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GENERAL INFORMATION THIS SCHEDULE OF FEES SHALL NOT BE CONSTRUED AS ESTABLISHING OR CHANGING THE RULES AND PROCEDURES PERTAINING TO THE PRACTICES FOLLOWED BY THE COMPANY. THE RATES CONTAINED IN THIS SCHEDULE OF FEES ARE APPLICABLE ONLY TO THE PRODUCTS AND SERVICES PROVIDED FOR HEREIN. ALTA: American Land Title Association. • Basic Escrow Services: See Definidons in Section F. • Binder: See description In subsection 13^5. • CLTA: California Land Tide Association. • Company: First Amarican Tide Insurance Company and its authorized agents, e EAGLE Loan Policy: FATICO's branded version of any of the ALTA Expanded Coverage Residential Loan Policies, • EAGLE Owner's Policy: FATICO's branded version of the CLTA/ALTA Homeowner's Policy of Title Insurance. • Fair Value: The Fair Value is the sate price, 0xcept that where no sale is Involved, the Fair Value is determined based on available Information, but in no event Is less than the sum of all the monetary encumbrances to which the title is subject. The Company will not Issue title Insurance for less than the Fair Value of the estate or interest to be Insured or for more than the Fair Value of the estate or Interest to be Insured without approval from FATICO's underwriting department, except that; 1. an Owners Policy issued In connection with the purchase of the subject property maybe issued In the amount of the purchase price or the contemplated value of the land with planned Improvements, and 2. where undivided interests In a property are being conveyed or encumbered, a policy may be Issued describing such undivided Interests and charged for based upon the value of such undivided Interests, • FATICO: First American Title Insurance Company, • Loan Policy: A policy insuring a lender or assignee of a lender other than a Mobile/Manufactured Home Loan Policy. • Mobile/Manufactured Home Owner's Policy or Mobile/Manufactured Home Loan Policy; A FATICO proprietary form of policy Insuring an interest In a mobile/manufactured home that has been registered with the California Department of Housing and Community Development but has not been converted to real property. • Multiple Loan Policies: See description in subsection G4. • New Home Subdivision; Newly constructed Improved one -to -four family residential properties (including condominiums) offered for sale for the first time that Include two or more separate lots or units of occupancy that are for sale as separate units. For purposes of this definition, a "sale" Includes assignment of a ground lease. Non -EAGLE Loan Policy: Any Loan Policy other than an EAGLE Loan Policy. • Non -EAGLE Owner's Policy: Any Owner's Policy other than an EAGLE Owners Policy. • Owners Policy: A policy insuring an owner, opdonee, vendee, or lessee other than a Mobile/Manufactured Home Owner's Policy. • REO (Real Estate Owned): Property currently owned by a lender (or the lender's affiliate, Investor or insurer) that acquired the property through a foreclosure sale or a deed in lieu of foreclosure. The lenders "affiliate" is any person or entity that directly or Indirectly controls, Is controlled by, or Is under common control with the lender. Short Sale: See Definition in Section F. .5- ® 2014 First American Tide Insurance Company. All rights reserved. November 10, 2014