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flet <br />HISCOX PRC General Liability Coverage Part (Occurrence) <br />I. What is covered <br />A. Bodily injury and property We will pay up to the coverage part limit for damages you become legally obligated to pay <br />damage because of bodily injury or property damage to which this Coverage Part applies, provided: <br />1. the bodily injury or property damage occurs during the policy period; <br />2. the bodily injury or property damage is caused by an occurrence that takes place in the <br />coverage territory; and <br />3. you have paid the applicable retention stated in the Declarations. <br />We will have the right and duty to defend any claim seeking such damages, as set out in Section <br />H. Defense and supplementary payments. We may, at our discretion, investigate any occurrence <br />and settle any claim that may result. <br />B. Personal and advertising We will pay up to the Personal and Advertising Injury Limit stated in the Declarations for damages <br />injury you become legally obligated to pay because of personal and advertising injury to which this <br />Coverage Part applies, provided: <br />1. the personal and advertising injury is caused by an offense arising out of your business <br />operations; <br />2. the personal and advertising injury is caused by an offense committed in the coverage <br />territory during the policy period; and <br />3. you have paid the applicable retention stated in the Declarations. <br />We will have the right and duty to defend any claim seeking such damages, as set out in Section <br />If. Defense and supplementary payments. We may, at our discretion, investigate any offense and <br />settle any claim that may result. <br />C. Medical payments Regardless of fault, we will pay up to the Medical Payments limit stated in the Declarations for <br />medical expenses incurred by each person for bodily injury caused by an accident to which <br />this Coverage Part applies, provided: <br />1. the accident takes place within the coverage territory and on premises rented to or owned <br />by you or in connection with your business operations; <br />2. the accident occurs during the policy period; <br />3. the expenses are incurred and reported to us within one year of the date of the accident; <br />and <br />4. the person who sustained such bodily injury submits to examination, at our expense, by <br />physicians of our choice as often as we reasonably require. <br />H. Defense and <br />supplementary <br />payments <br />A. Claims against you With respect to any claim against you that we investigate, defend, or settle, we will pay: <br />1. claim expenses we incur with counsel of our choice to defend you; <br />2. up to $2,500 for the cost of bail bonds required because of accidents or traffic law violations <br />arising out of the use of any vehicle to which the bodily injury coverage described in <br />Section I. What is covered, A. Bodily injury and property damage, applies, but we will have <br />no obligation to apply for or furnish any such bonds; <br />3. the cost of bonds to release attachments, but only for bond amounts within the applicable <br />limit. We will have no obligation to apply for or furnish any such bonds; <br />4. reasonable expenses incurred by you at our request to assist us in the investigation or <br />defense of such claim, including actual loss of earnings up to $1,000 a day because of time <br />off from work; <br />Includes copyrighted material of Insurance <br />Services Offices, Inc., with its permission <br />WCL P0002 CW (10114) Page 1 of 19 <br />