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OTHER INSURANCE - PRIMARY AND NON-CONTRIBUTORY (ADDITIONAL. INSURED) ENDORSEMENT THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY. This endorsement modifles Insurance provided under, the following; BUSINESSOWNERS COVERAGE FORM The following Is addod to SECTION iII — COMMON POLICY CONDITIONS; M. Othorbnsur•ance 1, Additional Insureds If you agree In a written contract, written agreement or permit that the Insurance provided to any person or organization included as an Additional Insured under SECTION It . LIABILITY, Part C - Who Is An Insured, Is primary and non-contributory, the follovIng applies; If other valid and collectible Insurance Is available to the Additional Insured for a loss we cover under SECTION II — LIABILITY, Part A. Coverages, Paragraph 1., Business Liability our obligations are limited as follows; a, Primary insurance This Insurance Is primary to other Insurance that Is available to the Additional Insured which covers the Additional Insured as a Named Insured. We will not seek contribution from any other Insurance available to the Additional insured except: (1) For the sole negligence of the Additional Insured; (2) When the Additional Insured Is an Additional insured under another primary liability pollcy; or (3) When b,(2)below applies. if this insurance Is primary, our obligations are not affected unless any of the other Insurance Is also primary, Then, we will share with all that other Insurance by the method described In b,(3) below. b. Excesslnsurance This Insurance Is excess over: (1) Any of the other Insurance, whether primary, excess, contingent or on any other basis: (a) That Is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for "your work"; (b) That, Is Fire Insurance for promises rented to the Additional Insured or temporarily occupied by the Additional Insured with permission of the owner,, (c) That Is Insurance purchased by the Additional Insured to cover the Additional Insured's liability as a tenant for "property damage" to promises rented to the Additional Insured or temporarily occupied by the Additional Insured with permission of the owner; or (d) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent not subject to Exclusion g, of SECTION Il — LIABILITY, Part A. Coverages, 1, ,Business Liability. When this Insurance is excess, we will have no duty under SECTION II — LIABILITY, Part A. Coverages, 1. Business Liability to defend the insured against any "suit" If any other Insurer has a duty to defend the Insured against that "sull". If no other Insurer defends, we will undertake to do so, but we will be entitled to the Insured's rights against all those other Insurers, When this insurance Is excess over other Insurance, we will pay only our share of the amount of the loss, If any, that exceeds the sum or: (2) The total amount that all such other insurance would pay for the loss In the absence of thls Insurance; and (3) The total of all deductible and self - Insured amounts under all that other Insurance, We will share the remaining loss, If any, with any other Insurance that Is not described In this Excess Insurance provision and was not bought specifically to apply In excess of the Limits of 301-133106 09 Includes copyrighted matedalof hrsurance $OwIms Offices, Inc., tdth tis permission Page 1 of 2