Laserfiche WebLink
5 <br />15. GLASS REPAIR- WAIVER OF DEDUCTIBLE <br />Paragraph D. Deductible of SECTION III - PHYSICAL DAMAGE COVERAGE is amended by the <br />addition of the following: <br />No deductible applies to glass damage if the glass is repaired rather than replaced. <br />16. PARKED AUTO COLLISION COVERAGE (WAIVER OF DEDUCTIBLE) <br />Paragraph D. Deductible of SECTION III - PHYSICAL DAMAGE COVERAGE is amended by the <br />addition of the following: <br />The deductible does not apply to "loss" caused by collision to such covered "auto" of the private <br />passenger type or light weight truck with a gross vehicle weight of 10,000 lbs. or less as defined by <br />the manufacturer as maximum loaded weight the "auto" is designed to carry while it is: <br />a. In the charge of an "insured"; <br />b. Legally parked; and <br />c. Unoccupied. <br />The "loss" must be reported to the police authorities within 24 hours of known damage. <br />The total amount of the damage to the covered "auto" must exceed the deductible shown In the <br />Declarations. <br />This provision does not apply to any "loss" if the covered "auto" is in the charge of any person or <br />organization engaged in the automobile business. <br />17. TWO OR MORE DEDUCTIBLES <br />Under SECTION III PHYSICAL DAMAGE COVERAGE, if two or more company policies or coverage <br />forms apply to the same accident, the following applies to paragraph D. Deductible: <br />a. If the applicable Business Auto deductible is the smaller (or smallest) deductible it will be <br />waived: or <br />b. If the applicable Business Auto deductible is not the smaller (or smallest) deductible it will be <br />reduced by the amount of the smaller (or smallest) deductible; or <br />c. If the loss involves two or more Business Auto coverage forms or policies the smaller (or <br />smallest) deductible will be waived. <br />For the purpose of this endorsement company means any company that is part of the Liberty <br />Mutual Group. <br />SECTION IV - BUSINESS AUTO CONDITIONS is amended as follows: <br />18. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS <br />SECTION IV- BUSINESS AUTO CONDITIONS, Paragraph B.2. is amended by adding the following: <br />If you unintentionally fail to disclose any hazards, exposures or material facts existing as of the <br />inception date or renewal date of the Business Auto Coverage Form, the coverage afforded by this <br />policy will not be prejudiced. <br />However, you must report the undisclosed hazard of exposure as soon as practicable after its <br />discovery, and we have the right to collect additional premium for any such hazard or exposure. <br />19. AMENDED DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT, OR LOSS <br />SECTION IV - BUSINESS AUTO CONDITIONS, paragraph A.2.a. is replaced in its entirety by the <br />following: <br />a. In the event of "accident", claim, "suit" or "loss", you must promptly notify us when it is <br />known to: <br />11 You, if you are an individual; <br />2. A partner, if you are a partnership; <br />3. Member, if you are a limited liability company; <br />4. An executive officer or the "employee" designated by the <br />notice, if you are a corporation. <br />CA 88 10 01 13 <br />O 2013 Liberty Mutual Insurance <br />Includes copyrighted material of I nsurance Services Office, Inc., with its permission. <br />Page 6 of 7 <br />