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Hanover ,nsurance Group- 0133 9898816 1001051 to apply as excess insurance over this SECTION II - LIABILITY; and policy. 2) Any other primary insurance G. Liberalization available to you covering liability for If we adopt any revision that would broaden the damages arising out of the premises coverage under this policy without additional or operations, or the products and premium within 45 days prior to or during the completed operations, for which you policy period, the broadened coverage will have been added as an additional Immediately apply to this policy. insured by attachment of an H. Other Insurance endorsement. 1. SECTION I - PROPERTY When this insurance is excess, we will have no duty under SECTION II - If there is other insurance covering the LIABILITY to defend the insured against same loss or damage, we will pay only for any "suit" if any other Insurer has a duty the amount of covered loss or damage in to defend the insured against that "suit ". excess of the amount due from that other If no other insurer defends, we will Insurance, whether you can collect on it or undertake to do so, but we will be not. But, we will not pay more than the entitled to the insured's rights against applicable Limit of Insurance of SECTION I - all those other insurers. PROPERTY. 2. SECTION II - LIABILITY c. When this insurance is excess over other insurance, we will pay only our If other valid and collectible insurance Is share of the amount of the loss, if any, available to the Insured for a loss we cover that exceeds the sum of: under SECTION 11 - LIABILITY, our 1) The total amount that all such other obligations are limited as follows: insurance would pay for the loss in a. Primary Insurance the absence of this insurance; and This Insurance is primary except when 2) The total of all deductible and Paragraph b. below applies. If this self- insured amounts under all that insurance is primary, our obligations are other insurance. not affected unless any of the other d. We will share the remaining loss, if any, insurance is also primary. Then, we will with any other Insurance that is not share with all that other insurance by described in this provision and was not the method described in Paragraph c. bought specifically to apply in excess of below. the Limits of Insurance shown in the b. Excess Insurance Declarations for this Coverage. This Insurance Is excess over: e. Method of Sharing 1) Any of the other insurance, whether If all of the other insurance permits primary, excess, contingent or on contribution by equal shares, we will any other basis: follow this method also. Under this (a) That is Fire, Extended Coverage, approach each insurer contributes equal Builder's Risk, Installation Risk amounts until it has paid its applicable or similar coverage for "your limit of insurance or none of the loss work "; remains, whichever comes first. (b) That Is Fire insurance for If any of the other insurance does not premises rented to you or permit contribution by equal shares, we temporarily occupied by you will contribute by limits. Under this with permission of the owner; method, each Insurer's share is based (c) That is insurance purchased by on the ratio of its applicable limit of you to cover your liability as a insurance to the total applicable limits of tenant for "property damage" to insurance of all insurers. premises rented to you or f. When this insurance is excess, we will temporarily occupied by you have no duty under Business Liability with permission of the owner; or Coverage to defend any claim or "suit" (d) If the loss arises out of the that any other insurer has a duty to maintenance or use of aircraft, defend. If no other insurer defends, we "autos" or watercraft to the will undertake to do so; but we will be extent not subject to Exclusion g. entitled to the insured's rights against Aircraft, Auto or Watercraft of all those other Insurers. 391. 1003 06 09 18,009 Includes copyrighted material of Insurance Services Page 65 of 66 Office, Inc. with its permission