FIELDMAN, ROLAPP & ASSOCIATES 5 -2015

Home Browse Search

o. Under SECTION U — LIABILITY, El Exclusions, paragraph 1.k., the following is added: Paragraph (4) does not apply to "property damage" to borrowed equipment while at a jobaibs and not being used to perform operations. Paragraph (%)' (4) and (G) do not apply to ''pnoperty damage" to "customers goods" while on your premises nor to the use ofelevators. b. Under SECTION U — LIABILITY, F. Liability and 01adico| Expenses Definitionm, the following additional definition ieadded: "Customers goods" means property of your customer on your premises for the purpose of being: a. Worked on; or b. Used in your manufacturing process. u. The insurance afforded under this provision is excess over any other valid and collectible property insurance (including deductible) available to the insured whether primary, excess, contingent oron any other basis. G. Incidental K0m|pnsctioe — Employed Nurses, EK0T'e and Paramedics Under SECTION || — LIABILITY, C. Who Is An |neurnd, paragraph 2.o.(1)(d) does not apply too nureo, emergency medical technician or paramedic employed by you if you are not engaged in the business or occupation of providing medico|, paromedina|, ourgico|, danta|, x- ray or nursing services. 7. Personal and Advertising Injury — Broad Form Under SECTION || — LIABILITY, F. Liability and K0edioo| Expenses Definitions, definition 15. "Personal and Advertising |rjury^, paragraph h. is added aufollows: h. Discrimination or humiliation (unless insurance thereof is prohibited by law) that results in injury to the feelings or reputation of natural paroon, but only if such discrimination or humiliation is: (i) Not done intentionally by oratthe direction of: (o) The insured; or (b) Any officer ofthe oorporaUon, director, stockho|dor, partner or member of the insured; and (2) Not directly or indirectly related to an ^emp|oyea^, nor to the emp|oyment, prospective employment or termination of any person or persons byoninsured. 8. Product Recall Expense qOF9 Insurance Group@ o. Under SECTION U — LW\ENLD-f B. Eoc|usiono, Paragraph 1.o. ie replaced inits entirety by the following: o. Recall of Products, Work or Impaired Property Damages claimed for any |oon, cost or expense incurred by you or others for the |ooe of use, vvithdnawa|, reuaU, inapection, repa|r, replacement, acUuotment, removal or disposal of: (1) "Your product"; (2) "Your work^;or (3) "Impaired property"; If such product, work or property is withdrawn or recalled from the market or from use by any person or organization because of known or suspected defeot, deficienoy, inadequacy or dangerous condition in it but this exclusion dn*a not apply to "product recall expenses" that you incur for the ''covered nyoa||^ of ''your product". The exception tn the exclusion does not apply to "product nooa|| expenses" resulting from: (1) Failure of any products toaccomplish their intended purpose; (2) Breach of warranties of fitness. quality, durability orperformance; (3) Loss of customer apprnvu|, or any cost incurred to regain customer approval; (4) Redistribution or replacement of "your product" which has been nama||ed by like products orsubstitutes; (5) Caprice or whim of the insured; (G) A condition likely to cause |oeo of which any insured knew or had reason to know at the inception of this insurance; . (7) Asbestos, including |oeo, damage or clean up resulting from asbestos or asbestos containing materials; or (0) Recall of "your products" that have no known or suspected defect oo|o|y because a known or suspected defect in another of "your products" has been found. b. Under SECTION U— LiAB|UTY, C. Who |o/4n Insured, paragraph 4.c.ia added en follows: c. "Bodily injuryy or "property damage" do not apply to "product neou|| expense" arising out of any withdrawal 39140060609 Includes copyrighted material of Insurance Services Office, Inc. Page Vof5