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1 <br />a. The Insurance afforded by this provision 16. is excess over any other valid and collectible Insurance <br />(including any deductible or Self Insured Retention) available to the insured, whether such insurance Is <br />primary, excess, contingent or on any other basis, Any payments by us will follow the Other Insurance - <br />Excess Insurance provisions in the COMMERCIAL GENERAL LIABILITY CONDITIONS. <br />16, NON -OWNED WATERCRAFT <br />a. Section II -Who Is An Insured Is amended to Include as an Insured for any watercraft that is covered by this <br />policy, any person who, with your expressed or implied consent, either uses or is responsible for the use of a <br />watercraft. However, no person or organization Is an insured with respect to; <br />1. "Bodily injury" to a co -"employee" of the person operating the watercraft; or <br />2. "Property damage" to property owned by, rented to, in the charge of or occupied by you or the employer " <br />of any person who is an insured underthis provision. <br />b. In the exception to the Aircraft, Auto Or Watercraft exclusion under Coverage A Bodily Injury And <br />Property Damage Liability, the limitation on the length of a watercraft is increased to 66 feet. <br />c. The Insurance afforded by this provision 16. is excess over any other valid and collectible insurance <br />(including any deductible or Self Insured Retention) available to the Insured, whether such insurance Is <br />primary, excess, contingent or on any other basis. Any payments by us vdill follow the Other Insurance - <br />Excess Insurance provisions in the COMMERCIAL GENERAL LIABILITY CONDITIONS. <br />17, PERSONAL AND ADVERTISING INJURY <br />The following exclusions under the definition of "personal and advertising injury" are amended as follows: <br />a, Insureds In Media Type Businesses <br />'Personal and advertising Injury" committed by an insured whose business is: <br />(1) Advertising, broadcasting, publishing or telecasting; or <br />(9) Designing or developing content of websites for others, <br />However, this exclusion does not apply to paragraphs 14 a., b. and c. of "personal and advertising injury" <br />under the Definitions Section. <br />For the purposes of this exclusion, the placing of frames, borders or links, or advertising, for you is not by <br />itself, considered the business of advertising, broadcasting, publishing or telecasting. <br />b. Electronic Chatrooms Or Bulletin Boards . <br />"Personal and advertising injury' arising out of an electronic chatroom or bulletin board the insured <br />hosts, owns, or maintains for others. <br />18. PRODUCT RECALL EXPENSE <br />With respect to this Provision 18„ the Recall Of Products, Work Or Impaired Property exclusion under <br />Coverage A Bodily Injury And Property Damage Liability is deleted. <br />a. The following Is added to Section III - Limits Of Insurance section: <br />f. The Limits of Insurance shown in the Product Recall Schedule and rules below fix the most we will <br />pay regardless of the number of <br />(a) Insureds; <br />(b) "Covered recalls" Initiated; or <br />(c) Number of "your products" recalled, <br />2. The Product Recall Aggregate Limit is the most we will reimburse you for the sum of all "product <br />recall expenses" incurred for all "covered recalls" Initiated during the policy period. <br />3. Subject to 2, above, the Each Product Recall Limit Is the most we will reimburse you for the sum of <br />all "product recall expenses" arising out of any one "covered recall" for the same defect or <br />deficiency, <br />VCG 207 11 13 Includes aopydghted material of Insurance Services Office, Inc. Page 6 of 8 <br />Copyright, One8eacon Insurance Group Luc <br />