RICHARDS, WATSON & GERSHON, APC. 4 - 2015

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Liability Insurance Endorsement Policy Period OCTOBER 1, 2014 TO OCTOBER 1, 2015 Effective Date OCTOBER 1, 2014 Policy Number 3529-32-50 PLE Insured RICHARDS WATSON & GERSHON Name of Company VIGILANT INSURANCE COMPANY Date Issued OCTOBER 27, 2014 This Endorsement applies to the following forms: GENERAL. LIABILITY Under Who Is An Insured, the following provision is added Who Is An Insured Additional Insured - Persons or organizations shown in the Scheduleare insureds; but dteyare insureds only ifyou are Scheduled Person obligated pursuant to a contract or agreement to provide them with such insurance as is afforded by Or Organization this policy. However, the person or organization is an insured only: if and then only to the extent the person or organization is described in the Schedule; to the extent such contractor agreement requires the person or organization to be afforded status as an insured; for activities that did not occur, in whole or in part, before the execution of the contract or agreement; and with respect to damages, loss, cost or expense for injury or damage to which this insurance applies, No person or organization is an insured tinder this provision: that is more speci Beatty identified under any otherprovision of the Who Is An Insured section (regardless of any limitation applicable thereto). with respect to any assmnption of liability (of another person or organizatlon)by them in a contract or agreement. This limitation does not apply to the liability for damages, loss, cost or expense for injury or damage, to which this insurance applies, that the person or organization would have in the absence of such contract or agreement. kio VE,1)TO FORM i%1. Schwarzmann tant City Attorney Liability Insurance Additionallnsured - SchedlffiP.Wk&rr r , otion continued Form 60-02-2367 (Rev. 5-07) Endorsement Page 1