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(c) to any obligation for which you or any carrier as your insurer may be held liable under any work- ers' compensation, unemployment compensation or disability benefits law, or under any similar law; (d) to bodily injury to, or SEXUAL AND/ OR PHYSI- CAL ABUSE, sickness, disease, or death sus- tained by any of your EMPLOYEES arising out of, and in the course of employment by you; (e) to any loss or claim either directly or indirectly arising from your activities as an officer or di- rector of any corporation, company or business other than that of the Named Insured; (f) to any claim for punitive or exemplary damages; or (g) to any loss or claim arising from corporal punishment. III. PERSONS INSURED Each of the following is an insured under this insur- ance to the extent set forth below: (a) if the Named Insured is designated in the DECLA- RATIONS as an individual, the person so desig- nated, but only with respect to the conduct of a business of which he is the sole proprietor, and the spouse of the Named Insured with respect to the conduct of such a business; (b) if the Named Insured is designated in the DECLA- RATIONS as a partnership or joint venture, the partnership or joint venture so designated and any partner or member thereof but only with re- spect to his liability as such; or (c) if the Named Insured is designated in the DECLA- RATIONS as other than an individual, partnership or joint venture, the organization so designated and any executive officer, director or stockholder thereof while acting within the scope of his duties as such. IV. LIMITSOF LIABILITY Regardless of the number of insureds under this pol- icy, our liability is limited as follows: The limit of liability stated in the schedule as applica- ble to each claim is the limit of our liability for all DAMAGES because of each claim or suit covered hereby. The limit of liability stated in the schedule as aggregate, subject to the above provision regarding each claim, is the total limit of our liability under this Coverage for all DAMAGES. V. SUPPLEMENTARY PAYMENTS We will pay, in addition to the applicable limit of liability for DAMAGES, all interest on that amount of any judgment payable by us that accrues after entry of the judgment and before we have paid, offered to pay or deposited in court the amount available for the judgment. VI. DEFINITIONS (a) SEXUAL AND/OR PHYSICAL ABUSE means sexual or physical injury or abuse, including as- sault and battery, negligent or deliberate touch- ing. Any multiple, continuous, or related acts of SEXUAL AND/ OR PHYSICAL ABUSE against a single claimant or victim shall be treated as a single SEXUAL AND/OR PHYSICAL ABUSE claim for determining the Each Claim limits of insurance available under this coverage form re- gardless of the number of acts, events, condi- tions, injuries, perpetrators, claims, causes of action, theories of liability, lawsuits, or insurance policies in effect at any point during exposure to the SEXUAL AND/ OR PHYSICAL ABUSE. The SEXUAL AND/ OR PHYSICAL ABUSE must have been manifested within the policy period. The SEXUAL AND/ OR PHYSICAL ABUSE shall be deemed to have been manifested as of the earliest date that any element of the SEXUAL AND/ OR PHYSICAL ABUSE took place, regard- less of whether such SEXUAL AND/ OR PHYSI- CALABUSE was continuous or progressive. (b) EMPLOYEE means any person, other than a PERSON INSURED, in your employment, includ- ing but not limited to persons with child caring re- sponsibilities, attendants, janitors, bus drivers and volunteer workers. (c) DAMAGES means all damages, including dam- ages for death, which are payable because of in- jury to which this insurance applies.( lk- AUTHORIZED REPRESENTATIVE DATE A�y, G LS44s (9-10) Page 2 of 2