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HTanover Insurance Group® OTHER INSURANCE - PRIMARY AND NON-CONTRIBUTORY (ADDITIONAL INSURED) ENDORSEMENT THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following; BUSINESSOWNERS COVERAGE FORM The following is added to SECTION III — COMMON POLICY CONDITIONS: M. Other Insurance (b) That Is Fire insurance for 1, Additional Insureds premises rented to the Additional Insured or temporarily occupied If you agree in a written contract, written by the Additional Insured with agreement or permit that the insurance permission of the owner; provided to any person or organization (c) That is insurance purchased by included as an Additional Insured under the Additional Insured to cover the SECTION II - LIABILITY, Part C — Who is An Additional Insured's liability as a Insured. Is primary and non-contributory, the tenant for "property damage" to following applies: premises rented to the Additional If other valid and collectible insurance is Insured or temporarily occupied available to the Additional Insured for a loss by the Additional Insured with we cover under SECTION 11 — LIABILITY, permission of the owner; or Part A. Coverages, Paragraph 1., Business (d) If the loss arises out of the Liability our obligations are limited as follows: maintenance or use of aircraft, a, Primary Insurance "autos" or watercraft to the extent This insurance is primary to other not subject to Exclusion g. of SECTION II — LIABILITY, Part A. insurance that is available to the Coverages, 1, Business Additional Insured which covers the Liability. Additional Insured as a Named Insured. We will not seek contribution from any When this Insurance is excess, we will other insurance available to the Additional have no duty under SECTION II — Insured except: LIABILITY, Part A. Coverages, 1. (1) For the sole negligence of the Business Liability to defend the Insured "suit" Additional Insured; against any if any other insurer has a duty to defend the insured against that (2) When the Additional Insured is an "suit", If no other insurer defends, we will Additional Insured under another undertake to do so, but we will be entitled primary liability policy; or to the insured's rights against ail those (3) When b.(2) below applies. other insurers. If this Insurance Is primary, our obligations When this insurance is excess over other are not affected unless any of the other insurance, we will pay only our share of insurance is also primary. Then, we will the amount of the loss, if any, that share with all that other insurance by the exceeds the sum of: method described in b.(3) below, (2) The total amount that all such other b. Excess Insurance insurance would pay for the less in the absence of this insurance; and This insurance is excess over: (3) The total of all deductible and self - (1) Any of the other insurance, whether insured amounts under all that other primary, excess, contingent or on any insurance. other basis: We will share the remaining loss, if any, (a) That is Fire, Extended Coverage, with any other insurance that is not Builder's Risk, Installation Risk or described in this Excess Insurance similar coverage for"your work"; provision and was not bought specifically to apply In excess of the Limits of 391.1331 06 09 Includes copyrighted material of Insurance Services Offices, Inc., with Its permisslon Page 1 of 2