| (iii) "Bodily injury" or "property damage" 
<br />arising out of heat, smoke or fumes from 
<br />a "hostile fire"; 
<br />(b) At or from any premises, site or location 
<br />which is or was at any time used by or for 
<br />any insured or others for the handling, 
<br />storage, disposal, processing or treatment of 
<br />waste; 
<br />(c) Which are or were at any time transported, 
<br />handled, stored, treated, disposed of, or 
<br />processed as waste by or for: 
<br />(i) Any insured; or 
<br />(ii) Any person or organization for whom you 
<br />may be legally responsible; 
<br />(d) At or from any premises, site or location on 
<br />which any insured or any contractors or 
<br />subcontractors working directly or indirectly 
<br />on any insured's behalf are performing 
<br />operations if the "pollutants" are brought on 
<br />or to the premises, site or location in 
<br />connection with such operations by such 
<br />insured, contractor or subcontractor. 
<br />However, this subparagraph does not apply 
<br />to: 
<br />(i) "Bodily injury" or "property damage" 
<br />arising out of the escape of fuels, 
<br />lubricants or other operating fluids which 
<br />are needed to perform the normal 
<br />electrical, hydraulic or mechanical 
<br />functions necessary for the operation of 
<br />"mobile equipment" or its parts, if such 
<br />fuels, lubricants or other operating fluids 
<br />escape from a vehicle part designed to 
<br />hold, store or receive them. This 
<br />exception does not apply if the "bodily 
<br />injury" or "property damage" arises out of 
<br />the intentional discharge, dispersal or 
<br />release of the fuels, lubricants or other 
<br />operating fluids, or if such fuels, 
<br />lubricants or other operating fluids are 
<br />brought on or to the premises, site or 
<br />location with the intent that they be 
<br />discharged, dispersed or released as part 
<br />of the operations being performed by 
<br />such insured, contractor or 
<br />subcontractor; 
<br />(ii) "Bodily injury" or "property damage" 
<br />sustained within a building and caused 
<br />by the release of gases, fumes or vapors 
<br />from materials brought into that building 
<br />in connection with operations being 
<br />performed by you or on your behalf by a 
<br />contractor or subcontractor; or 
<br />(iii) "Bodily injury" or "property damage" 
<br />arising out of heat, smoke or fumes from 
<br />a "hostile fire"; or 
<br />(e) At or from any premises, site or location on 
<br />which any insured or any contractors or 
<br />subcontractors working directly or indirectly 
<br />on any insured's behalf are performing 
<br />operations if the operations are to test for, 
<br />monitor, clean up, remove, contain, treat, 
<br />detoxify or neutralize, or in any way respond 
<br />to, or assess the effects of, "pollutants". 
<br />(2) Any loss, cost or expense arising out of any 
<br />(a) Request, demand, order or statutory or 
<br />regulatory requirement that any insured or 
<br />others test for, monitor, clean up, remove, 
<br />contain, treat, detoxify or neutralize, or in 
<br />any way respond to, or assess the effects of, 
<br />"pollutants"; or 
<br />(b) Claim or suit by or on behalf of a 
<br />governmental authority for damages 
<br />because of testing for, monitoring, cleaning 
<br />up, removing, containing, treating, 
<br />detoxifying or neutralizing, or in any way 
<br />responding to, or assessing the effects of, 
<br />"pollutants". 
<br />However, this paragraph does not apply to 
<br />liability for damages because of "property 
<br />damage" that the insured would have in the 
<br />absence of such request, demand, order or 
<br />statutory or regulatory requirement, or such 
<br />claim or "suit" by or on behalf of a governmental 
<br />authority. 
<br />g. Aircraft, Auto Or Watercraft 
<br />"Bodily injury" or "property damage" arising out of 
<br />the ownership, maintenance, use or entrustment to 
<br />others of any aircraft, "auto" or watercraft owned or 
<br />operated by or rented or loaned to any insured. Use 
<br />includes operation and "loading or unloading". 
<br />This exclusion applies even if the claims against 
<br />any insured allege negligence or other wrongdoing 
<br />in the supervision, hiring, employment, training or 
<br />monitoring of others by that insured, if the 
<br />"occurrence" which caused the "bodily injury" or 
<br />"property damage" involved the ownership, 
<br />maintenance, use or entrustment to others of any 
<br />aircraft, "auto" or watercraft that is owned or 
<br />operated by or rented or loaned to any insured. 
<br />This exclusion does not apply to: 
<br />(1) A watercraft while ashore on premises you own 
<br />or rent; 
<br />(2) A watercraft you do not own that is: 
<br />(a) Less than 51 feet long; and 
<br />(b) Not being used to carry persons for a 
<br />charge; 
<br />(3) Parking an "auto" on, or on the ways next to, 
<br />premises you own or rent, provided the "auto" is 
<br />not owned by or rented or loaned to you or the 
<br />insured; 
<br />HG 00 01 06 05 Page 3 of 18 
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