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0 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />CALIFORNIA CHANGES <br />This endorsement modifies insurance provided under the following: <br />COMMON POLICY CONDITIONS <br />SPECIAL PROPERTY COVERAGE FORM <br />STANDARD PROPERTY COVERAGE FORM <br />BUSINESS LIABILITY COVERAGE FORM <br />EMPLOYMENT PRACTICES LIABILITY COVERAGE FORM <br />A. Paragraphs 2. and 3. of the Cancellation Common <br />(2) <br />Discovery of fraud or material <br />Policy Condition are replaced by the following: <br />misrepresentation by: <br />2. All Policies in Effect for 60 Days Or Less: <br />(a) Any insured or his or her <br />If this policy has been in effect for 60 days or <br />representative in obtaining this <br />less, and is not a renewal of a policy we have <br />insurance; or <br />previously issued, we may cancel this policy by <br />(b) You or your representative in <br />mailing or delivering to the first Named Insured <br />pursuing a claim under this policy. <br />at the mailing address shown in the policy and to <br />(3) <br />A judgment by a court or an <br />the producer of record, advance written notice of <br />administrative tribunal that you have <br />cancellation, stating the reason for cancellation, <br />violated a California or Federal law, <br />at least: <br />having as one of its necessary elements <br />a. 10 days before the effective date of <br />an act which materially increases any of <br />cancellation if we cancel for: <br />the risks insured against. <br />(1) Nonpayment of premium; or <br />(4) <br />Discovery of willful or grossly negligent <br />(2) Discovery of fraud or material <br />acts or omissions, or of any violations of <br />misrepresentation by: <br />state laws or regulations establishing <br />safety standards, by you or your <br />(a) Any insured or his or her <br />representative, which materially <br />representative in obtaining this <br />increase any of the risks insured <br />insurance; or <br />against. <br />(b) You or your representative in <br />(5) <br />Failure by you or your representative to <br />pursuing a claim under this policy. <br />implement reasonable loss control <br />b. 30 days before the effective date of <br />requirements, agreed to by you as a <br />cancellation if we cancel for any other reason. <br />condition of policy issuance, or which <br />3. All Policies in Effect For More Than 60 Days <br />were conditions precedent to our use of <br />a particular rate or rating plan, if that <br />a. If this policy has been in effect for more than <br />failure materially increases any of the <br />60 days, or is a renewal of a policy we <br />risks insured against. <br />issued, we may cancel this policy only upon <br />(6) <br />A determination by the Commissioner of <br />the occurrence, after the effective date of <br />Insurance that the: <br />the policy, of one or more of the following, or <br />as permitted under applicable California law: <br />(a) Loss of, or changes in, our <br />(1) Nonpayment of premium, including <br />reinsurance covering all or part of <br />payment due on a prior policy we issued <br />the risk would threaten our financial <br />and due during the current policy term <br />integrity or solvency; or <br />covering the same risks. <br />(b) Continuation of the policy coverage <br />would: <br />Form SS 012106 14 Page 1 of 4 <br />© 2014, The Hartford <br />