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COMMERCIAL AUTOMOBILE HA 99 19 03,12 THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY, ENDORSEMENT This endorsement modifies Insurance provided under the foil owl ng: BUSINESS AUTO COVERAGE FORM To the extent that the, provisions of this endorsement provide broader benefits to the "Insured" than other provisions of tho Coverage Form, the provisions of this endorsement apply. 1, BROAD FORM INSURED A. Subsidiaries and Newly Acquired or Formed Organizations The Named Insured shown lit the Declarations is amended to Include: (1) Any legal business entity other tPran a partnership or joint venture, formed as a subsidiary in which you have an ownership interest of more than 60% on the effective date of the Coverage Form, However, Ills Named Insured does not Include any subsidiary that is an "Insured" under any other automobile pollcy or would be an "Insured" under such a policy but for Its termination or the exhaustion of Its Limit of Insurance. (2) Any organization that is acquired or formed by you and over which you maintain majority ownership. However, the Named Insured does [lot include any newly toned ar acqulred organization: (a) That Is a partnership or joint venture, (b) That Is an "Insured" under any other policy, (c) That has exhausted Its Limit of Insurance under any other policy, or (d) 160 days or more afler its acquisition or formation by you, unless you have given us notice of the acquisition or formation. Coverage does not apply to "bodily Injury" or "property darmage" that results from an "accident" thal occurred before you formed or acquired the organization. B. Employees as Insureds Paragraph Al. - WHO IS AN INSURED - of SECTION II - LIABILITY COVERAGE is amended 10 add: d, Any "employee" of yours whdle using a covered "auto" you don't own, hire or borrow in your business at, your personal affairs. C. Lessors as Insureds Paragraph A1. - WHO IS AN INSURED • of Section II - Liability Coverage is amended to add: e. The lessor of a covered "auto" while the "auto" is leased to you under a written agreement if: (1) The agreement requires you to provide direct primary Insurance for the lessor and (2) The "auto" Is leased without a driver. Such a leased "auto" will be considered a covered "auto" you own and not a covered "auto" you His, D. Additional Insured if Required by Contract (1) Paragraph A.1. - WHO IS AN INSURED - of Section II - Llabllity Coverage is amended to add: When you have agreed, It) a written contract or written agroomenl, that a Person or ofganizatlen be added as an additional Insured on your business auto policy, such person or organlzatlon is an "Insured", but only to She extent such person or organization is liable for "bodily injury" or "property damage" caused by the conduct of an "Insured" under paragraphs a. or b. of Who Is An Insured with regard to the ownership, maintenance or use of a covered "auto." rt0'2011,The I-lartford (Includes copyrighted material Form HA 99 16 03 12 of ISO Properties, Inc., with its pol-11119sion.) Page 1 of 6 FIRST AMERICAN TITLE COMPANY REVIEWED BY: `GL�,� , EUNICE HEREDIA (PG 3 OF 9)