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<br />THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER, THIS
<br />CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
<br />BELOW, THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
<br />REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER,
<br />IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy( ss) Imust be endorsed. If SUBROGATION IS WAIVED, subject to
<br />the terms and conditions of the policy, certain policies may require an endorsement, A statement on this certificate does not confer rights to the
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<br />20 �1,j9V(,,�'E'V'ER PtAZ4 THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
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<br />AUrHORIZED REPRESENTArtlVE
<br />of Marsh USA Inc
<br />Man shy Mu0erjee
<br />@ 198,8-2014 ACORD CC$ZPCFfAMtT7Aff-''rights —reserved.
<br />ACORD 25 (2014/01) The ACORD name and Iogo are registered marks of ACOR 7
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