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However, self-propelled vehicles with the fol- 16.
<br />lowing types of permanently attached equip-
<br />ment are not "mobile equipment" but will be
<br />considered "autos":
<br />(1) Equipment designed primarily for:
<br />(a) Snowremoval;
<br />(b) Road maintenance, but not construc-
<br />tion or resurfacing; or
<br />(c) Street cleaning;
<br />(2) Cherry pickers and similar devices
<br />mounted on automobile or truck chassis
<br />and used to raise or lower workers; and
<br />(3) Air compressors, pumps and generators,
<br />including spraying, welding, building
<br />cleaning, geophysical exploration, lighting
<br />and well servicing equipment.
<br />However, "mobile equipment" does not include any
<br />land vehicles that are subject to a compulsory or
<br />financial responsibility law or other motor vehicle
<br />insurance law where it is licensed or principally ga-
<br />raged. Land vehicles subject to a compulsory or
<br />financial responsibility law or other motor vehicle
<br />insurance law are considered "autos".
<br />13. "Occurrence" means an accident, including contin-
<br />uous or repeated exposure to substantially the
<br />same general harmful conditions.
<br />14. "Personal and advertising injury" means injury, in-
<br />cluding consequential "bodily injury", arising out of
<br />one or more of the following offenses:
<br />a. False arrest, detention or imprisonment;
<br />b. Malicious prosecution;
<br />c. The wrongful eviction from, wrongful entry
<br />into, or invasion of the right of private occu-
<br />pancy of a room, dwelling or premises that a
<br />person occupies, committed by or on behalf of
<br />its owner, landlord or lessor;
<br />d. Oral or written publication, in any manner, of
<br />material that slanders or libels a person or or-
<br />ganization or disparages a person's or organi-
<br />zation's goods, products or services;
<br />e. Oral or written publication, in any manner, of
<br />material that violates a person's right of
<br />privacy;
<br />f. The use of another's advertising idea in your
<br />"advertisement"; or
<br />g. Infringing upon another's copyright, trade
<br />dress or slogan in your "advertisement".
<br />15. "Pollutants" mean any solid, liquid, gaseous or
<br />thermal irritant or contaminant, including smoke,
<br />vapor, soot, fumes, acids, alkalis, chemicals and
<br />waste. Waste includes materials to be recycled, re-
<br />conditioned or reclaimed.
<br />"Products -completed operations hazard":
<br />a. Includes all "bodily injury" and "property dam-
<br />age" occurring away from premises you own
<br />or rent and arising out of "your product" or
<br />"your work" except:
<br />(1) Products that are still in your physical pos-
<br />session; or
<br />(2) Work that has not yet been completed or
<br />abandoned. However, "your work" will be
<br />deemed completed at the earliest of the
<br />following times:
<br />(a) When all of the work called for in your
<br />contract has been completed.
<br />(b) When all of the work to be done at the
<br />job site has been completed if your
<br />contract calls for work at more than
<br />one job site.
<br />(c) When that part of the work done at a
<br />job site has been put to its intended
<br />use by any person or organization
<br />other than another contractor or
<br />subcontractor working on the same
<br />project.
<br />Work that may need service, maintenance,
<br />correction, repair or replacement, but
<br />which is otherwise complete, will be
<br />treated as completed.
<br />b. Does not include "bodily injury" or "property
<br />damage" arising out of:
<br />(1) The transportation of property, unless the
<br />injury or damage arises out of a condition
<br />in or on a vehicle not owned or operated
<br />by you, and that condition was created by
<br />the "loading or unloading" of that vehicle
<br />by any insured;
<br />(2) The existence of tools, uninstalled equip-
<br />ment or abandoned or unused materials;
<br />or
<br />(3) Products or operations for which the
<br />classification, listed in the Declarations or
<br />in a policy Schedule, states that products -
<br />completed operations are subject to the
<br />General Aggregate Limit.
<br />17. "Property damage" means:
<br />a. Physical injury to tangible property, including
<br />all resulting loss of use of that property. All
<br />such loss of use shall be deemed to occur at
<br />the time of the physical injury that caused it; or
<br />b. Loss of use of tangible property that is not
<br />physically injured. All such loss of use shall be
<br />deemed to occur at the time of the "occur-
<br />rence" that caused it.
<br />For the purposes of this insurance, elecq&%3 data
<br />is not tangible property. o je 1 in
<br />A I
<br />CG 00 01 0413 Copyright, Insurance Services Office, Inc., 2012
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