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8A Lessee's Property; Business Interruption Insurance; Worker's Compensation Insurance, <br />(a) Property Damage. Lessee shall obtain and maintain insurance coverage on all of Lessee's personal <br />property,'I'rade Fixtures, and Lessee Owned Alterations and Utility lnstallations. Such insurance shall be fill replacement cost coverage <br />with a deductible of not to exceed $ 1,000 per occurrence. The proceeds from any such insurance shall be used by lessee for the <br />replacomenk of personal property, Trade Fixtures and Lessee Owned Alterations and Utility Installations. <br />(b) Lessee� hall ei aitt said tua rta+a }eas -e - tnoemo and exits t cpense <br />+asurartee- ina+neaets -es- will- eetatbutse- LeessseTer•- dit�eeEer- irtdiresNoes- o€ easxitsgs- atH• tlwtabk�te- al(- pefiilsr >enxnren}y- insareelagaiasF <br />endorse. meat - Messes- shat]- provi9e- 6essof• �uttkraeePy�ctach- endeesetnetaEnleczt,*iaitlr- Fie- aerl+£ lest+ asfinss transaee•ee}sy- ta£tite- pe}iey <br />requirod- Loy- i?ttregzsf� �� <br />(d) No Representation of Adequate Coverage. Lessor makes no representation that the limits or foims <br />of coverage of insurance specified herein are adequate to cover Lessee's property, business operations or obligations tinder this Lease. <br />8.5 Insurance Policies, Insurance required herein shall be by companies maintaining during the policy term a "General <br />Policyholders Rating" of at least A- VII, as set forth In the most current issue of "Best's Insurance Guide ", or such other rating as may <br />be required by a Lender. Lessee shall not do or permit to be done anything which invalidates the required insurance policies. Lessee <br />shall, prior to the Start Date, deliver to Lessor certified copies of policies of such insurance or certificates with copies of the required <br />endorsements evidencing the existence and amounts of the required insurance, No such policy shall be cancelable or subject to <br />modification except after 30 days prior written notice to Lessor. Lessee shall, at least 10 days prior to the expiration of such policies, <br />furnish Lessor with evidence of renewals or 'insurance binders" evidencing renewal thereof, or Lessor may order such insurance and[ <br />charge the cost thereof to Lessee, which amount shall be payable by Lessee to Lessor upon demand. Such policies shall be for a term of <br />at least one year, or the length of the retraining term of this Lease, whichever is less. If either Party shall fail to procure and maintain <br />the insurance required to be carried by it, the other Party may, but shall not be required to, procure and maintain the same. <br />8.6 Waiver of Subrogation. Without affecting any other rights or remedies, Lessee and Lessor each hereby release and <br />relieve the other, and waive their entire right to recover damages against the other, for loss of or damage to its property arising out of or <br />incident to the perils required to be insured[ against herein. The effect of such releases and waivers is not limited by the amount, of <br />insurance carried or required, or by any deductibles applicable hereto. The Parties agree to have their respective property damage <br />insurance carriers waive any right to subrogation that such companies may have against Lessor or Lessee, as the case may be, so long <br />as the insurance is not invalidated thereby. <br />8.7 Indemnity. Except for Lessor's gross negligence or willful misconduct, Lessee shall indemnify, protect, defend and <br />hold harmless the Premises, Lessor and its agents, Lessor's master or ground lessor, property manager, partners and Lenders, from and[ <br />against any and all claims, loss of rents and/or d[amages, liens, judgments, penalties, attorneys' and consultants' fees, expenses and /or <br />liabilities arising out of, involving, or in connection with, the use and/or occupancy of the Premises by Lessee. If any action orproceeding <br />is brought against Lessor by reason of any of the foregoing matters, Lessee shall upon notice defend the same at Lessee's expense by <br />counsel reasonably satisfactory to Lessor and Lessor shall cooperate with Lessee in such defense. Lessor need not have first paid any <br />such elainn in order to be defend[ed or indemnified. <br />8.8 Exemption of Lessor atd[ its Agents from Liability, Notwithstanding the negligence or breach ofthis Lease by <br />Lessor or its agents, neither Lessor nor its agents shall be liable under any circumstances fir: (i) injury or damage to tine person or <br />goods, wares, merchandise or other property of Lessee, Lessee's employees, contractors, invitees, customers, or any other person in or <br />about the Premises, whether such damage or injury is caused by or results from fire, steam, electricity, gas, water or rain, 'indoor air <br />quality, the presence of mold or from the breakage, leakage, obstruction or other defects of pipes, fire sprinklers, wires, appliances, <br />plumbing, I-IVAC or lighting fixtures, or from any other cause, whether the said injury or damage results from conditions arising upon <br />the Premises or upon other portions of the build[ing of which tine Premises are a part, or From other sources or places, (ii) any damages <br />arising from any act or neglect of any other Lessee of Lessor or from the failure of Lessor or its agents to enforce the provisions of any <br />other lease in the Shopping Center, or (iii) injury to Lessee's business or for any loss of income or profit therefrom. Instead, it is intend[ed <br />that Lessee's sole recourse in the event of such damages or injury be to rile a claim on the insurance polhcy(iea) that Lessee is required <br />to maintain pursuant to the provisions of Paragraph 8. <br />9. Damage at, Destruction, <br />9.1 Definitions. <br />(a) "Premises Partial Damage" shall mean damage or destiuction to the improvements oil the <br />Premises, other than Lessee Owned Alterations and Utility Installations, which Gan reasonably be repaired in 6 months or less from the <br />date of the damage or d[estruction, and[ the cost thereof does not exceed a sum equal to 6 month's Base Rent. Lessor shall notify Lessee <br />in writing within 30 days from the date of the damage or destruction as to whether or not the damage is Partial or `I otal. <br />(b) "Premises Total Destruction" shall mean damage or destruction to the improvements on the <br />Premises, other than Lessee Owned Alterations and Utility Installations and. Trade Fixtures, which cannot reasonably be repaired in 6 <br />