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I � 11, 1(11I'I <br />The Customer redeposited a check that has been returned unpaid <br />The Customer has overdrawn one or more of its accounts repeatedly in the last six months; or <br />There is an emergiency, such as failure of communications, or computer equipment. <br />In such circumstances, funds wiill generality be available no later than the seventh business day after the dray of deposit. Inclement weather or <br />transportation problem's may lead to additional delays under certain availability schedules. Customer may have specific availability sehedutes <br />related to a banking service, <br />F *. Special Rules for New Accounts. If the account Is a new account, the faNlowBng special rules may apply during the first thirty days the <br />account Ys open: <br />Funds from deposits of the first $'5,000 of that day's total deposits of cashier's, certified, fellers, traverers, and federal, state and <br />local government checks will be available on the first business day after the day of deposit if the deposit meets certain conditions. <br />For example, the checks must be payable to the Customer. The excess over $5,0300 will be available no later than the ninth <br />business day after the day of deposit. If the deposit of checks (other than U.S.. Treasury checks) is not made in person t© one of the <br />Bank's employees, the first $5,000 may not be made available until the second business day after the day of deposit.; and <br />Funds from all other check deposits will be made available no Wafter khan the fifteen business days after the day of deposit <br />This Availability Policy and availability schedules may be changed without nothoe. <br />®r 2010 JPMorgan Chase & Co, All rights reserved, JPMorgan Chase Bank, N.A. Member FDIC. <br />55A -130 <br />