HASSETT & WILLIS ASSOCIATES, LLC (HWC)-2016

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(2) Receives a wiitten or verbal dernand or ciairn for darnages beca�..use of the "bodily in�u..ury" or "property darnage"; or (3) Becomes aware by any other means that "bodily inury" or "propebrty damage" has occurned or has begun to occur. d.. Damages because of "bodily injLAY" include damages claimed by any person m or'ganizat'ion for cam, loss of services or death resulting at any time from the "bodily injUliy". e. Incidental Medical Malpractice (1) "Bodily injury" arising Out of the rendering of or failure to render professional health care services as a physician, dentist, nurse, emergency medical technician or paramedic shall be deemed to be caused by an "'occurrence", but only if: (a) The physician, dentist, nurse, ernergency rnebdical techmcian or pararnebdic is ebirnployied by you to provide such services, and (b) YOU are not engaged in the business Or OCCUlpation of providing SUch services. (2) For the purpose of deters -reining the limits of insurance for incidental medical rnalpractice, any act or omission together with all related acts or omissions in the furnishing of these sen/ices to any one person will be considered one "occurrence". Insuring Agreement a. We will pay medical expenses as desciiibed below fm "bodily injUlly" caused by an accident-. (1) On promises YOU own w mint, (2) On ways next to priernisies you own or rent, or (3) Because of youoperations; provided that: (1) The accident takes place in the ""coverage territory" and during the policy period-, (2) The expenses are incurred and reported to us within three years of the date of the accident" and b. We will make these payments regardless of fault. These payments will not exceed the applicable limit of insurance, We will pay reasonable expenses fair� (1) First aid adirninistieried at the time of an accident, (2) Necessary medical, Surgical, x-ray and dental services, including prosthetic devices-, and (3) Necessary arnbu..iiance, hospital, professional nu. sing and funeral services 3. COVERAGE EXTENSION - SUPPLEMENTARY PAYMENTS (3) The injumd pen son submits to exarnination, at our expemseb, by physicians of our echoic as often as we reasonably require, Page 2 of 24 tl�w&114111 _5 I %) 11' Tf� a. We will pay, with respect to any claim or "suit" we investigate or settle, or any "suit" against an insured we defend-, (1) All expenses we incur. (2) 1Jp to $1,000 for the cost of bail bonds required becai..ise of accidents or traffic law violations arising out of the use of any vehicle to which ffi..isiness I iabilliity Coverage for. "bodily injuy" applies. We do not have to furnish these bonds. (3) The cost of appeal bonds or bonds to release attachments, but only for, bond amounts within the applicable limit of inSLA-ance. We do not have to furnish these bonds. (4) All reasonabie expenses inc�..urred by the ins0...Bred at w..Br req..Best to assist 0...B is in the investigation or defense of the ciarn or 11 su..iit", inck.iding ach..uai loss of earnings up to $500 a day becaa..use of tirne off frorn work. (5) All costs taxed against the inSLAed in the "SUit". (6) [:::' l ej u dg ment intemest aww&.,�d against thio insuned on that pwt of thio judgrni.mt we pay, if we rnalkie an offeto pay the al: plica. limit of insumnoe, we will not pay any pnejudgrnient interest based on that pedod of tirnie after the offer. (7) All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid, offered to pay, or deposited in COLAr-t the part of the judgment that is within the applicable limit of insurance. Any amounts paid and (1) thmugh (7) above will not neducie the lirnits of insumnoe. SS00080405