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the <br />Insurance Group. <br />0839898815 1001051 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />This endorsement modifies Insurance provided under the following: <br />BUSINESSOWNERS COVERAGE FORM <br />SUMMARY OF COVERAGES <br />1. Additional Insured by Contract, Agreement or Permit <br />Limits <br />� In cluded <br />Page <br />1 <br />2. <br />Additional Insured - Broad Form Vendors_ <br />included <br />2 <br />3, <br />Alienated Premisesncluded <br />_ <br />3 <br />4. <br />Broad Form Property Damage - Borrowed Equipment, Customers <br />Goods and Use of Elevators <br />--- <br />Included <br />3 <br />5. <br />Incidental Malpractice (Employed Nurses, EMT's and Paramedics)', <br />Included <br />3 <br />6, Personal and Advertising Injury - Broad Form <br />Included <br />4 <br />7. <br />Product Recall Expense <br />Included <br />4 <br />Product Recall Expense Each Occurrence Limit <br />$20000 <br />Occurrence <br />5 <br />Product Recall Expense Aggregate Limit <br />$50,000 <br />Aggregate <br />5 <br />B. <br />9. <br />Product Recall Deductible <br />Unintentional Failure to Disclose Hazards <br />Unintentional Failure to Notify <br />i $500 <br />Included <br />Included <br />5 <br />6 <br />5 <br />This endorsement amends coverages provided under the Businessowners Coverage Form through new <br />coverages and broader coverage grants, This coverage is subject to the provisions applicable to the <br />Businessowners Coverage Form, except as provided below. <br />The following changes are made to SECTION II - <br />LIABILITY: <br />1. Additional Insured by Contract, Agreement or <br />Permit <br />The tollowing Is added to SECTION II <br />LIABILITY, C. Who Is An Insured: <br />Additional Insured by Contract, Agreement or <br />Permit <br />a. Any person or organization with whom you <br />agreed in a written contract, written <br />agreement or permit to add such person or <br />organization as an additional insured on <br />your policy is an additional insured only with <br />respect to liability for "bodily Injury", <br />"property damage", or "personal and <br />advertising injury" caused, in whole or in <br />part, by your acts or omissions, or the acts <br />or omissions of those acting on your behalf, <br />but only with respect to: <br />(1) "Your work" for the additional Insured(s) <br />designated In the contract, agreement or <br />perm it; <br />(2) Premises you own, rent, lease or <br />occupy; or <br />(3) Your maintenance, operation or use of <br />equipment leased to you. <br />b, The Insurance afforded to such additional <br />Insured described above: <br />(1) Only applies to the extent permitted by <br />law; and <br />(2) Will not be. broader than the insurance <br />which you are required by the contract, <br />agreement or permit to provide for such <br />additional insured, <br />(3) Applies on a primary basis if that is <br />required by the written contract, written <br />agreement or permit. <br />(4) Will not be broader than coverage <br />provided to any other insured. <br />(5) Does not apply if the "bodily injury", <br />"property damage" or "personal and <br />advertising injury'Is otherwise excluded <br />from coverage under this Coverage Part, <br />including any endorsements thereto. <br />391-1006 08 16 Includes cOpyrlghted materials of Insuranrw Servlr..es Offices, Inc„ with Its permiosion. Page 1 of 6 <br />QW992 <br />