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POWER OF ATTORNEY
<br />TRAVELERSJp Farmington Casualty Company
<br />St. Paul Mercury Insurance Company
<br />Fidelity and Guaranty Insurance Company
<br />Travelers Casualty and Surety Company
<br />Fidelity and Guaranty Insurance Underwriters, Inc.
<br />Travelers Casualty and Surety Company of America
<br />St. Paul Fire and Marine Insurance Company
<br />United States Fidelity and Guaranty Company
<br />St. Paul Guardian Insurance Company
<br />Attorney -In Fact No. 229166 Certificate No. 006289672
<br />KNOW ALL MEN BY THESE PRESENTS: That Farmington Casualty Company, St. Paul Fire and Marine Insurance Company, St. Paul Guardian Insurance
<br />Company, St. Paul Mercury Insurance Company, Travelers Casualty and Surety Company, Travelers Casualty and Surety Company of America, and United States
<br />Fidelity and Guaranty Company are corporations duly organized under the laws of the State of Connecticut, that Fidelity and Guaranty Insurance Company is a
<br />corporation duly organized under the laws of the State of Iowa, and that Fidelity and Guaranty Insurance Underwriters, Inc, is a corporation duly organized under the
<br />laws of the State of Wisconsin (herein collectively called the "Companies"), and that the Companies do hereby make, constitute and appoint
<br />Susan Hecker, Maureen O'Connell, Robert Wrixon, Brian F. Cooper, M. Moody, Betty L. Tolentino, Janet C. Rojo, Virginia L. Black, K. Zerounian,
<br />and Kevin Re
<br />of the City of San Frath isco , State of California , their true and lawful Attorney(s)-in-Fact,
<br />each in their separate capacity if more than one is named above, to sign, execute, seal aid acknowledge any and all bonds, recognizances, conditional undertakings mrd
<br />other writings obligatory in the nature thereof on behalf of the Companies in their business of guaranteeing the fidelity of persons, guaranteeing the performance of
<br />contracts and executing or guaranteeing bonds and undertakings required or permitted in any actions or proceedings allowed by law.
<br />IN WITNESS WHEREOF, the Companies have caused this instrument to be signed and their corporate seals to be hereto affixed, this
<br />day of March 2015
<br />Farmington Casualty Company
<br />Fidelity and Guaranty Insurance Company
<br />Fidelity and Guaranty Insurance Underwriters, Inc.
<br />St, Paul Fire and Marine Insurance Company
<br />St, Paul Guardian Insurance Company
<br />12th
<br />St. Paul Mercury Insurance Company
<br />Travelers Casualty and Surety Company
<br />Travelers Casualty and Surety Company of America
<br />United States Fidelity and Guaranty Company
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<br />State of Connecticut
<br />City of Hartford ss.
<br />By:
<br />Robert L. Raney,, en or Vice President
<br />On this the 12th day of March 2015 before me personally appeared Robert L. Raney, who acknowledged himself to
<br />be the Senior Vice President of Farmington Casualty Company, Fidelity and Guaranty Insurance Company, Fidelity and Guaranty Insurance Underwriters, Inc., SL Paul
<br />Fire and Marine Insurance Company, St. Paul Guardian Insurance Company, SL Paul Mercury Insurance Company, Travelers Casualty and Surety Company, Travelers
<br />Casualty and Surety Company of America, and United States Fidelity and Guaranty Company, and that he, as such, being authorized so to do, executed the foregoing
<br />instrument for the purposes therein contained by signing on behalf of the corporations by himself as a duly authorized officer.
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<br />In Witness Whereof, I hereunto set my hand and official seal. �pTAl1y\ e uw l.:
<br />My Commission expires the 30th clay of June, 2016. O p��Ip/r Marie C. Teri Notary Public
<br />58440-8-12 Printed in U.S.A.
<br />BORDER
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