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b Any device designed or used to detect <br />speed measuring equipment such eo radar <br />orlaser detectors and any jamming appara- <br />tus intended to etude or disrupt speed <br />measurement equipment. <br />c. Any electronic equ�pment, without regard to <br />whether this equipment is permanently in- <br />sta||ed, that receives or transmits audio, <br />visual or data signals and that is not de- <br />signed solely for the reproduction of sound. <br />d. Any accessories used with the electronic <br />equipment described in Paragraph u. <br />above. <br />Exclusions 4.u,and 4.d.donot apply to: <br />m. Equipment designed solely for the repro- <br />duction of sound and accessories used with <br />epro-duotipnofeoundandmooeeeuhesunedvvith <br />such equipment, provided such equipment <br />is permanently installed in the covered <br />"auto" at the time of the "loss" or such <br />equipment is removable from a housing unit <br />m/Nioh is permanently installed in the cov- <br />ered "auto" at the time of the "loss", and <br />such equipment is designed to be mo|m[y <br />operated by use of the power from the <br />"auto's" electrical aystem, in or upon the <br />covered "auto"; or <br />b.Any other electronic equipment that is: <br />(1) Necessary for the normal operation of <br />the covered ''aubo'` or the monitoring of <br />the covered "auto's" operating system; <br />or <br />(2) An integral part mfthe same unit housing <br />any mound reproducing equipment de- <br />scribed in Paragraph m.above and per- <br />manently installed in the opening of the <br />dash or console of the covered "auto" <br />normally used by the muanuhacture, for <br />installation of radio. <br />5. We will not pay for "loss" toocovered "auto" <br />due to "diminution in value". <br />0. Limit Of Insurance <br />1. The most we will pay for "loam" in any one "ac- <br />cident" is the lesser of: <br />a. The actual cash we|ua of the damaged or <br />stolen property as of the time of the 'luse''; <br />or <br />b. The cost ofrepairing ormyplaomgthe dam- <br />aged or stolen property with other property <br />oflike kind and quality. <br />2. An ad]uetm*mt for depreciation and physical <br />condition will be made in determining actual <br />cash value Imthe event ofatotal ^|oss^ <br />3. If repair or replacement results in better than <br />like kind or quality, we will not pay for the <br />amount ofthe betterment, <br />D. Deductible <br />For each covered "amto', our obligation to pay for, <br />repair, return or replace damaged or stolen prop- <br />erty will <br />napertywiN be reduced by the applicable deductible <br />shown in the Declarations. Any Comprehensive <br />Coverage deductible shown in the Declarations <br />does not apply hm~|oos`caused byfire orlightning. <br />SECTION |V—BUSINESS AUTO CONDITIONS <br />The following conditions apply in addition to the <br />Common Policy Conditions: <br />A. Loss Conditions <br />1. Appraisal For Physical: Damage Loss <br />|fyou and medisagree onthe amount of"loss". <br />either may demand an appraisal ofthe "loea" <br />|nthis event, each party will select aoompetemt <br />appraiser. The two appraisers will a*|out a <br />competent and impartial umpire. The apprais- <br />ers will state separately the actual cash vaIue <br />and amount of "loss". If they fail to eAnae, they <br />will submit their diffmnmmoeo to the umpire. A <br />decision agreed to by any two will be binding. <br />Each party will: <br />a. Pay its chosen appraiser; and <br />b. Bear the other expenses of the appraisal <br />and umpire equally. <br />If we submit to an appmmisu|, we will still retain <br />our right todeny the claim. <br />2. Duties |nThe Event OfAccident, Claim, Suit <br />Or Loss <br />We have no dub/ to provide coverage under <br />this policy unless there has been full oommph- <br />anoevvith the following duties: <br />m. In the event of "accidemt` claim, "suit" or <br />^|oss^, you must give us orour authorized <br />representative prompt mcAioy of the '`ooci- <br />dent'or''Uoam" Include: <br />(1) How, when and where the "accident'mr <br />"loss" occurred; <br />(2) The "imsumed',"name and address; and <br />(3) To the extent possible, the names and <br />addresses of any injured persons and <br />witnesses. <br />b. Additiona||y, you and any other involved <br />"insured" must: <br />(1) Assume no ob|igebon, make no pay- <br />memt or incur no expense without our <br />conse,�i,,)Mbept at the '`inmumd"m" own <br />Page 7 of 12 <br />CA 00 01 03 06 C|SO Properties, Inc., 2005 \~` <br />