STRAUB DISTRIBUTING CO. (2) - 2017

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FPICO200 (I2-11) THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY BUSINESS AUTO ELITE COVERAGE ENDORSEMENT This endorsement modifies insurance provided render the following: BUSINESS AUTO COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Forni apply unless modified by this endorsement. SECTION H — LIABILITY COVERAGE — Amendments WHO IS AN INSURED The following are added to WHO IS AN INSURED: ]BLANKET ADDITIONAL INSUREDS Any person or organization with whom you agreed, pursuant to a written contract, to provide insurance such ,is is afforded under this Coverage Part, but only to the extent that the person or organization is held liable for your acts or omissions with respect to your Ownership, maintenance or use of ,i covered "auto." This provision only applies if the `iritten contract has been executed prior to the "bodily injury" or "propet-, damage." This coverage shall be priinaq and not contributory with respect to the person or organization included as an "insured" under this section. Any other insurance that person or organization has shall be excess and not contributory with respect to this insurance. but this provision only applies if it is required in the written contract. identified in this section. and is permitted by BROAD FORM NAMED INSURED Any business ernlit} nowly acquired or formed by you, other than a partnership, joint venture or limited liability company during the policy period provided you own 50% or more of the business entity and the business entity is not separately insured for Business Auto Coverage. Coverage is extended up to a maximum of 180 days following acquisition or formation of the business entity. EMPLOYEES AS ]INSURED — HIRED AUTOS Any "employee" of yours is an "insured" while operating an ",into hired or rented under a contract or agreement in that "employee's" namc, with your permission, while perfonning duties related to the conduct of your business. EMPLOYEES AS INSURED — NONOWNED AUTOS Any "employee" of yours is an "insured" while using a covered "auto" you don't own, hire or borrow in your business. COVERAGE EXTENSIONS — SUPPLEMENTARY PAYMENTS Supplementary Payments is amended as follows: We will pay tip to $3,000 for cost of bail bonds (including bonds for related traffic laws violations) required because of an "accident" Ave cover, We do not have to furnish these bonds. We will pay all reasonable expenses incurred by the "insured"` at our request. including actual loss of earnings up to $300 a day. because of time off from work, SECTION III - PHYSICAL DAMAGE COVERAGE - Amendments AUDIO, VISUAL, AND DATA ELECTRONIC EQUIPMENT COVERAGE ]EXTENSION Any reference to equipment for the reproduction of sound also includes video and global positioning systems. EXPANDED TOWING COVERAGE In addition to the towing and labor limit shown in the Declarations for private passenger type "autos." we will pay up to $75 for towing and labor costs incurred each time the covered "auto' is disabled. However, the labor must be performed at the place of disablement. This coverage applies only to an "auto" covered on this policy for other physical damage coverage. EXPANDED TRANSPORTATION EXPENSE Coverage Extensions — Transpoilation Expenses is deleted and replaced by the following: We will pay up to $60 per day�"ma 11%1) f $1.800 for ternporany transportation elp� mcurIN ' b @ because of the total theft of a cave '°auto" �ttv �tssenger type. We will pay only 1r those 11' or which you carry either Comprelicnsive or . n uses of Loss Coverage. We will pay f 1transportation expenses incurred during th `T1rninng 48 hours after ilioludcs copyrighted matarial of IS0 Properties, Inc with its permissions N Page I of 3