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Named Insured: Nichols Consulting Engineers, CHTD <br />This enaorsement.. moclities insurance provided uncier the tollowlnq.`, <br />BUSINESS AUTO *COVERAGE. FORM <br />A. $road Fdrm Named Intuted <br />The following is added to.. the SECTION: <br />11 — <br />LIABILITY Coverage,' Paragraph. A.1, Who Is An <br />Insured Provision:. <br />Any business- entity newly. acquired or formed by you <br />during the policy period, provided. YOU. own fifty <br />percerif. fp011/o) or more Of the business entity and the <br />business entity. is not separately insured: for <br />Business, AtAo Cioverage: Coverage is extended up <br />to zi� maximum :or one hundred eighty .(1-80) days <br />-following. the acquisition- or formation of:the business <br />.entity. <br />This provision. does not apply to any person or <br />organization for -which coverage is excluded by., <br />.endorsement. <br />B. Employees As Insureds <br />The following is: added to the SECTION 1.1 — <br />LIA611LITY 0 .PVEKRqK, Hajr.8groph A.I. Who.ls An <br />Insured Provisi . on: <br />.Any "employee" of yours is an "insured" while using <br />P, covered. "auto" :you don own: hire :or borrow in <br />yoqr.bu.siness QT your personal affairg.: <br />C.. OlanketAdd!Oonal Insured <br />The foll.owirig is. added to the. SECTION. 11 <br />LIABILITY- COVERAGE Paragraph A.I. Who; ls:An <br />Insured Provision: <br />.Any person or .organization .that you are required to <br />iholude as -tin additional insured On :this coverage <br />form in a oo:ritraot Or agreement that is executed by <br />you, before.. the "bodily infury'; or "pro . perty damage" <br />occurs 'is: an "insured" for Ilabil-p- boverago,:taut only <br />for 'damages t , o which this insurance op,plfes- and <br />011ty to e&liefft that ploftior! 01 ur,yAnfzaLiurj <br />qualifies. as an '!insured" under the " M-o Is An <br />Insured. provisioncontai ne0 in SbbTFON 11 — <br />LIABILITY COVERAGE <br />The. insurance provided1tollie. additional insured will <br />he o.n:o primary arid non!-contrlbutop.v basis to the <br />:additional in-.Lffed'S ovin business 2L40 coverage if <br />you are. required to do so in a contraq.t -oragref nerlt <br />'that is e.k.ebut6d by you before the "bodily injury" or. <br />"property damage" occurs. <br />D. Blanket Waiver- O`f Subirboation <br />The following is .added to the SECTION IV — <br />BUSINESS: AUTO CONDITIONS, -A. Lbso <br />Conditions, 56 Trahsftt Of Riglbts::Qf .ecoR 6 very <br />.Against Others To U$: <br />PPIA SOO Oa 11 <br />Policy Number: PSA0001 184 <br />We Waive any right of teooiyery We may have against <br />:any ­person.or.organization to the extent required of <br />yom by -a odr*act executed prior W any "adoident" or <br />provided 'that the "accident" of arises <br />.but. of;the operations contemplated by..such contract. <br />The waiver applies only to the* person or <br />dr9anizatiom-designat6d in Such contract. <br />S ErnpJoyee-Hired.Autos <br />1. The following is• added to the -SECTION 11 . <br />LIABILITY: COVERAG E, - Pareigialih. -A.1. Who <br />Is An Insured Provision: <br />M -empiuyee- ttr yours. it; -art "iiisuiwa­ while; <br />operating an, "auto'' *hired ,or rented under a <br />contract or agreement in that "employee's" <br />name, with your permission, while peffo.rmin <br />.9 <br />duties related totheconduct ,of your -business. <br />2. Changes In n General Conditions: <br />Hpragra,plj S.b. of Ia. Vther Insorance <br />Condition . i . n the BUSINESS AUTO <br />CONDITIONS is deleted and replaced with the <br />following-, <br />bt For Hired Auto Physical Damage. Coverage, <br />the - following are -deemed :to be: oovered. <br />"autoon ypu:own: <br />(1:) Any covered !auto" you.jease, hire,: rent <br />orborrow; and <br />(2)r. Any covered "auto" hired or rented. by <br />your "employee" under a cointract in that <br />individual "employee's" came, with your <br />perrni t5%Sjqn, while; pt-(.fPMiiriq dUties <br />related to, the conduct of your .business. <br />However, any, ''auto" that leased, <br />hired, r0hted or b.orroWedwith a driver' is <br />-not. a.covered "aulb. <br />0:7. Fe.1low. Eniployee, Coverao.q. <br />S>rCT10N ii — LIABILITY COVERAGE, Exclusion <br />B.S. does. not apply if . you have workers <br />compensation insurance- in -force coyeri. g al I of. your <br />Auto, Loan Lease -Gap Coverage. <br />SECTION III — PHY.S.10-AL DAMAGE. COVERAGE, <br />C. Lirdit Of Insuronc.6,. is amended by th6 addition <br />6f'the f6116Wing: <br />In the, event of .6. total "loss" to. 6­60ver'd e - auto" <br />ishowh in the. Schedule of Declarations, we will paV <br />any; unpaid amount due on the. lease or toph for a <br />.covered 'VUW.", less: <br />=JA <br />REVIEWED BY: EUNICE HEREDIA (PG; OF(/) <br />