manufactured, sold, <br />handled, distributed or disposed of <br />by: <br />(a) You; <br />(b) Others trading under your name; <br />or <br />(c) A person or organization whose <br />business or assets you have <br />acquired; and <br />(2) Containers (other than vehicles), <br />materials, parts or equipment <br />furnished in connection with such <br />goods or products. <br />b. Includes: <br />(1) Warranties or representations made <br />at any time with respect to the <br />fitness, quality, durability, <br />performance or use of "your <br />product "; and ' <br />(2) The providing of or failure to provide <br />warnings or Instructions. <br />c. Does not include vending machines or <br />other property rented to or located for <br />the use of others but not sold. <br />23. "Your work ": <br />a. Means: <br />(1) Work or operations performed by <br />you or on your behalf; and <br />(2) Materials, parts or equipment <br />furnished in connection with such <br />work or operations. <br />b. Includes: <br />(1) Warranties or representations made <br />at any time with respect to the <br />fitness, quality, durability, <br />performance or use of "your work "; <br />and <br />(2) The providing of or failure to provide <br />Hanover <br />Insurance Group. - <br />0B39898815 1001051 <br />warnings or instructions. <br />SECTION III - COMMON POLICY CONDITIONS <br />(APPLICABLE TO SECTION I - PROPERTY AND <br />SECTION II - LIABILITY) <br />A. Cancellation <br />1. The first Named Insured shown in the <br />Declarations may cancel this policy by <br />mailing or delivering to us advance written <br />notice of cancellation. <br />2. We may cancel this policy by mailing or <br />delivering to the first Named Insured written <br />notice of cancellation at least: <br />a. 5 days before the effective date of <br />cancellation if any one of the following <br />conditions exists at any building that is <br />Covered Property In this policy. <br />(1) The building has been vacant or <br />unoccupied 60 or more consecutive <br />days. This does not apply to: <br />(a) Seasonal unoccupancy; or <br />(b) Buildings in the course of <br />construction, renovation or <br />addition. <br />Buildings with 65% or more of the <br />rental units or floor area vacant or <br />unoccupied are considered <br />unoccupied under this provision. <br />(2) After damage by a covered cause of <br />loss, permanent repairs to the <br />building: <br />(a) Have not started, and <br />(b) Have not been contracted for, <br />within 30 days of initial payment of <br />loss. <br />(3) The building has: <br />(a) An outstanding order to vacate; <br />(b) An outstanding demolition order; <br />or <br />(c) Been declared unsafe by <br />governmental authority. <br />(4) Fixed and salvageable items have <br />been or are being removed from the <br />building and are not being replaced. <br />This does not apply to such removal <br />that Is necessary or incidental to <br />any renovation or remodeling. <br />(5) Failure to: <br />(a) Furnish necessary heat, water, <br />sewer service or electricity for <br />30 consecutive days or more, <br />except during a period of <br />seasonal unoccupancy; or <br />(b) Pay property taxes that are <br />owed and have been <br />391 - 1003 06 09 Includes copyrighted material of Insurance Services Page 63 of 66 <br />18,007 Office, Inc. with its permission <br />