SAM HOOPER AND ASSOCIATES 2 - 2015

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BUSINESS LIABILITY COVERAGE FORM If more than one limit of insurance under this Policy and any endorsements attached thereto (1) y send us copies any applies to any claim or "suit", the most we will a demands demannds, enotices, summonses or a legal under this policy and the endorsements Is the papers received in connection with the claim or single highest limit of liability of all coverages suit', applicable to such claim or "suit". However, this (2) Authorize us to obtain records and paragraph does not apply to the Medical Expenses other information; limit set forth in Paragraph 3. above. (3) cooperate with us in the Investigation, The Limits of Insurance of this Coverage Part apply settlement of the claim or defense separately to each consecutive annual period and to against the "suit"; and any remaining period of less than 12 months, starting (4) Assist us, upon our request, in the with the beginning of the policy period shown In the enforcement of any right against any Declarations, unless the policy period is extended person or organization that may be after Issuance for an additional period of less than 12 liable to the insured because of injury months. In that case, the additional period will be or damage to which this Insurance deemed part of the last preceding period for purposes may also apply. of determining the Limits of Insurance. d. Obligations At The Insured's Own Cast E. LIABILITY AND MEDICAL EXPENSES No insured will, except at that insured's own GENERAL CONDITIONS cost, voluntarily make a payment, assume 1. Bankruptcy any obligation, or incur any expense, other than for first aid, without our consent. Bankruptcy or insolvency of the insured or of e. Additional Insured's Other Insurance the insured's estate will not relieve us of our obligations under this Coverage Part. If we cover a claim or "suit" under this a 2. Duties In The Event Of Occurrence, Coverage Part that may also be covered by insurance Offense, Claim Suit other available to an additional insured, such additional insured a. Notice Of Occurrence Or Offense must submit such claim or "suit" to the You or any additional insured must see to other insurer for defense and Indemnity, it that we are notified as soon as However, this provision does not apply to Practicable of an 'Occurrence" or an the extent that you have agreed in a Offense which may result in a claim. To written contract, written agreement or the extent possible, notice should include: permit that this Insurance is primary and (1) How, when and where the "occurrence" non-contributory with the additional or offense took place; Insured's own insurance. (2) The names and addresses of any f• Knowledge Of An Occurrence, Offense, injured persons and witnesses; and Claim Or Stilt (3) The nature and location of any injury Paragraphs a. and b. apply to you or to or damage arising out of the any additional insured only when such "occurrence"or offense. occurrence", offense, claim or "suit" is b. Notice Of Claim known to: If a claim is made or "suit" is brought (1) You or any additional Insured that Is against any Insured, you or any additional an individual; insured must: (2) Any partner, If you or an additional (1) Immediately record the specifics of the insured is a partnership; claim or "suit" and the date received; (3) Any manager, if you or an additional and insured is a limited liability company; (2) Notify us as soon as practicable. (d) Any "executive officer" or insurance You or any additional insured must see to manager, If You or an additional it that we receive a written notice of the Insured i., a corporation; claim or "suit" as soon as practicable. (5) Any trustee, if you or an additional C. Assistance And Cooperation Of The insured is a trust; or Insured (0) Any elected or appointed official, if you You and any other involved insured must: or an additional insured is a political subdivision or public entity. Form SS 00 08 04 05 Page '15 of 24