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This is an overview only of coverages. Refer to the Certificate of Coverage(s) for detailed <br />terms and conditions. <br />A. AIRCRAFT / DRONES <br />RMD has secured aircraft policies for those agencies which have an exposure. This <br />policy covers liability, medical, airfields /landing strips, and hull coverages. Aircraft <br />traveling to Mexico must be pre - insured by the State before entering into Mexican <br />airspace. RMD must be notified thirty days before the proposed trip. <br />B. AUTOMOBLIE <br />1. State Owned Vehicles <br />Coverage includes all State Agencies and Universities up to the limits required by <br />the Tort Claims Act. In order to drive any licensed motor vehicle, an employee must <br />be in compliance with state motor vehicle laws i.e., being licensed to drive in the <br />State of New Mexico and being able to show financial responsibility (by having <br />vehicle insurance as shown by a current and valid Evidence of Coverage) certificate <br />issued by RMD. In addition, the employee must be in compliance with the State <br />Motor Vehicle GSD rule 90 -202 (or its successor) if applicable and any other <br />additional requirements of the employer, if any. <br />2. Employee Vehicles <br />The State will provide secondary coverage up to the Tort Claims limit as described <br />in the New Mexico Tort Claims Act but this will be excess of the employees' own <br />vehicle coverage. The employee's personal automobile liability, collision and <br />comprehensive policies are primary, including applicable deductibles to be paid by <br />the employee. The State will only provide secondary coverage for remaining <br />financial exposure, if any, up to the Tort Claims limit. RMD recommends agency <br />confirms employee vehicle liability insurance. <br />In the case of physical damage to an employee vehicle, the only claims to be <br />submitted to RMD are losses exceeding the agency's vehicle deductible. Please <br />submit documentation from the employee's supervisor certifying the employee was <br />in the course and scope of duties at the time of the accident /incident. The agency <br />will be responsible for the applicable deductible. <br />e6 <br />a Guel <br />Administrative FY16 <br />