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<br />Subordination Agreement (Affordable) Page S-1 <br />(First Street Apartments) <br />IN WITNESS WHEREOF, Borrower, Senior Lender and Subordinate Lender have <br />signed and delivered this Agreement under seal (where applicable) or have caused this <br />Agreement to be signed and delivered under seal (where applicable) by a duly authorized <br />representative. Where applicable law so provides, Borrower, Senior Lender and Subordinate <br />Lender intend that this Agreement shall be deemed to be signed and delivered as a sealed <br />instrument. <br />SENIOR LENDER: <br />BANK OF AMERICA, N.A., <br />a national banking association <br /> <br /> <br />By: <br />Name: Karen Davis <br />Title: Vice President <br /> <br />Address for notices: <br /> <br />Bank of America, N.A. <br />Mail Code # CA4-704-06-06 <br />2000 Clayton Road, Building D, 6th Floor <br />Concord, CA 94520 <br />Attention: Loan Administration Manager <br /> <br /> <br />A notary public or other officer completing this certificate verifies only the identity of the individual <br />who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or <br />validity of that document. <br /> <br />STATE OF CALIFORNIA ) <br /> ) SS. <br />COUNTY OF ) <br />On , before me, <br /> Date Name And Title Of Officer (e.g. “Jane Doe, Notary Public”) <br />personally appeared , <br /> Name of Signer(s) <br />who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are <br />subscribed to the within instrument and acknowledged to me that he/she/they executed the same in <br />his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the <br />person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. <br />I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing <br />paragraph is true and correct. <br />WITNESS my hand and official seal. <br /> <br /> <br /> Signature (Seal) <br />EXHIBIT 4 <br />3-154