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transactions through the a="nt him directly w indirectly involve m are related m unlawful Internet gambling, including, without
<br />fiffirtation the acceptance or rerompt of any funds or deposits in connection therewith
<br />Overdrafts.
<br />8 � The Bank may debit the Account even though the debit may bring about or increase an overdraft Unless otherwise agreed in wwrinig,
<br />any overdraft shall be immediately due and payable by the Cusionier to the Bank. If the Bank permits air ovwdvalI the Bahk is
<br />authorized to charge interest on the amount of the overdraft as long as #is overdraft is ouNtranding, at the rate determined by the Bank,
<br />up to the maximum rate permitted by Jaw at the thmeof the overdraft or at the specific rate agreed in writing between the Customer and
<br />the Bank Whether or not the Bank pays at) Iters that brings about or increases an overdraft, the Bank may deduct the applicathe
<br />overdraft fees and expenses from the Account without notice Unless agreed in writing, the Bank Is under no obligation to permit any
<br />overdraft or to cornmue to permit overdrafts after haiting permitted an overdraft, notwithstanding any prior action or MUrse of dealing
<br />o2 When Items and other debris h the Account are presented m the Bank hw payment oothe same day and! there are insufficient available
<br />funds |o the Account uu pay a||n/ these transactions, the Bank may choose the order |n which it pays transactions, including, without
<br />firmhuron, fine largest transaction first or any other order determined by the Bank, in its sale discretion
<br />Afm,ts�Information.
<br />The Customer authorizes the Bank t, retain pn agent \o perform data processing, rollectJon and other ra** trial the Bank considers
<br />necessary or desirable and to modify or fifornmad Vie Barka arrangements with the Bank's agents at any time. The Customer agrees
<br />that requests, Instructions, and information with respect to Accoums, the Customer itself, of transactions to be disclosed in accordance
<br />with the Account Terms, may be transmitted acroars national boundaries and through networks, including networks owned and operated
<br />by third parties. The Cushomer authorizes the Bank to disclose information with respect to any Account and Service, the Customer
<br />itself, or any transaction in which: (I) the disclosure, in the Bank's opinion, is necessary or desirable for the purpose of allowing the Bank
<br />to perform Its duties and to exercise its powers and rights hereunder ho the disclosure is to a proposed assignee of the rights of the
<br />Bank� (in) the disclosure is to a branch, affiliate, subsidiary, employee of agent of the Bank or to its auditors, regulators or legal advisers,
<br />hih the disclosure is to the auditors of the Cushomenj or tv) the disclosure is permitted or required by law, regardless of whether the
<br />disclosure is made in the country In which the Customer resides, in which the Amount is maintained, or in which the transaction is
<br />lQ Liability Limitation; Force Majeure
<br />101 The Bank, its agents, employees, officers and directors, shall not be liable for any damage, loss, expense or liability of any nature which
<br />the Cuslixiner lady suffer or incur, except to the extent of direct losses or expenses attributable to the gross negligence or wilful
<br />misconduct of the Bank, its agents, employees, officers or directors The Bank, its agents, employees, officers and directors shall not, in
<br />any event, be liable for indirect, special, consequential or punitive loss or damage of any kind �inclrndmg, but not limited to lost notes),
<br />whether or not foreseeable, even if the Bank, its agents, emplovLes, officers or directors have been advised of the likelihood of such
<br />loss of damage, and regardless of whether the claim for loss or damage. is made in negligence, gross neghtgereer for breach of contract
<br />or otherwal provided, however, that the foregoing shall not apply to the extent such loss or damage is caused by fraud on the part of
<br />the Bank, Is agents, employees, officers or directors.
<br />10 P Neither the Bank nor the Customer shall he liable for any loss or damage to the other for its failure tv perform *r"ay in the
<br />Podomoewcoof its vN.gat.o" resulting from m" act r( God, act of goverrimental authority, us inne o/de facto, legal constraint, war,
<br />,o,,o,.om, catastrophe, fire, flood or electrical, computer, mechanical or telerommunicanions failure, or failure of any agent w
<br />correspondent, or unavailability of a payntent systenn, of any cause beyond its reasonable control.
<br />|1 |ommmmoy.
<br />The Customer agrees to indemnify ndhold/h Bank, arid its agents, employees, officers and directors, harmless from and against any
<br />and all claims, damages, demands, Judgments, liabilities, losses, costs and expenses (including attorneys' /oeq resulting directly or
<br />indirectly from (V the Bank's acceptance v/ execution r, any request nrdirection, including, without omituom, Items and instructions
<br />issued |o the name o("" Authorized Po.*vm"r(i|) the Bank's payment vf any taxes, interest w penalty othowv.o* due from the
<br />Customer paid on the Customer's behaff, or for which the Bank has no responsibility under the Account Terms,
<br />12 Notices.
<br />All Account Statements and notices may be sent to the Customer by ordinary mail, courinrt facsimile transmission, olemmow
<br />meo»m.00ion (including but not limited m, SWIFT "vmmo"icmioV, through inner net sites, Such other means wo the Customer and
<br />the Bank agree upon from time |ofine.at the address ,f the Cusimneno the books and records o/ the Bank Unless otherwise
<br />arranged, all notices ° the Bank must *: sent |v the Bank W the officer v/ service representative managing the xo*pw^i and most hw
<br />sent by ordinary mail, by courier, by facsimile transmission, by electronic transmission or by such other means an the Customer and the
<br />Bank agree UpOrr from time to firne The Bank shall have a reasonable hme to act on any notices ressived.
<br />13 Termination.
<br />Unless otherwise agreed, either are Bank ur the Customer may close an Account or terminate a Service h hi the other party not
<br />less than thirty 130) calendar days' prior wrtnen noric f t')X follo24 terminate, Notwithstanding the foregoing, either party may
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