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This endorsement modifies insurance provided under the: <br />The following is added to Section IV — Commercial General Liability Conditions: <br />11. Changes <br />The Cedfioehe of Insurance contains all the agreements between you and us oomoemimQ the <br />insurance afforded. The first Named Certificate Holder shown in the Certificate of Insurance is <br />authorized to make changes in the terms of the Certificate of Insurance with our consent, The <br />Certificate of Insurance terms can be amended or waived only by endorsement issued by us and <br />made apart ofthe Certificate ofInsurance. <br />Transfer mfYour Rights and Duties Under The Certificate uf|naurmnce.- <br />Yourhghtsenddu1iesunderbheCertificaNaof|nuumamoemaVnmtbatnemsf*rnadwithoutourvvritten <br />consent except inthe case ofdeath cf anindividual Named Certificate Holder. <br />If you die, your rights and duties will be transferred to your legal napmoertmdve but only while <br />acting within the scope of duties as your legal representative. Until your legal representative is <br />eppmin&ed, anyone having proper temporary custody of your property will have your rights and <br />duties but only with respect 10that property. <br />Page 1 of 1 <br />