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COMMERCIAL GENERAL LIABILITY CG8UO10413 COMMERCIAL GENERAL LIABILITY UTY COVERAGE FORM Various provisions in this policy naathot coverage. Read the entire policy carefully to determine rights, duties and what isand isnot covered. Throughout this policy the words 'ynu^' and ' refer tothe Named Insured shown in the Deo|enstione, and any other person or organization qualifying as a Named Insured under this policy. The words '\mm~. ~mm" and ''uur' refer to the company providing this insurance. The word ~insured''means any person ororganization qualifying as such under Section || — Who Is An Insured. Other vvomdo and phrases that appear in quotation marks have special meaning. Refer to Section \/ —Definitions. SECTION | — COVERAGES COVERAGE A—BODULY INJURY AND PROPERTY DAMAGE LIABILITY 1. Insuring Agreement a. We will pay those sums that the insured: becomes legally obligated to pay msdamages because of"bodily injury°or"property damage" to which this insurance applies. We will have the right and duty to defend the insured against any '^suit" seeking those damages. However, we will have no duty to defend the insured against any "suit" seeking damages for "bodily injury" or "property damage" to which this insurance does not apply. We may, at our disomation, investigate any "occurrence" and settle any claim or''suit'that may result. But (1) The amount we will pay for damages is Kimihed as described in Section N — Limits Of Insurance; and (2) Our right and duty to defend ends when we have used: up the applicable limit of insurance in the payment cfjudgments or settlements under Coverages w or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Paymento—Covenages A and B. b. This insurance applies to "bodily injury" and "property damage" om|yif: (1) The "bodily injury" or "property damage' is caused byan'ocomrnanne`that takes place in the "coverage territory"; (2) The "bodily or "property occurs during the policy period; and (3) Prior h policy under Paragraph 1. of Section 11 — Who Is An Insured and no "employee" authorized by you to give or receive notice of an "occurrence" or claim, knew that the "bodily injury" or "property damage" had occurred, in whole or in part. If such a l'isted insured or authorized "employee" knew, prior to the policy period, that the "bodily injury" or "property damage" occurred, then any continuation, change or resumption of such "bodily injury" or "property damage" during or after the policy period will be deemed to have been known prior to the policy period. o. "Bodily injury" or "property damage" which occurs during the policy period and was not, prior to the policy period, known to have occurred by any insured listed under Paragraph 1. of Section 11 — Who Is An Insured or any "employee" authorized by you to give or receive notice of an "occurrence" or claim, includes any nontinuetion, change or resumption of that ''bodily injury"or "property damage" after the end of the policy period. d. injury" damage" deemed tohave been known to have occurred at the earliest time when any kmsanad listed under Paragraph 1. of Section [| —VVho Is An Insured orany "mmp|myee"authorized byyou tm give or receive notice of an "occurrence" or claim: (1) Reports all, orany part`ofthe ^'bodi{yi�ur/` or "property damage" to us or any other onumnm�� ' (2) Receives a written or verbal demand or claim for damages because of the "bodily irjury'or"property damage';mr (3) Becomes aware by any other means that "bodily injmryp or "property dammge/' has occurred orhas begun tooccur. e. Damages because of "bodily injury` include damages claimed by any person or organization for mare. |omo of services or death resulting at any time from the "bodily injury". CG0001 0413 0Insurance Services Office, Inc., 2012 I *tN Page I of 16