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CERTIFICATE OF APPRAISAL <br />We certify that, to the best of our knowledge and belief, <br />the statements of fact contained in this report are true and correct. <br />the reported analyses, opinions, and conclusions are limited only by the reported assumptions <br />and limiting conditions, and are our personal, impartial, and unbiased professional analyses, <br />opinions, and conclusions, <br />we have no present or prospective interest in the property that is the subject of this report, and we <br />have no personal interest with respect to the parties involved. <br />we have no bias with respect to the property that is the subject of this report or to the parties <br />involved with this assignment. <br />our engagement in this assignment was not contingent upon developing or reporting <br />predetermined results. <br />our compensation is not contingent upon the reporting of a predetermined value or direction in <br />value that favors the cause of the client, the amount of the value estimate, the attainment of a <br />stipulated result, or the concurrence of a subsequent event directly related to the intended use of <br />this appraisal. <br />the assignment was not based upon a minimum valuation, a specific valuation, or the approval of <br />a loan. <br />our analyses, opinions, and conclusions were developed, and this report has been prepared in <br />conformity with the Uniform Standards of Professional Appraisal Practice. <br />an appraiser has made a personal inspection of the property that is the subject of this report. <br />no one provided significant professional assistance to the person signing this report. <br />we have not performed services as an appraiser, or provided any other service in regard to the <br />subject property, within three years of this assignment. <br />the reported analysis, opinions, and conclusions were developed, and this report has been <br />prepared, in conformity with the requirements of the Code of Professional Ethics and the <br />Standards of Professional Appraisal Practice of the Appraisal Institute, which include the <br />Uniform Standards of Professional Appraisal Practice. <br />the use of this report is subject to the requirements of the Appraisal Institute relating to review by <br />its duly authorized representatives. <br />as of the date of this report, Chris Fewel, MAI, has completed the continuing education and the <br />Standards and Ethics education requirements for practicing affiliates the Appraisal Institute. <br />Chris Fewel, MAI <br />Certification MAG025545 <br />