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COMMERCIAL AUTO <br />2. The following replaces Paragraph b. In B.5., <br />Other Insurance, of SECTION IV — BUSI- <br />NESS AUTO CONDITIONS: <br />b. For Hired Auto Physical Damage Cover- <br />age, the following are deemed to be cov- <br />ered "autos" you own: <br />(1) Any covered "auto" you lease, hire, <br />rent or borrow; and <br />(2) Any covered "auto" hired or rented by <br />your "employee" under a contract in <br />that individual "employee's" name, <br />with your permission, while perform- <br />ing duties related to the conduct of <br />your business. <br />However, any "auto" that Is Issued, hired, <br />rented or borrowed with a driver Is not a <br />covered "auto'. <br />D. EMPLOYEES AS INSURED <br />The following Is added to Paragraph A.1., Who is <br />An Insured, of SECTION II — LIABILITY COV- <br />ERAGE: <br />Any "employee" of yours is an "Insured" while us - <br />Ing a covered "auto" you don't own, hire or borrow <br />In your business or your personal affairs. <br />E. SUPPLEMENTARY PAYMENTS —INCREASED <br />LIMITS <br />1. The following replaces Paragraph A.2.a.(2), <br />of SECTION 11— LIABILITY COVERAGE: <br />(2) Up to $3,000 for cost of bail bonds (in- <br />cluding bonds for related traffic law viola - <br />Ilona) required because of an "accident" <br />we cover. We do not have to furnish <br />these bonds. <br />2. The following replaces Paragraph A.2.a.(4), <br />of SECTION II — LIABILITY COVERAGE: <br />(4) All reasonable expenses Incurred by the <br />"insured" at our request, including actual <br />loss of earnings up to $500 a day be- <br />cause of time off from work. <br />F. HIRED AUTO — LIMITED WORLDWIDE COV- <br />ERAGE —INDEMNITY BASIS <br />The following replaces Subparagraph (5) in Para- <br />graph B.7., Policy Period, Coverage Territory, <br />of SECTION IV — BUSINESS AUTO CONDI- <br />TIONS: <br />(5) Anywhere in the world, except any country or <br />jurisdiction while any trade sanction, em- <br />bargo, or similar regulation imposed by the <br />United States of America applies to and pro- <br />hibits the transaction of business with or <br />within such country or jurisdiction, for Liability <br />Coverage for any covered "auto" that you <br />lease, hire, rent or borrow without a driver for <br />a period of 30 days or less and that is not an <br />"auto" you lease, hire, rent or borrow from <br />any of your "employees", partners (if you are <br />a partnership), members (If you are a limited <br />liability company) or members of their house- <br />holds. <br />(a) With respect to any claim made or "suit" <br />brought outside the United States of <br />America, the territories and possessions <br />of the United States of America, Puerto <br />Rico and Canada: <br />(1) You must arrange to defend the "in- <br />sured" against, and investigate or set- <br />tlo any such claim or "suit" and keep <br />us advised of all proceedings and ac- <br />tions. <br />(11) Neither you nor any other involved <br />"Insured" will make any settlement <br />without our consent. <br />(111) We may, at our discretion, participate <br />in defending the "insured" against, or <br />in the settlement of, any claim or <br />"Suit". <br />(iv) We will reimburse the "insured" for <br />sums that the "insured" legally must <br />pay as damages because of "bodily <br />injury" or "property damage" to which <br />this insurance applies, that the "in- <br />sured" pays with our consent, but <br />only up to the limit described in Para- <br />graph C., Limit Of Insurance, of SEC- <br />TION II —LIABILITY COVERAGE, <br />(v) We will reimburse the "Insured" for <br />the reasonable expenses Incurred <br />with our consent for your Investiga- <br />tion of such claims and your defense <br />of the "insured" against any such <br />"suit", but only up to and included <br />within the limit described In Para- <br />graph C., Limit Of Insurance, of <br />SECTION II — LIABILITY COVER- <br />AGE, and not in addition to such limit. <br />Our duty to make such payments <br />ends when we have used up the ap- <br />plicable limit of insurance in pay- <br />ments for damages, settlements or <br />defense expenses. <br />(b) This Insurance is excess over any valid <br />and collectible other insurance available <br />Page 2 of 4 aP 2010 The Travelers Indemnity company, CA T3 53 03 10 <br />Includes copyrighted material of Insurance Services Office, Inc, with its permission. <br />