Laserfiche WebLink
9. RENTAL REIMBURSEMENT <br />SECTION III -PHYSICAL DAMAGE COVERAGE, A. COVERAGE, is amended by adding the following: <br />a. We will pay up to $75 per day for rental reimbursement expenses incurred by you for the rental <br />of an "auto" because of "accident" or "loss", to an "auto" for which we also pay a "loss" <br />under Comprehensive, Specified Causes of Loss or Collision Coverages. We will pay only for <br />those expenses incurred after the first 24 hours following the "accident" or "loss" to the <br />covered "auto." <br />b. Rental Reimbursement will be based on the rental of a comparable vehicle, which in many <br />cases may be substantially less than $75 per day, and will only be allowed for the period of <br />time it should take to repair or replace the vehicle with reasonable speed and similar quality, up <br />to a maximum of 30 days. <br />c. We will also pay up to $500 for reasonable and necessary expenses incurred by you to remove <br />and replace your tools and equipment from the covered "auto". <br />d. This coverage does not apply unless you have a business necessity that other "autos" avail- <br />able for your use and operation cannot fill. <br />e. If "loss" results from the total theft of a covered "auto" of the private passenger type, we will <br />pay under this coverage only that amount of your rental reimbursement expenses which is not <br />already provided under Paragraph 4. Coverage Extension. <br />f. No deductible applies to this coverage. <br />For the purposes of this endorsement provision, materials and equipment do not include "personal <br />effects" as defined in provision 11. <br />10. EXTRA EXPENSE - BROADENED COVERAGE <br />Under SECTION III - PHYSICAL DAMAGE COVERAGE, A. COVERAGE, we will pay for the expense of <br />returning a stolen covered "auto" to you. The maximum amount we will pay is $1,000. <br />11. PERSONAL EFFECTSCOVERAGE <br />A. SECTION III - PHYSICAL DAMAGE COVERAGE, A. COVERAGE, is amended by adding the <br />following: <br />If you have purchased Comprehensive Coverage on this policy for an "auto" you own and that <br />"auto" is stolen, we will pay, without application of a deductible, up to $600 for "personal <br />effects" stolen with the "auto." <br />The insurance provided under this provision is excess over any other collectible insurance. <br />B. SECTION V - DEFINITIONS is amended by adding the following: <br />For the purposes of this provision, "personal effects" mean tangible property that is worn or <br />carried by an insured." "Personal effects" does not include tools, equipment, jewelry, money <br />or securities. <br />12. ACCIDENTAL AIRBAG DEPLOYMENT <br />SECTION III - PHYSICAL DAMAGE COVERAGE, B. EXCLUSIONS is amended by adding the follow- <br />ing: <br />If you have purchased Comprehensive or Collision Coverage under this policy, the exclusion for <br />"loss" relating to mechanical breakdown does not apply to the accidental discharge of an airbag. <br />Any insurance we provide shall be excess over any other collectible insurance or reimbursement by <br />manufacturer's warranty. However, we agree to pay any deductible applicable to the other cov- <br />erage or warranty. <br />13. AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT COVERAGE <br />SECTION III - PHYSICAL DAMAGE COVERAGE, B. EXCLUSIONS, exceptio rraagraph a. t clu- <br />sions 4.c. and 4.d. is deleted and replaced with the following: ��s, <br />O 2013 Liberty Mutual Insurance <br />CA 88 10 01 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 4 of 7 <br />