FRIENDS OF SANTA ANA ZOO (FOSAZ) 7-2016

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COMMERCIAL GENERAL LIABILITY CG 00 0107 98 COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as a Named Insured under this policy. The words "we", "us" and "our" refer to the company providing this insur- ance. The word "insured" means any person or organization qualifying as such under Section II — Who Is An In- sured. Other words and phrases that appear in quotation marks have special meaning. Refer to Section V — Definitions. SECTION I — COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 1. Insuring Agreement b. This insurance applies to "bodily injury" and "property damage" only if: (1) The "bodily injury" or "property damage" is caused by an "occurrence" that takes place in the "coverage territory'; and (2) The "bodily injury" or "property damage" occurs during the policy period. c. Damages because of "bodily injury' include damages claimed by any person or organiza- tion for care, loss of services or death resulting at any time from the "bodily injury". 2. Exclusions This insurance does not apply to: a. Expected Or Intended Injury "Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" resulting from the use of reasonable force to protect persons or property. a. We will pay those sums that the insured be- b. Contractual Liability comes legally obligated to pay as damages be- cause of "bodily injury" or "property damage" to "Bodily injury" or "property damage" for which which this insurance applies. We will have the the insured is obligated to pay damages by right and duty to defend the insured against any reason of the assumption of liability in a con - "suit" seeking those damages. However, we will tract or agreement. This exclusion does not have no duty to defend the insured against any apply to liability for damages: "suit" seeking damages for "bodily injury" or (1) That the insured would have in the absence "property damage" to which this insurance does of the contract or agreement; or not apply. We may, at our discretion, investi- "occurrence" (2) Assumed in a contract or agreement that is gate any and settle any claim or "suit" that may result. But: an "insured contract", provided the "bodily "property injury" or damage" occurs subse- (1) The amount we will pay for damages is quent to the execution of the contract or limited as described in Section III — Limits agreement. Solely for the purposes of liabil- Of Insurance; and ity assumed in an "insured contract", rea- (2) Our right and duty to defend end when we sonable attorney fees and necessary litiga- have used up the applicable limit of insur- tion expenses incurred by or for a party ance in the payment of judgments or set- other than an insured are deemed to be tlements under Coverages A or B or medi- damages because of "bodily injury" or cal expenses under Coverage C. "property damage", provided: No other obligation or liability to pay sums or (a) Liability to such party for, or for the cost perform acts or services is covered unless ex- of, that party's defense has also been plicitly provided for under Supplementary Pay- assumed in the same "insured contract"; ments — Coverages A and B. and eke Zt Guevee 2k�pdPd��r P CG 00 0107 98 Copyright, Insurance Services Office, Inc., 1997 Page 1 of 13 0