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2. Exclusions <br />This insurance does not apply to: <br />a. Expected Or Intended Injury <br />"Bodily injury" or "property damage" expected <br />or intended from the standpoint of the insured. <br />This exclusion does not apply to "bodily injury" <br />resulting from the use of reasonable force to <br />protect persons or property. <br />b. Contractual Liability <br />"Bodily injury" or "property damage" for which <br />the insured is obligated to pay damages by <br />reason of the assumption of liability in a <br />contract or agreement. This exclusion does not <br />apply to liability for damages: <br />(1) That the insured would have in the absence <br />of the contract or agreement; or <br />(2) Assumed in a contract or agreement that is <br />an "insured contract", provided the "bodily <br />injury" or "property damage" occurs <br />subsequent to the execution of the contract <br />or agreement. Solely for the purposes of <br />liability assumed in an "insured contract", <br />reasonable attorneys' fees and necessary <br />litigation expenses incurred by or for a party <br />other than an insured are deemed to be <br />damages because of "bodily injury" or <br />"property damage", provided: <br />(a) Liability to such party for, or for the cost <br />of, that party's defense has also been <br />assumed in the same "insured contract'; <br />and <br />(b) Such attorneys' fees and litigation <br />expenses are for defense of that party <br />against a civil or alternative dispute <br />resolution proceeding in which damages <br />to which this insurance applies are <br />alleged. <br />c. Liquor Liability <br />"Bodily injury" or "property damage" for which <br />any insured may be held liable by reason of: <br />(1) Causing or contributing to the intoxication of <br />any person; <br />(2) The furnishing of alcoholic beverages to a <br />person under the legal drinking age or <br />under the influence of alcohol; or <br />This exclusion applies even if the claims <br />against any insured allege negligence or other <br />wrongdoing in: <br />(a) The supervision, hiring, employment, <br />training or monitoring of others by that <br />insured; or <br />(b) Providing or failing to provide <br />transportation with respect to any <br />person that may be under the influence <br />of alcohol; <br />if the "occurrence" which caused the "bodily <br />injury" or "property damage", involved that <br />which is described in Paragraph (1), (2) or (3) <br />above. <br />However, this exclusion applies only if you are <br />in the business of manufacturing, distributing, <br />selling, serving or furnishing alcoholic <br />beverages. For the purposes of this exclusion, <br />permitting a person to bring alcoholic <br />beverages on your premises, for consumption <br />on your premises, whether or not a fee is <br />charged or a license is required for such <br />activity, is not by itself considered the business <br />of selling, serving or furnishing alcoholic <br />beverages. <br />d. Workers' Compensation And Similar Laws <br />Any obligation of the insured under a workers' <br />compensation, disability benefits or <br />unemployment compensation law or any <br />similar law. <br />e. Employer's Liability <br />"Bodily injury" to: <br />(1) An "employee" of the insured arising out of <br />and in the course of: <br />(a) Employment by the insured; or <br />(b) Performing duties related to the conduct <br />of the insured's business; or <br />(2) The spouse, child, parent, brother or sister <br />of that "employee" as a consequence of <br />Paragraph (1) above. <br />This exclusion applies whether the insured <br />may be liable as an employer or in any other <br />capacity and to any obligation to share <br />damages with or repay someone else who <br />must pay damages because of the injury. <br />(3) Any statute, ordinance or regulation relating This exclusion <br />to the sale, gift, distribution or use of assumed by th <br />e <br />S��P��d <br />Q <br />CG 00 01 04 13 <br />