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HomeMy WebLinkAboutIndenture of Trust (1996) 13128-01 JHHW:BDQ:kla INDENTURE OF TRUST Dated as of July 1,1996 by and between U.S.TRUST COMPANY OF CALIFORNIA,N.A., as trustee and the COUNTYWIDE PUBLIC FINANCING AUTHORITY Authorizing the Issuance of $27,725,000 Countywide Public Financing Authority 1996 Revenue Bonds TABLE OF CONTENTS Fagg ARTICLE I' DEFINITIONS;CONTENT OF CERTIFICATES AND OPINIONS Section 1.01. Definitions 3 Section 1.02. Interpretation 10 ARTICLE II THE BONDS Section 2.01. Authorization of Bonds 11 Section 2.02. Terms of the Bonds 11 Section 2.03. Transfer and Exchange of Bonds 12 Section 2.04. Book-Entry System 12 Section 2.05. Registration Books 13 Section 2.06. Form and Execution of Bonds 13 Section 2.07. Temporary Bonds 14 Section 2.08. Bonds Mutilated, Lost, Destroyed or Stolen 14 Section 2.09. CUSIP Numbers 14 Section 2.10. Payment Procedure Pursuant to Municipal Bond Insurance Policy 15 ARTICLE III ISSUANCE OF BONDS; APPLICATION OF PROCEEDS Section 3.01. Issuance of the Bonds 17 Section 3.02. Application of Proceeds of Sale of Bonds 17 Section 3.03. Establishment and Application of Costs of Issuance Fund 17 Section 3.04. Establishment and Application of Project Fund 17 Section 3.05. Validity of Bonds 18 ARTICLE IV REDEMPTION OF BONDS Section 4.01. Terms of Redemption 19 Section 4.02. Selection of Bonds for Redemption 19 Section 4.03. Notice of Redemption 19 Section 4.04. Partial Redemption of Bonds 20 Section 4.05. Effect of Redemption 20 Section 4.06. Purchase of Bonds 20 ARTICLE V REVENUES;FUNDS AND ACCOUNTS; PAYMENT OF PRINCIPAL AND INTEREST Section 5.01. Pledge and Assignment; Bond Fund 21 Section 5.02. Allocation of Revenues - 21 Section 5.03. Application of Interest Account 22 Section 5.04. Application of Principal Account 22 Section 5.05. Application of Reserve Account 22 Section 5.06. Application of Redemption Fund 23 Section 5.07. Insurance and Condemnation Fund 23 Section 5.08. Investments 24 Section 5.09. Valuation and Disposition of Investments 25 • -i- ARTICLE VI PARTICULAR COVENANTS Section 6.01. Punctual Payment 26 Section 6.02. Extension of Payment of Bonds 26 Section 6.03. Against Encumbrances 26 Section 6.04. Power to Issue Bonds and Make Pledge and Assignment 26 Section 6.05. Accounting Records 26 Section 6.06. No Additional Obligations 26 Section 6.07. Tax Covenants 27 Section 6.08. Collection of Amounts Due Under Lease Agreements 27 Section 6.09. Continuing Disclosure 27 Section 6.10. Waiver of Laws - 28 Section 6.11. Further Assurances 28 ARTICLE VII EVENTS OF DEFAULT AND REMEDIES Section 7.01. Events of Default 29 Section 7.02. Remedies Upon Event of Default 29 Section 7.03. Application of Revenues and Other Funds After Default 30 Section 7.04. Trustee to Represent Bond Owners 30 Section 7.05. Bond Owners' Direction of Proceedings 31 Section 7.06. Limitation on Bond Owners' Right to Sue 31 Section 7.07. Absolute Obligation of Authority 31 Section 7.08. Termination of Proceedings 32 Section 7.09. Remedies Not Exclusive 32 Section 7.10. No Waiver of Default 32 Section 7.11. Parties Interested Herein 32 Section 7.12. Consent of Municipal Bond Insurer 32 ARTICLE VIII THE TRUSTEE Section 8.01. Duties, Immunities and Liabilities of Trustee 34 Section 8.02. Merger or Consolidation 35 Section 8.03. Liability of Trustee 35 Section 8.04. Right to Rely on Documents 37 Section 8.05. Preservation and Inspection of Documents 37 Section 8.06. Compensation and Indemnification 37 ARTICLE IX MODIFICATION OR AMENDMENT OF THIS INDENTURE Section 9.01. Amendments Permitted 39 Section 9.02. Effect of Supplemental Indenture 40 Section 9.03. Endorsement of Bonds;Preparation of New Bonds 40 Section 9.04. Amendment of Particular Bonds 40 -ii- ARTICLE X DEFEASANCE Section 10.01. Discharge of Indenture 41 Section 10.02. Discharge of Liability on Bonds 41 Section 10.03. Deposit of Money or Securities with Trustee 41 Section 10.04. Unclaimed Funds 42 ARTICLE XI MISCELLANEOUS Section 11.01. Liability of Authority Limited to Revenues 43 Section 11.02. Limitation of Rights to Parties and Bond Owners 43 Section 11.03. Funds and Accounts 43 Section 11.04. Waiver of Notice; Requirement of Mailed Notice 43 Section 11.05. Destruction of Bonds 43 Section 11.06. Severability of Invalid Provisions 43 Section 11.07. Notices 44 Section 11.08. Notices to be Given to the Municipal Bond Insurer 44 Section 11.09. Evidence of Rights of Bond Owners 45 Section 11.10. Disqualified Bonds 45 Section 11.11. Money Held for Particular Bonds 45 Section.11.12. Waiver of Personal Liability 46 Section 11.13. Successor Is Deemed Included in All References to Predecessor 46 Section 11.14. Execution in Several Counterparts 46 Section 11.15. Governing Law 46 EXHIBIT A: Form of Bond EXHIBIT B: Members EXHIBIT C: Description of Project EXHIBIT D: Allocation of Principal to Each Member EXHIBIT E: Members' Percentage of Annual Debt Service -iii- INDENTURE OF TRUST This INDENTURE OF TRUST, made and entered into as of July 1, 1996, is by and between the COUNTYWIDE PUBLIC FINANCING AUTHORITY, a joint exercise of powers authority duly organized and existing under and by virtue of the laws of the State of California (the "Authority"), and U.S. TRUST COMPANY OF CALIFORNIA, N.A., a national banking association organized and existing under the laws of the United States of America with a corporate trust office in Los Angeles, California, being qualified to accept and administer the trusts hereby created (the "Trustee"); WITNESSETH : WHEREAS, the Authority is a joint exercise of powers authority duly organized and existing under and pursuant to that certain Joint Exercise of Powers Agreement,dated June 19, 1996, by and among the Cities of Brea, Buena Park, Fullerton, Garden Grove, Orange, Santa Ana,Seal Beach, Stanton and Tustin (collectively, the "Members"), and under the provisions of Articles 1 through 4 (commencing with section 6500) of Chapter 5 of Division 7 of Title 1 of the California Government Code (the "Act"), and is authorized pursuant to Article 4 (commencing with section 6584) of the Act (the "Bond Law") to borrow money for the purpose of financing the acquisition of bonds,notes and other obligations of, or for the purpose of making loans to, public entities,including the Members,and to provide financing for public capital improvements of public entities,including the Members;and WHEREAS, the Members each wish to finance their proportionate share of the Orange County Countywide 800 MHz communications system and to finance other capital improvements within the geographic boundaries of the certain of the Members (collectively,the "Project"); WHEREAS, for the purpose of providing financing for the Project, the Authority has determined to issue its Countywide Public Financing Authority 1996 Revenue Bonds, in the aggregate principal amount of $27,725,000 (the "Bonds"), all pursuant to and secured by this Indenture in the manner provided herein;and WHEREAS, in order to provide for the repayment of the Bonds, each Member has agreed to lease certain real property and improvements to the Authority and to lease-back such real property and improvements from the Authority pursuant to separate lease agreements, each dated as of July 1, 1996, by and between the Authority, as lessor, and such Member, as lessee,under which such Members,in the aggregate,have agreed to make certain lease payments to the Authority which have been calculated to be sufficient to enable the Authority to pay the principal of and interest and premium (if any) on the Bonds when due and payable;and WHEREAS, in order to provide for the authentication and delivery of the Bonds, to establish and declare the terms and conditions upon which the Bonds are to be issued and secured and to secure the payment of the principal thereof and interest and premium, if any, thereon,the Authority has authorized the execution and delivery of this Indenture; WHEREAS, all acts and proceedings required by law necessary to make the Bonds, when executed by the Authority, authenticated and delivered by the Trustee, and duly issued, the valid,binding and legal special obligations of the Authority,and to constitute this Indenture a valid and binding agreement for the uses and purposes herein set forth in accordance with its terms,have been done and taken,and the execution and delivery of the Indenture have been in all respects duly authorized; NOW, THEREFORE, THIS INDENTURE WITNESSETH, that in order to secure the payment of the principal of and the interest and premium (if any) on all Bonds at any time issued and outstanding under this Indenture, according to their tenor, and to secure the performance and observance of all the covenants and conditions therein and herein set forth, and to declare the terms and conditions upon and subject to which the Bonds are to be issued and received, and in consideration of the premises and of the mutual covenants herein contained and of the purchase and acceptance of the Bonds by the owners thereof, and for other valuable considerations, the receipt whereof is hereby acknowledged, the Authority does hereby covenant and agree with the Trustee, for the benefit of the respective owners from time to time of the Bonds, as follows: -2- ARTICLE I DEFINITIONS;CONTENT OF CERTIFICATES AND OPINIONS Section 1.01. Definitions. Unless the context otherwise requires, the terms defined in this Section 1.01 shall, for all purposes of this Indenture and of any indenture supplemental hereto and of any certificate, opinion or other document herein mentioned,have the meanings herein specified, to be equally applicable to both the singular and plural forms of any of the terms herein defined. In addition, all capitalized terms used herein and not otherwise defined in this Section 1.01 shall have the respective meanings given such terms in the Lease Agreements. "Additional Payments" means the additional payments to be made by the Members pursuant to Section 4.7 of the Lease Agreements. "Authority" means the Countywide Public Financing Authority, a joint exercise of powers authority duly organized and existing under the laws of the State . "Authority Continuing Disclosure Certificate" shall mean that certain Continuing Disclosure Certificate executed by the Authority and dated the Closing Date, as originally executed and as it may be amended from time to time in accordance with the terms thereof. "Authorized Representative" means: (a) with respect to the Authority, its Chairman, Secretary or Treasurer, or any other person designated as an Authorized Representative of the Authority by a Written Certificate of the Authority signed by its Chairman and filed with the Members and the Trustee; and (b) with respect to a Member, its Mayor, City Manager,Finance Director, or any other person designated as an Authorized Representative of such Member by a Written Certificate of such Member signed by its Mayor,City Manager or Finance Director and filed with the Authority and the Trustee. "Bond Counsel" means (a) Jones Hall Hill & White,A Professional Law Corporation, or (b) any other attorney or firm of attorneys appointed by or acceptable to the Authority of nationally-recognized experience in the issuance of obligations the interest on which is excludable from gross income for federal income tax purposes under the Code. "Bond Fund"means the fund by that name established and held by the Trustee pursuant to Section 5.01. "Bond Law" means the Marks-Roos Local Bond Pooling Act of 1985, constituting Article 4 (commencing with section 6584) of Chapter 5, Division 7, Title 1 of the Government Code of the State , as amended from time to time. "Bond Year" means each twelve-month period extending from August 2 in one calendar year to August 1 of the succeeding calendar year, both dates inclusive; except that the first Bond Year shall commence on the Closing Date and extend to and including August 1,1997. "Bonds" means the $27,725,000 aggregate principal amount of Countywide Public Financing Authority 1996 Revenue Bonds authorized by and at any time Outstanding pursuant to the Bond Law and this Indenture. "Business Day" means a day (other than a Saturday or a Sunday) on which banks are not required or authorized to remain closed in the city in which the Office of the Trustee is located. 3- "Closing Date" means July 31, 1996, being the date of delivery of the Bonds to the Original Purchaser. "Code" means the Internal Revenue Code of 1986 as in effect on the Closing Date or (except as otherwise referenced herein) as it may be amended to apply to obligations issued on the Closing Date, together with applicable proposed, temporary and final regulations promulgated, and applicable official public guidance published,under such Code. "Costs of Issuance" means all expenses incurred in connection with the authorization, issuance, sale and delivery of the Bonds,including but not limited to all compensation,fees and expenses (including but not limited to fees and expenses for legal counsel) of the Authority, initial fees and expenses of the Trustee (including but not limited to fees and expenses for legal counsel),title insurance premiums, appraisal fees, compensation to any financial consultants or underwriters, legal fees and expenses, filing and recording costs, rating agency fees, costs of preparation and reproduction of documents and costs of printing. "Costs of Issuance Fund" means the fund by that name established and held by the Trustee pursuant to Section 3.03. "Defeasance Obligations"means: (a) cash; (b)non-callable Federal Securities (including State and Local Government Securities); (c) direct obligations of the United States of America which have been stripped by the Department of the Treasury of the United States of America; (d)CATS, TIGRS and similar securities; (e)bonds, debentures, notes or other evidence of indebtedness issued or guaranteed by any of the following federal agencies and provided such obligations are backed by the full faith and credit of the United States of America : (i) direct obligations or fully guaranteed certificates , of beneficial ownership of the U.S. Export-Import Bank; (ii) certificates of beneficial ownership of the Farmers Home Administration; (iii) obligations of the Federal Financing Bank; (iv) participation certificates of the General Services Administration; (v) guaranteed Title XI financings of the U.S. Maritime Administration; (vii) New Communities debentures; (vii) U.S. government guaranteed public housing notes and bonds; and (viii) project notes and local authority bonds of the U.S. Department of Housing and Urban Development; and (f) pre-refunded municipal bonds rated "Aaa" by Moody's and "AAA" by S&P; provided,however, pre-refunded municipal bonds rated by S&P only (i.e.,no Moody's rating) are acceptable if such pre-refunded municipal bonds were pre-refunded with cash, direct U.S. or U.S. guaranteed obligations or AAA rated pre-refunded municipal bonds. "Event of Default" means any of the events specified in Section 7.01. "Fair Market Value" means the price at which a willing buyer would purchase the investment from a willing seller in a bona fide, arm's length transaction (determined as of the date the contract to purchase or sell the investment becomes binding)if the investment is traded on an established securities.market (within the meaning of section 1273 of the Code) and, otherwise,the term "fair market value" means the acquisition price in a bona fide arm's length transaction (as referenced above) if(i) the investment is a certificate of deposit that is acquired in accordance with applicable regulations under the Code, (ii) the investment is an agreement -4- with specifically negotiated withdrawal or reinvestment provisions and a specifically negotiated interest rate (for example, a guaranteed investment contract, a forward supply contract or other investment agreement) that is acquired in accordance with applicable regulations under the Code, (iii) the investment is a United States Treasury Security—State and Local Government Series, that is acquired in accordance with applicable regulations of the United States Bureau of Public Debt, or (iv) the investment is the Local Agency Investment Fund of the State of California but only if at all times during which the investment is held its yield is reasonably expected to be equal to or greater than the yield on a reasonably comparable direct obligation of the United States. The Trustee shall have no duty in connection with the determination of Fair Market Value other than to follow the investment directions of a City Representative in any written directions of a City Representative. "Federal Securities" means direct general obligations of the United States of America (including obligations issued or held in book entry form on the books of the Department of the Treasury) or obligations the payment of principal of and interest on which are unconditionally guaranteed by, the United States of America. "Fiscal Year" means any twelve-month period extending from July 1 in one calendar year to June 30 of the succeeding calendar year, both dates inclusive, or any other twelve-month period selected and designated by the Authority as its official fiscal year period. "Indenture" means this Indenture of Trust, as originally executed or as it may from time to time be supplemented,modified or amended by any Supplemental Indenture pursuant to the provisions hereof. "Independent Accountant" means any certified public accountant or firm of certified public accountants appointed and paid by the Authority or the Members, and who, or each of whom (a) is in fact independent and not under domination of the Authority or the Member; (b) does not have any substantial interest, direct or indirect, in the Authority or the Member; and (c) is not connected with the Authority or the Members as an officer or employee of the Authority or the Members but who may be regularly retained to make annual or other audits of the books of or reports to the Authority or the Members. "Information Services" means Financial Information, Inc.'s "Daily Called Bond Service", 30 Montgomery Street, 10th Floor,Jersey City, NJ 07302, Attention: Editor;Kenny Information Services' "Called Bond Service," 65 Broadway, 16th Floor, New York, NY 10006; Moody's 5250 77 Centre Drive, Suite 150, Charlotte, NC 28217, Attention: Called Bonds Dept.; S&P's "Called Bond Record," 25 Broadway, 3rd Floor, New York, NY 10004; and,in accordance with then current guidelines of the Securities and Exchange Commission, such other addresses and/or such other services providing information with respect to the redemption of bonds as the Authority may designate in a Written Certificate of the Authority delivered to the Trustee. "Insurance and Condemnation Fund" means the fund by that name established and held by the Trustee pursuant to Section 5.07. "Interest Account" means the account by that name established in the Bond Fund pursuant to Section 5.02. "Interest Payment Date" means each February 1 and August 1, commencing February 1, 1997. "Lease Agreements" means those certain Lease Agreements,each dated as of July 1, 1996, by and between the Authority, as lessor, and each Member, as lessee, of the Leased Premises, -5- as originally executed and as it may from time to time be supplemented, modified or amended in accordance with the terms thereof and of this Indenture. "Lease Payments"means the aggregate amount of all the payments required to be paid by each Member pursuant to Section 4.3 of its respective Lease Agreement. "Leased Premises" means the real property and improvements leased by the Authority to each Member pursuant to its respective Lease Agreement. "Members" means the Cities of Brea, Buena Park, Fullerton, Garden Grove, Orange, Santa Ana, Seal Beach, Stanton and Tustin. "Moody's"means Moody's Investors Service,New York,New York,or its successors. "Municipal Bond Insurance Policy" means the municipal bond insurance policy issued by the Municipal Bond Insurer insuring the payment,when due, of the principal of and interest on the Bonds. "Municipal Bond Insurer"means the MBIA Insurance Corporation. "Net Proceeds" means amounts derived from any policy of casualty insurance or title insurance with respect to the Leased Premises, or the proceeds of any taking of the Leased Premises or any portion thereof in eminent domain proceedings (including sale under threat of such proceedings), to the extent remaining after payment therefrom of all expenses incurred in the collection and administration thereof. "Office" means, with respect to the Trustee, the corporate trust office of the Trustee at 515 South Flower Street, Suite 2700, Los Angeles, CA 90071; provided, however, that for the purposes of maintenance of the Registration Books and presentation of Bonds for transfer, exchange or payment such term shall mean the office of the Trustee at which it conducts its corporate agency business, or at such other or additional offices as may be specified by the Trustee in writing to the Authority and the Members. "Original Purchaser" means Stone &Youngberg LLC, as original purchaser of the Bonds upon their delivery by the Trustee on the Closing Date. "Outstanding", when used as of any particular time with reference to Bonds, means (subject to the provisions of Section 11.09) all Bonds theretofore, or thereupon being, authenticated and delivered by the Trustee under this Indenture except: (a) Bonds theretofore canceled by the Trustee or surrendered to the Trustee for cancellation; (b) Bonds with respect to which all liability of the Authority shall have been discharged in accordance with Section 10.02, including Bonds (or portions thereof) described in Section 11.10; and (c) Bonds for the transfer or exchange of or in lieu of or in substitution for which other Bonds shall have been authenticated and delivered by the Trustee pursuant to this Indenture. "Owner", whenever used herein with respect to a Bond, means the person in whose name the ownership of such Bond is registered on the Registration Books. "Participating Underwriter" shall have the meaning ascribed thereto in the Authority Continuing Disclosure Certificate. "Permitted Investments" means the following, but only to the extent that the same are acquired at Fair Market Value: -6- (a) Federal Securities; (b)bonds, debentures, notes or other evidence of indebtedness issued or guaranteed by any of the following federal agencies and provided such obligations are backed by the full faith and credit of the United States of America (stripped securities are only permitted if they have been stripped by the agency itself): (i) certificates of beneficial ownership of the Farmers Home Administration; (ii) debentures of the Federal Housing Administration; (iii) participation certificates of the General Services Administration; (iv) guaranteed mortgage-backed bonds or guaranteed pass-through obligations (participation certificates) of the Government National Mortgage Association; (v) guaranteed Title XI financings of the U.S. Maritime Administration; and (vi) project notes and local authority bonds of the U.S. Department of Housing and Urban Development; (c) bonds, debentures,notes or other evidence of indebtedness issued or guaranteed by any of the following non-full faith and credit U.S. government agencies (stripped securities are only permitted if they have been stripped by the agency itself): (i) senior debt obligations (consolidated debt obligations) of the Federal Home Loan Bank System; (ii) participation certificates (mortgage-backed securities) of the Federal Home Loan Mortgage Corporation; (iii) mortgaged-backed securities and senior debt obligations of the Federal National Mortgage Association (excluding stripped mortgage securities which are valued greater than par on the portion of unpaid principal); (iv) senior debt obligations of the Student Loan Marketing Association; (v) obligations (but only the interest component of stripped obligations) of the Resolution Funding Corporation, and (v)consolidated systemwide bonds and notes of the Farm Credit System; (d) money market funds (including funds managed or advised by the trustee or its affiliates) registered under the Federal Investment Company Act of 1940, whose shares are registered under the Federal Securities Act of 1933,and having a rating by S&P of"AAAm-G," "AAAm" or "AAm" and, if rated by Moody's, having a rating by Moody's of"Aaa," "Aa1." or "Aa2"• (e) certificates of deposit secured at all times by collateral described in (a) or (b) above, which have a maturity of one year or less,which are issued by commercial banks, savings and loan associations or mutual savings banks whose short term obligations are rated "A-1+" or better by S&P and "Prime-1" by Moody's (such collateral must be held by a third party and Owners must have a perfected first security interest in such collateral; (f) certificates of deposit, savings accounts, deposit accounts or money market deposits which are fully insured by the Federal Deposit Insurance Corporation; (g)Investment agreements,including guaranteed investment contracts, acceptable to the Municipal Bond Insurer; (h) commercial paper rated, at the time of purchase, "Prime-1"by Moody's and "A-1+" or better by S&P; (i) bonds or notes issued by any state or municipality which are rated by Moody's and S&P in one of the two highest long term rating categories assigned by such agencies; (j) federal funds or bankers acceptances with a maximum term of one year of any bank which has an unsecured,uninsured and unguaranteed obligation rating of"Prime-1" or"A3" or better by Moody's and "A-1+" or better by S&P; 7 (k)repurchase agreements which provide for the transfer of securities from a dealer bank or securities firm (seller/borrower) to the Trustee and the transfer of cash from the Trustee to the dealer bank or securities firm with an agreement that the dealer bank or securities firm will repay the cash plus a yield to the Trustee in exchange for the securities at a specified date, which satisfy the following criteria (unless otherwise approved by the Municipal Bond Insurer): (i) repurchase agreements must be between the Trustee and (A) a primary dealer on the Federal Reserve reporting dealer list which falls under the jurisdiction of the Securities Investors Protection Corporation and which are rated "A" or better by Moody's and S&P, or (B) a bank rated "A" or better by Moody's and S&P; (ii) the written repurchase agreement contract must include the following: (A) securities acceptable for transfer, which may be direct U.S. government obligations, or federal agency obligations backed by the full faith and credit of the U.S. government (including the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation); (B) the term of the repurchase agreement may be up to 30 days; (C) the collateral must be delivered to the Trustee or a third party acting as agent for the Trustee before or simultaneous with payment (perfection by possession of certificated securities); (D) the Trustee must have a perfected first priority security interest in the collateral; (E) the collateral must be free and clear of third-party liens and,in the case of a broker which falls under the jurisdiction of the Securities Investors Protection Corporation, are not subject to a repurchase agreement or a reverse repurchase agreement; (F) failure to maintain the requisite collateral percentage, after a two day restoration period, will require the Trustee to liquidate the collateral; (G) the securities must be valued weekly, marked-to-market at current market price plus accrued interest and the value of collateral must be equal to 104% of the amount of cash transferred by the Trustee to the dealer bank or securities firm under the repurchase agreement plus accrued interest (unless the securities used as collateral are obligations of the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation, in which case the collateral must be equal to 105% of the amount of cash transferred by the Trustee to the dealer bank or securities firm under the repurchase agreement plus accrued interest). If the value of securities held as collateral falls below 104% of the value of the cash transferred by the Trustee, then additional cash and/or acceptable securities must be transferred;and (iii) a legal opinion must be delivered to the Trustee to the effect that the repurchase agreement meets guidelines under state law for legal investment of public funds; (1) pre-refunded municipal bonds rated "Aaa" by Moody's and "AAA" by S&P; provided,however,pre-refunded municipal bonds rated by S&P only (i.e.,no Moody's rating) are acceptable if such pre-refunded municipal bonds were pre-refunded with cash, direct U.S.. or U.S. guaranteed obligations or AAA-rated pre-refunded municipal bonds; and (m)any other investments permitted in writing by the Municipal Bond Insurer. "Principal Account" means the account by that name established in the Bond Fund pursuant to Section 5.02(b). "Project" means the project for a Member to be financed with a portion of the proceeds of the Bonds,as more fully described in Exhibit C attached hereto. "Project Fund" means the fund by that name established and held by the Trustee pursuant to Section 3.04. -8- "Rating Category" means, with respect to any Permitted Investment, one of the generic categories of rating by Moody's and S&P applicable to such Permitted Investment, without regard to any refinement or graduation of such rating category by a plus or minus sign or a numeral. "Record Date" means, with respect to any Interest Payment Date, the fifteenth (15th) calendar day of the month preceding such Interest Payment Date,whether or not such day is a Business Day. "Redemption Fund" means the fund by that name established pursuant to Section 5.06. "Registration Books" means the records maintained by the Trustee pursuant to Section 2.05 for the registration and transfer of ownership of the Bonds. "Reserve Account" means the account by that name in the Bond Fund established pursuant to Section 5.02(c). "Reserve Requirement" means, as of the date of calculation, the maximum amount obtained by totaling, for the current or any future Bond Year, the sum of: (a) the principal amount of all Outstanding Bonds maturing in such Bond Year; and (b)the interest scheduled to become payable during such Bond Year on the aggregate principal amount of Bonds which would be Outstanding in such period if the Bonds are retired as scheduled. "Revenues" means: (a) all amounts received by the Authority or the Trustee pursuant to or with respect to the Lease Agreements, including, without limiting the generality of the foregoing, all of the Lease Payments (including both timely and delinquent payments,any late charges, and whether paid from any source), prepayments and insurance proceeds, but excluding any Additional Payments; and (b) all interest, profits or other income derived from the investment of amounts in any fund or account established pursuant to this Indenture. "S&P" means Standard & Poor's Ratings Services, a division of The McGraw-Hill Companies,Inc.,New York,New York,or its successors. "Securities Depositories" means The Depository Trust Company, 711 Stewart Avenue, Garden City, NY 11530, Fax (516) 227-4171 or 4190; Philadelphia Depository Trust Company, Reorganization Division, 1900 Market Street, Philadelphia, PA 19103, Attention: Bond Department, Fax (215) 496-5058; and, in accordance with then current guidelines of the Securities and Exchange Commission, such other addresses and/or such other securities depositories as the Authority may designate in a Written Certificate of the Authority delivered to the Trustee. "State" means the State of California. "Supplemental Indenture" means any indenture hereafter duly authorized and entered into between the Authority and the Trustee, supplementing, modifying or amending this Indenture; but only if and to the extent that such Supplemental Indenture is specifically authorized hereunder. "Trustee" means U.S. Trust Company of California,N.A.,a national banking association organized and existing under the laws of the United States of America, or its successor, as Trustee hereunder as provided in Section 8.01. 9 "Written Certificate", "Written Request"and "Written Requisition" of the Authority or the a Member mean,respectively,a written certificate,request or requisition signed in the name of the Authority or such Member by its Authorized Representative. Any such instrument and supporting_opinions_or representations, if any, but.need_not, be combined_ina_single instrument with any other instrument, opinion or representation, and the two or more so combined shall be read and construed as a single instrument. Section 1.02.Interpretation. (a) Unless the context otherwise indicates,words expressed in the singular shall include the plural and vice versa and the use of the neuter, masculine, or feminine gender is for convenience only and shall be deemed to include the neuter, masculine or feminine gender, as appropriate. (b) Headings of articles and sections herein and the table of contents hereof are solely for convenience of reference, do not constitute a part hereof and shall not affect the meaning, construction or effect hereof. (c) All references herein to "Articles", "Sections" and other subdivisions are to the corresponding Articles,Sections or subdivisions of this Indenture;the words"herein", "hereof", "hereby", "hereunder" and other words of similar import refer to this Indenture as a whole and not to any particular Article, Section or subdivision hereof. -10- ARTICLE II THE BONDS Section 2.01. Authorization of Bonds. The Authority hereby authorizes the issuance of the Bonds, which shall constitute special obligations of the Authority, for the purpose of providing funds to provide funding for the Project. The Bonds are hereby designated the "Countywide Public Financing Authority 1996 Revenue Bonds." The aggregate principal amount of Bonds initially issued and Outstanding under this Indenture shall equal twenty-seven million seven hundred twenty-five thousand dollars ($27,725,000). The principal amounts allocable to each Member is set forth in Exhibit D attached hereto. This Indenture constitutes a continuing agreement with the Trustee and the Owners from time to time of the Bonds to secure the full payment of the principal of and interest and premium (if any) on all the Bonds, subject to the covenants,provisions and conditions herein contained. Section 2.02. Terms of the Bonds. The Bonds shall be issued in fully registered form without coupons in denominations of $5,000 or any integral multiple thereof, so long as no Bond shall have more than one maturity date. The Bonds shall mature on August 1 in each of the years and in the amounts, and shall bear interest (calculated on the basis of a 360-day year of twelve 30-day months) at the rates, as follows: Maturity Date Principal Interest Maturity Date Principal Interest (August 1) Amount Rate (August 1) Amount Rate 1997 $2,025,000 4.10% 2005 $2,905,000 5.25% 1998 2,115,000 4.10 2006 3,060,000 5.30 1999 2,200,000 4.30 2007 500,000 5.40 2000 2,300,000 4.60 2008 530,000 5.50 2001 2,405,000 4.75 2009 560,000 5.60 2002 2,515,000 4.90 2010 585,000 5.70 2003 2,640,000 5.00 2011 620,000 5.75 2004 2,765,000 5.10 Interest on the Bonds shall be payable semiannually on each Interest Payment Date, calculated based on a 360-day year of twelve (12) thirty-day months, to the person whose name appears on the Registration Books as the Owner thereof as of the Record Date immediately preceding each such Interest Payment Date,such interest to be paid by check of the Trustee mailed by first class mail to the Owners at the respective addresses of such Owners as they appear on the Registration Books; provided however, that payment of interest may be by wire transfer in immediately available funds to an account in the United States of America to any Owner of Bonds in the aggregate principal amount of$1,000,000 or more who shall furnish written wire instructions to the Trustee at least five (5) days before the applicable Record Date. _ Principal of any Bond and any premium upon redemption shall be paid by check of the Trustee upon presentation and surrender thereof at the Office of the Trustee, except as provided in Section 2.04. Principal of and interest and premium (if any) on the Bonds shall be payable in lawful money of the United States of America. Each Bond shall be dated as of the date of authentication thereof and shall bear interest from the Interest Payment Date next preceding the date of authentication thereof,unless (a) it is authenticated after a Record Date and on or before the following Interest Payment Date, in which event it shall bear interest from such Interest Payment Date, or (b) unless it is authenticated on or before January 15, 1997, in which event it shall bear interest from the Closing Date; provided, however, that if, as of the date of authentication of any Bond, interest -11- thereon is in default, such Bond shall bear interest from the Interest Payment Date to which interest has previously been paid or made available for payment thereon. Section 2.03. Transfer and Exchange of Bonds. Any Bond may, in accordance with its terms,be transferred on the Registration Books by the person in whose name it is registered,in person or by his duly authorized attorney, upon surrender of such Bond for cancellation, accompanied by delivery of a written instrument of transfer, duly executed in a form approved by the Trustee. Transfer of any Bond shall not be permitted by the Trustee during the period established by the Trustee for selection of Bonds for redemption or if such Bond has been selected for redemption pursuant to Article IV. Whenever any Bonds or Bonds shall be surrendered for transfer, the Authority shall execute and the Trustee shall authenticate and shall deliver a new Bond or Bonds for a like aggregate principal amount and of like maturity. The Trustee may require the Bond Owner requesting such transfer to pay any tax or other governmental charge required to be paid with respect to such transfer. Any Bond may be exchanged at the Office of the Trustee for a like aggregate principal amount of Bonds of other authorized denominations and of like maturity. Exchange of any Bond shall not be permitted during the period established by the Trustee for selection of Bonds for redemption or if such Bond has been selected for redemption pursuant to Article IV. The Trustee may require the Bond Owner requesting such exchange to pay any tax or other governmental charge required to be paid with respect to such exchange. Section 2.04. Book-Entry System. Notwithstanding any provision of this Indenture to the contrary: (a) At the request of the Original Purchaser,the Bonds shall be initially issued registered in the name of "Cede & Co.," as nominee of The Depository Trust Company, the depository designated by the Original Purchaser,and shall be evidenced by one certificate maturing on each of the maturity dates set forth in Section 2.02 hereof to be in a denomination corresponding to the total principal therein designated to mature on such date. Registered ownership of such Bonds, or any portions thereof,may not thereafter be transferred except: (i) to any successor of The Depository Trust Company or its nominee, or of any substitute depository designated pursuant to paragraph (ii) of this subsection (a) ("substitute depository"); provided that any successor of The Depository Trust Company or substitute depository shall be qualified under any applicable laws to provide the service proposed to be provided by it; (ii) to any substitute depository designated in a written request of the Authority, upon (i) the resignation of The Depository Trust Company or its successor (or any substitute depository or its successor) from its functions as depository or (ii) a determination by the Authority that The Depository Trust Company or its successor is no longer able to carry out its functions as depository;provided that any such substitute depository shall be qualified under any applicable laws to provide the services proposed to be provided by it; or (iii) to any person as provided below, upon (A) the resignation of The Depository Trust Company or its successor (or any substitute depository or its successor) from its functions as depository or (B) a determination by the Authority that The Depository Trust Company or its successor is no longer able to carry out its functions as depository; provided that no substitute depository which is not objected to by the Authority and the Trustee can be obtained. -12- (b) In the case of any transfer pursuant to paragraph (i) or paragraph (ii) of subsection (a) of this Section 2.04, upon receipt of all Outstanding Bonds by the Trustee, together with a written request of an Authorized Representative of the Authority to the Trustee, a single new Bond shall be issued, authenticated and delivered for each maturity of such Bond then outstanding, registered in the name of such successor or such substitute depository or their nominees, as the case may be, all as specified in such written request of an Authorized Representative of the Authority . In the case of any transfer pursuant to paragraph (iii) of subsection (a) of this Section 2.04, upon receipt of all Outstanding Bonds by the Trustee together with a written request of an Authorized Representative of the Authority, new Bonds shall be issued, authenticated and delivered in such denominations and registered in the names of such persons as are requested in a written request of the Authority provided the Trustee shall not be required to deliver such new Bonds within a period less than sixty (60) days from the date of receipt of such a written request of an Authorized Representative of the Authority. (c) In the case of partial prepayment or an advance refunding of any Bonds evidencing all of the principal maturing in a particular year, The Depository Trust Company shall, at the Authority's expense, deliver the Bonds to the Trustee for cancellation and re-registration to reflect the amounts of such reduction in principal. (d) The Authority and the Trustee shall be entitled to treat the person in whose name any Bond is registered as the absolute Owner thereof for all purposes of this Indenture and any applicable laws, notwithstanding any notice to the contrary received by the Trustee or the Authority; and the Authority and the Trustee shall have no responsibility for transmitting payments to, communication with,notifying or otherwise dealing with any beneficial owners of the Bonds. Neither the Authority nor the Trustee will have any responsibility or obligations, legal or otherwise, to the beneficial owners or to any other party including The Depository Trust Company or its successor (or substitute depository or its successor), except for the registered owner of any Bond. (e) So long as all outstanding Bonds are registered in the name of Cede & Co. or its registered assign, the Authority and the Trustee shall reasonably cooperate with Cede&Co.,as sole registered Owner, or its registered assign in effecting payment of the principal and prepayment premium, if any, and interest due with respect to the Bonds by arranging for payment in such manner that funds for such payments are properly identified and are made immediately available on the date they are due. (f) So long as all Outstanding Bonds are registered in the name of Cede & Co. or its registered assigns (hereinafter, for purposes of this paragraph(f), the "Owner"): (i) All notices and payments addressed to the Owners shall contain the Bonds' CUM'number. (ii) Notices to the Owner shall be forwarded in the manner set forth in the form of blanket issuer letter of representations (prepared by The Depository Trust Company) executed by the Authority and received and accepted by The Depository Trust Company. Section 2.05. Registration Books. The Trustee will keep or cause to be kept, at the Office of the Trustee, sufficient records for the registration and transfer of ownership of the Bonds, which shall at all reasonable times upon reasonable prior notice be open to inspection during regular business hours by the Authority and the Members; and, upon presentation for such purpose, the Trustee shall, under such reasonable regulations as it may prescribe, register or transfer or cause to be registered or transferred, on such records, the ownership of the Bonds as hereinbefore provided. -13- Section 2.06. Form and Execution of Bonds. The Bonds shall be signed in the name and on behalf of the Authority with the facsimile signature of its Chairman and attested with the facsimile signature of its Secretary, under the printed seal of the Authority, and shall be delivered to the Trustee for authentication by it. In case any officer of the Authority who shall have signed any of the Bonds shall cease to be such officer before the Bonds so signed shall have been authenticated or delivered by the Trustee or issued by the Authority,such Bonds may nevertheless be authenticated,delivered and issued and,upon such authentication,delivery and issue,shall be as binding upon the Authority as though the individual who signed the same had continued to be such officer of the Authority. Also, any Bond may be signed on behalf of the Authority by any individual who on the actual date of the execution of such Bond shall be the proper officer although on the nominal date of such Bond such individual shall not have been such officer. Only such of the Bonds as shall bear thereon a certificate of authentication in substantially the form set forth in Exhibit A,manually executed by the Trustee, shall be valid or obligatory for any purpose or entitled to the benefits of this Indenture, and such certificate of the Trustee shall be conclusive evidence that the Bonds so authenticated have been duly authenticated and delivered hereunder and are entitled to the benefits of this Indenture. Section 2.07. Temporary Bonds. The Bonds may be issued in temporary form exchangeable for definitive Bonds when ready for delivery. Any temporary Bonds may be printed, lithographed or typewritten, shall be of such denominations as may be determined by the Authority,shall be in fully registered form without coupons and may contain such reference to any of the provisions of this Indenture as may be appropriate. Every temporary Bond shall be executed by the Authority and authenticated by the Trustee upon the same conditions and in substantially the same manner as the definitive Bonds. If the Authority issues temporary Bonds it will execute and deliver definitive Bonds as promptly thereafter as practicable, and thereupon the temporary Bonds may be surrendered, for cancellation, at the Office of the Trustee and the Trustee shall authenticate and deliver in exchange for such temporary Bonds an equal aggregate principal amount of definitive Bonds of authorized denominations. Until so exchanged, the temporary Bonds shall be entitled to the same benefits under this Indenture as definitive Bonds authenticated and delivered hereunder. Section 2.08. Bonds Mutilated, Lost, Destroyed or Stolen. If any Bond shall become mutilated, the Authority, at the expense of the Owner of said Bond, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of like tenor in exchange and substitution for the Bond so mutilated, but only upon surrender to the Trustee of the Bond so mutilated. Every mutilated Bond so surrendered to the Trustee shall be canceled by it and delivered to, or upon the order of,the Authority. If any Bond shall be lost, destroyed or stolen, evidence of such loss, destruction or theft may be submitted to the Authority and the Trustee and,if such evidence be satisfactory to them and indemnity satisfactory to them shall be given, the Authority, at the expense of the Owner of such lost, destroyed or stolen Bond,shall execute, and the Trustee shall thereupon authenticate and deliver,a new Bond of like tenor in lieu of and in substitution for the Bond so lost,destroyed or stolen (or if any such Bond shall have matured or shall have been called for redemption, instead of issuing a substitute Bond, the Trustee may pay the same without surrender thereof).The Authority may require payment by the Owner of a sum not exceeding the actual cost of preparing each new Bond issued under this Section 2.08 and of the expenses which may be incurred by the Authority and the Trustee in the premises. Any Bond issued under the provisions of this Section 2.08 in lieu of any Bond alleged to be lost, destroyed or stolen shall constitute an original additional contractual obligation on the part of the Authority whether or not the Bond so alleged to be lost, destroyed or stolen be at any time enforceable by anyone, and shall be entitled to the benefits of this Indenture with all other Bonds secured by this Indenture. -14- Section 2.09. CUSIP Numbers. The Trustee, the Authority and the Members shall not be liable for any defect or inaccuracy in the CUSIP number that appears on any Bond or in any redemption notice. The Trustee may, in its discretion, include in any redemption notice a statement to the effect that the CUSIP numbers on the Bonds have been assigned by an independent service and are included in such notice solely for the convenience of the Owners and that neither the Trustee,the Authority nor the Members shall be liable for any inaccuracies in such numbers. Section 2.10. Payment Procedure Pursuant to Municipal Bond Insurance Policy. (a) In the event that, on the second Business Day, and again on the Business Day, prior to each Interest Payment Date, the Trustee has not received sufficient moneys to pay all principal and interest due with respect to the Bonds due on the second following or following, as the case may be, Business Day, the Trustee shall immediately notify the Municipal Bond Insurer or its designee on the same Business Day by telephone or telegraph,confirmed in writing by registered or certified mail,of the amount of the deficiency. (b) If the deficiency is made up in whole or in part prior to or on the Interest Payment Date, the Trustee shall so notify the Municipal Bond Insurer or its designee. (c) In addition,if the Trustee has actual knowledge that any Owner has been required to disgorge payments of principal or interest with respect to the Bonds to a trustee in bankruptcy or creditors or others pursuant to a final judgment by a court of competent jurisdiction that such payment constitutes a voidable preference to such Owner within the meaning of any applicable bankruptcy laws, then the Trustee shall notify the Municipal Bond Insurer or its designee of such fact by telephone or telegraphic notice, confirmed in writing by registered or certified mail. (d) The Trustee is hereby irrevocably designated, appointed, directed and authorized to act as attorney-in-fact for the Owners as follows: (i) If and to the extent there is a deficiency in amounts required to pay interest with respect to the Bonds, the Trustee shall (A) execute and deliver to State Street Bank and Trust Company, N.A., or its successors under the Municipal Bond Insurance Policy (the "Insurance Trustee"), in form satisfactory to the Insurance Trustee, an instrument appointing the Municipal Bond Insurer as agent for such Owners in any legal proceeding related to the payment of such interest and an assignment to the Municipal Bond Insurer of the claims for interest to which such deficiency relates and which are paid by the Municipal Bond Insurer, (B) receive, as designee of the respective Owners (and not as Trustee)in accordance with the tenor of the Municipal Bond Insurance Policy,payment from the Insurance Trustee with respect to the claims for interest so assigned, and (C) disburse the same to such respective Owners,and (ii) If and to the extent of a deficiency in amounts required to pay principal with respect to the Bonds, the Trustee shall (A) execute and deliver to the Insurance Trustee in form satisfactory to the Insurance Trustee an instrument appointing the Municipal Bond Insurer as agent for such Owner in any legal proceeding relating to the payment of such principal and an assignment to the Municipal Bond Insurer of any of the Bond surrendered to the Insurance Trustee of so much of the principal amount thereof as has not previously been paid or for which moneys are not held by the Trustee and available for such payment (but such assignment shall be delivered only if payment from the Insurance Trustee is received), (B) receive,as designee of the respective Owners (and not -15- as Trustee) in accordance with the tenor of the Municipal Bond Insurance Policy, payment therefor from the Insurance Trustee, and (C)disburse the same to such Owners. (e) Payments with respect to claims for interest and principal with respect to Bonds disbursed by the Trustee from proceeds of the Municipal Bond Insurance Policy shall not be considered to discharge the obligation of the Authority with respect to such Bonds, and the Municipal Bond Insurer shall become the owner of such unpaid Bonds and claims for the interest in accordance with the tenor of the assignment made to it under the provisions of this subsection or otherwise. (f)Irrespective of whether any such assignment is executed and delivered,the Authority, the Corporation and the Trustee hereby agree for the benefit of the Municipal Bond Insurer that, (i) They recognize that to the extent the Municipal Bond Insurer makes payments, directly or indirectly (as by paying through the Trustee), on account of principal or interest with respect to the Bonds, the Municipal Bond Insurer will be subrogated to the rights of such Owners to receive the amount of such principal and interest from the Authority, with interest thereon as provided and solely from the sources stated in the Lease Agreements,this Indenture and the Bonds;and (ii) They will accordingly pay to the Municipal Bond Insurer the amount of such principal and interest (including principal and interest recovered under subparagraph (ii) of the first paragraph of the Municipal Bond Insurance Policy, which principal and interest shall be deemed past due and not to have been paid), with interest thereon as provided in the Lease Agreement, this Indenture and the Bonds, but only from the sources and in the manner provided herein for the payment of principal and interest with respect to the obligations to Owners, and will otherwise treat the Municipal Bond Insurer as the owner of such rights to the amount of such principal and interest. -16- ARTICLE III ISSUANCE OF BONDS; APPLICATION OF PROCEEDS Section 3.01. Issuance of the Bonds. At any time after the execution of this Indenture,the Authority may execute and the Trustee shall authenticate and,upon the Written Request of the Authority, deliver Bonds in the aggregate principal amount of twenty-seven million seven hundred twenty-five thousand dollars ($27,725,000). Section 3.02. Application of Proceeds of Sale of Bonds. Upon the receipt of payment for the Bonds on the Closing Date, the Trustee shall apply the proceeds of sale thereof as follows: (a) The Trustee shall deposit in the Interest Account the amount of $139,951.05, constituting capitalized interest with respect to a portion of the debt service on the Bonds (and allocable to the City of Santa Ana only) through February 1, 1997. (b) The Trustee shall deposit the amount of$469,122.86 in the Costs of Issuance Fund. (c) The Trustee shall deposit the amount of $2,772,500.00 in the Reserve Account, constituting the full amount of the Reserve Requirement. (d) The Trustee shall deposit the amount of $24,062,048.99 in the Project Fund. Within the Project Fund, the Trustee shall account separately for such amounts as follows: Member Deposit to Project Account Brea $1,000,000.00 Buena Park 3,000,000.00 Fullerton 4,369,584.82 Garden Grove 2,977,931.33 Orange 3,254,189.00 Santa Ana 5,676,282.00 Seal Beach 1,102,456.84 Stanton 325,000.00 Tustin 2,356,605.00 Section 3.03. Establishment and Application of Costs of Issuance Fund. The Trustee shall establish, maintain and hold in trust a separate fund designated as the "Costs of Issuance Fund". The moneys in the Costs of Issuance Fund shall be used and withdrawn by the Trustee to pay the Costs of Issuance upon submission of Written Requisitions of the Authority stating the person to whom payment is to be made, the amount to be paid, the purpose for which the obligation was incurred and that such payment is a proper charge against said fund. On March 1, 1997, or upon the earlier Written Request of the Authority,all amounts remaining in the Costs of Issuance Fund shall be transferred by the Trustee to the Bond Fund. Section 3.04. Establishment and Application of Project Fund. The Trustee shall establish, maintain and hold in trust a separate fund designated as the "Project Fund." Within the Project Fund, the Trustee shall establish, maintain and hold in trust a separate account for each Member designated as the " Project Account," inserting in the blank the name of the Member for whom such account is created. Amounts on deposit in the Project Fund shall be used and withdrawn by the Trustee to pay the costs of the Project, upon the receipt from time to time of Written Requisitions of each Member seeking payment of costs of the Project allocable to such Member which are filed with the Trustee. Each such Written Requisition shall state the person to whom payment is to be made, the amount to be paid and the purpose for which the -17- obligation was incurred. Such payments shall be made from the Project Account created for the Member making such request. At the Written Request of a Member filed at any time with the Trustee, the Trustee shall close the Project Account allocable to such Member and shall transfer all amounts therein to the Bond Fund as a credit to the Lease Payments to be made by such Member. Section 3.05. Validity of Bonds. The validity of the authorization and issuance of the Bonds is not dependent on and shall not be affected in any way by any proceedings taken by the Authority or the Trustee with respect to or in connection with the Lease Agreements. The recital contained in the Bonds that the same are issued pursuant to the Constitution and laws of the State shall be conclusive evidence of their validity and of compliance with the provisions of law in their issuance. -18- ARTICLE IV REDEMPTION OF BONDS Section 4.01. Terms of Redemption. (a) Mandatory Redemption From Optional Prepayment of Lease Payments. The Bonds maturing on or after August 1, 2007, shall be subject to mandatory redemption as a whole or in part, upon ninety (90) days written notice to the Trustee by a Member of its intention to optionally prepay its Lease Payments, on any date on or after August 1, 2006, from any available source of funds of the Member so electing to prepay, at the following redemption prices (expressed as a percentage of the principal amount of the Bonds to be redeemed) together with accrued interest thereon to the date fixed for redemption: Redemption Period Redemption Price August 1,2006 through July 31,2007 102% August 1,2007 through July 31,2008 101 August 1, 2008 and thereafter 100 Any such redemption shall be in such order of maturity as the Member electing to prepay its lease Payments shall designate (and, if no specific order of redemption is designated by such Member, in inverse order of maturity); provided, however, that only Bonds in which such Member has an interest (see Exhibit E attached hereto) may be redeemed by such Member's election. (b) Special Mandatory Redemption From Insurance or Condemnation Proceeds. The Bonds shall also be subject to redemption as a whole, or in part on a pro rata basis among maturities, on any date, to the extent the Trustee has received title or hazard insurance proceeds or condemnation proceeds not used to repair or replace any portion of the Leased Premises of a Member damaged or destroyed and elected by such Member, to be used for such purpose as provided in Section 5.07, at a redemption price equal to one hundred percent (100%) the principal amount thereof plus interest accrued thereon to the date fixed for redemption,without premium. Section 4.02. Selection of Bonds for Redemption. Whenever provision is made in this Indenture for the redemption of less than all of the Bonds of a particular maturity, the Trustee shall select the Bonds to be redeemed from all Bonds of such maturity or such given portion thereof not previously called for redemption,by lot in any manner which the Trustee in its sole discretion shall deem appropriate and fair. For purposes of such selection, the Trustee shall treat each Bond as consisting of separate$5,000 portions and each such portion shall be subject to redemption as if such portion were a separate Bond. Section 4.03.Notice of Redemption. Notice of redemption shall be mailed by first class mail, postage prepaid, not less than thirty (30) nor more than sixty (60) days before any redemption date, to the respective Owners of any Bonds designated for redemption at their • addresses appearing on the Registration Books, and to the Securities Depositories and to the Information Services. Each notice of redemption shall state the date of the notice, the redemption date, the place or places of redemption, whether less than all of the Bonds (or all Bonds of a single maturity) are to be redeemed, the CUSIP numbers and (in the event that not all Bonds within a maturity are called for redemption) Bond numbers of the Bonds to be redeemed, the maturity or maturities of the Bonds to be redeemed and in the case of Bonds to be redeemed in part only, the respective portions of the principal amount thereof to be redeemed. Each such notice shall also state that on the redemption date there will become due -19- and payable on each of said Bonds the redemption price thereof, and that from and after such redemption date interest thereon shall cease to accrue,and shall require that such Bonds be then surrendered. Neither the failure to receive any notice nor any defect therein shall affect the sufficiency of the proceedings for such redemption or the cessation of accrual of interest from and after the redemption date. Notice of redemption of Bonds shall be given by the Trustee, at the expense of the Authority, for and on behalf of the Authority. Section 4.04. Partial Redemption of Bonds. Upon surrender of any Bonds redeemed in part only, the Authority shall execute and the Trustee shall authenticate and deliver to the Owner thereof, at the expense of the Authority, a new Bond or Bonds of authorized denominations equal in aggregate principal amount to the unredeemed portion of the Bonds surrendered. Section 4.05. Effect of Redemption. Notice of redemption having been duly given as aforesaid,and moneys for payment of the redemption price of,together with interest accrued to the date fixed for redemption on, the Bonds (or portions thereof)so called for redemption being held by the Trustee, on the redemption date designated in such notice, the Bonds (or portions thereof) so called for redemption shall become due and payable,interest on the Bonds so called for redemption shall cease to accrue, said Bonds (or portions thereof) shall cease to be entitled to any benefit or security under this Indenture, and the Owners of said Bonds shall have no rights in respect thereof except to receive payment of the redemption price thereof. All Bonds redeemed pursuant to the provisions of this Article shall be canceled by the Trustee upon surrender thereof and destroyed. Section 4.06. Purchase of Bonds. In lieu of redemption of Bonds as provided in this Article IV, amounts held by the Trustee for such redemption may also be used on any Interest Payment Date, upon receipt by the Trustee at least seventy-five (75) days prior to the next scheduled Interest Payment Date of the written request of an Authorized Representative of the Authority, for the purchase of Bonds at public or private sale as and when and at such prices (including brokerage, accrued interest and other charges) as the Authority may in its discretion direct, but not to exceed the redemption price which would be payable if such Bonds were redeemed. The aggregate principal amount of Bonds of the same maturity purchased in lieu of redemption pursuant to this Section 4.06 shall not exceed the aggregate principal amount of Bonds of such maturity which would otherwise be subject to such redemption. Remaining moneys,if any,shall be deposited in the Bond Fund. -20- ARTICLE V REVENUES; FUNDS AND ACCOUNTS; PAYMENT OF PRINCIPAL AND INTEREST Section 5.01.Pledge and Assignment;Bond Fund. (a) Subject only to the provisions of this Indenture permitting the application thereof for the purposes and on the terms and conditions set forth herein,all of the Revenues and any other amounts (including proceeds of the sale of the Bonds) held in any fund or account established pursuant to this Indenture are hereby pledged to secure the payment of the principal of and interest on the Bonds in accordance with their terms and the provisions of this Indenture. Said pledge shall constitute a lien on and security interest in such assets and shall attach, be perfected and be valid and binding from and after the Closing Date, without any physical delivery thereof or further act. (b) The Authority hereby transfers in trust, grants a security interest in and assigns to the Trustee, for the benefit of the Owners from time to time of the Bonds, all of the Revenues and all of the rights of the Authority in the Lease Agreements (except for the right to receive any Additional Payments to the extent payable to the Authority and certain rights to indemnification set forth therein). The Trustee shall be entitled to and shall collect and receive all of the Revenues,and any Revenues collected or received by the Authority shall be deemed to be held,and to have been collected or received,by the Authority as the agent of the Trustee and shall forthwith be paid by the Authority to the Trustee. The Trustee also shall be entitled to and shall, subject to the provisions of Article VIII, take all steps, actions and proceedings which the Trustee determines to be reasonably necessary in its judgment to enforce,either jointly with the Authority or separately, all of the rights of the Authority and all of the obligations of the Members under the Lease Agreements. The assignment of the Lease Agreements to the Trustee is solely in its capacity as Trustee under this Indenture and the duties, powers and liabilities of the Trustee in acting thereunder shall be subject to the provisions of this Indenture,including,without limitation,the provisions of Article VIII hereof. The Trustee shall not be responsible for any representations, warranties,covenants or obligations of the Authority. (c) Subject to Section 5.09, all Revenues shall be promptly deposited by the Trustee upon receipt thereof in a special fund designated as the "Bond Fund" which the Trustee shall establish, maintain and hold in trust; except that all moneys received by the Trustee and required hereunder or under the Lease Agreements to be deposited in the Redemption Fund or the Insurance and Condemnation Fund shall be promptly deposited in such Funds. All Revenues deposited with the Trustee shall be held, disbursed, allocated and applied by the Trustee only as provided in this Indenture. Section 5.02. Allocation of Revenues. Not later than the first Business Day preceding each date on which principal of or interest on the Bonds becomes due and payable, the Trustee shall transfer from the Bond Fund and deposit into the following respective accounts (each of which the Trustee shall establish and maintain within the Bond Fund),the following amounts in the following order of priority,the requirements of each such account (including the making up of any deficiencies in any such account resulting from lack of Revenues sufficient to make any earlier required deposit) at the time of deposit to be satisfied before any transfer is made to any account subsequent in priority: 21 (a) The Trustee shall deposit in the Interest Account an amount required to cause the aggregate amount on deposit in the Interest Account to be at least equal to the amount of interest becoming due and payable on such date on all Bonds then Outstanding. (b) The Trustee shall deposit in the Principal Account an amount required to cause the aggregate amount on deposit in the Principal Account to equal the principal amount of the Bonds coming due and payable on such date. (c)The Trustee shall deposit in the Reserve Account an amount,if any,required to cause the amount on deposit in the Reserve Account to be equal to the Reserve Requirement. Section 5.03. Application of Interest Account. All amounts in the Interest Account shall be used and withdrawn by the Trustee solely for the purpose of paying interest on the Bonds as it shall become due and payable (including accrued interest on any Bonds purchased or redeemed prior to maturity pursuant to this Indenture). Section 5.04. Application of Principal Account. All amounts in the Principal Account shall be used and withdrawn by the Trustee solely to pay the principal amount of the Bonds at their respective maturity dates. Section 5.05. Application of Reserve Account. (a) All amounts in the Reserve Account shall be used and withdrawn by the Trustee solely for the purpose of(i)paying principal of or interest on the Bonds when due and payable to the extent that moneys deposited in the Interest Account or the Principal Account are not sufficient for such purpose, and (ii) making the final payments of principal of and interest on Bonds allocable to a particular Member on the date on which such Bonds shall be retired hereunder or provision made therefor pursuant to Article X. After payment of the final payments of principal and interest on the Bonds and payment of any amounts then owed to the Trustee,all moneys then on deposit in the Reserve Account shall be withdrawn by the Trustee and paid to the Members, on a pro rata basis (determined by computing such amount using the same percentage as represented such Member's percentage of the Bonds on original issuance),as a refund of overpaid Lease Payments. (b) If, on any date, moneys on deposit in the Reserve Account allocable to a particular Member(determined by computing such amount using the same percentage as represented such Member's percentage of the Bonds on original issuance),together with amounts allocable to such Member then on deposit in the Bond Fund (based upon amounts deposited therein by such Member), are sufficient to pay all Outstanding Bonds allocable to such Member, including all principal thereof, and interest thereon, the Trustee shall, at the written direction of the Authority, transfer all amounts then on deposit in the Reserve Account allocable to such Member,together with such amounts in the Bond Fund, to the Redemption Fund to be applied - to the redemption of the Bonds in accordance with the provisions of Section 4.01(a) or applied to the last scheduled payment due from such Member. (c) Any amounts remaining in the Reserve Account upon payment in full of all Outstanding Bonds and all amounts then owed to the Trustee, shall be withdrawn by the Trustee and paid to the Members, on a pro rata basis (determined by computing such amount using the same percentage as represented such Member's percentage of the Bonds on original issuance), as a refund of overpaid Lease Payments. Any amounts on deposit in the Reserve Account in excess of the Reserve Requirement shall be transferred to the Bond Fund. (d) At any time, moneys on deposit in the Reserve Account may be substituted by the Authority with a letter of credit,surety bond, bond insurance policy or other form of guaranty -22- from a financial institution, the long-term, unsecured obligations of which are rated in the highest rating category by Moody's and S&P, in an amount equal to the Reserve Requirement, upon presentation to the Trustee of such letter of credit, surety bond, bond insurance policy or other form of guaranty from a financial institution,with evidence from the Authority that such letter of credit, surety bond, bond insurance policy or other form of guaranty from a financial institution rated in the highest rating category by Moody's and S&P. Upon such substitution, the Trustee shall transfer amounts on deposit in the Reserve Account to the Bond Fund in an amount equal to the maximum limits or principal amount, as applicable, of such letter of credit, surety bond,bond insurance policy or other form of guarantee. (e) By reason of the allocation of earnings received from the investment on amounts on deposit in the Reserve Account to the Bond Fund to each Member on a pro rata basis (determined by computing such amount using the same percentage as represented such Member's percentage of the Bonds on original issuance),and the distribution of amounts in the Reserve Account to the Members at the termination of their respective Lease Agreements (as described in paragraph (c) above), and because the proceeds of the Bonds are being used to acquire the Lease Agreements,the funding of the Reserve Account is hereby deemed to be a cost of carrying the Bonds for purposes of section 6592.5(b)(2) of the California Government Code. Section 5.06. Application of Redemption Fund. The Trustee shall establish and maintain the Redemption Fund, amounts in which shall be used and withdrawn by the Trustee solely for the purpose of paying the principal of and premium on the Bonds to be redeemed pursuant to Sections 4.01(a) or (b); provided, however, that at any time prior to the selection of Bonds for redemption, the Trustee may apply such amounts to the purchase of Bonds at public or private sale, in accordance with Section 4.06. Section 5.07.Insurance and Condemnation Fund. (a) Establishment of Fund. Upon the receipt of any proceeds of insurance or eminent domain with respect to any portion of the Leased Premises, the Trustee shall establish and maintain a separate Insurance and Condemnation Fund, to be held and applied as hereinafter set forth in this Section 5.07. (b) Application of Insurance Proceeds. Any Net Proceeds of insurance against accident to or destruction of the Leased Premises collected by a Member in the event of any such accident or destruction shall be paid to the Trustee by such Member pursuant to Section 6.1(a) of such Member's Lease Agreement and deposited by the Trustee promptly upon receipt thereof in the Insurance and Condemnation Fund. Such Member shall certify to the Trustee that the Net Proceeds, together with other available funds, will be sufficient to repair the Leased Premises and that such repairs will be completed before the expiration of any rental interruption insurance provided pursuant to the Lease Agreement. If such Member fails to determine and notify the Trustee in writing of its determination,within forty-five (45) days following the date of such deposit, to replace, repair, restore, modify or improve the affected Leased Premises, then such Net Proceeds shall be promptly transferred by the Trustee to the Redemption Fund and applied to the redemption of Bonds allocable to such Member pursuant to Section 4.01(b). All proceeds deposited in the Insurance and Condemnation Fund and not so transferred to the Redemption Fund shall be applied to the prompt replacement, repair,restoration,modification or improvement of the damaged or destroyed portions of the Leased Premises by the affected Member,upon receipt of Written Requisitions of the Member,as agent for the Authority,which: (i)states with respect to each payment to be made (A) the requisition number, (B) the name and address of the person to whom payment is due, (C) the amount to be paid and (D) that each obligation mentioned therein has been properly incurred, is a proper charge against the Insurance and Condemnation Fund,has not been the basis of any previous withdrawal; and (ii) specifies in reasonable detail the nature of the obligation. Any balance of the proceeds -23- remaining after such work has been completed as certified by such Member to the Trustee shall after payment of amounts due the Trustee be paid to such Member. (c)Application of Eminent Domain Proceeds. If all or any part of the Leased Premises shall be taken by eminent domain proceedings (or sold to a government threatening to exercise the power of eminent domain) the Net Proceeds therefrom shall be deposited with the Trustee in the Insurance and Condemnation Fund pursuant to Section 6.1(b) of the affected Member's Lease Agreement and shall be applied and disbursed by the Trustee as follows: (i) If such Member has not given written notice to the Trustee, within forty-five (45) days following the date on which such Net Proceeds are deposited with the Trustee, of its determination that such Net Proceeds are needed for the replacement of the affected Leased Premises or such portion thereof, the Trustee shall transfer such Net Proceeds to the Redemption Fund to be applied towards the redemption of the Bonds allocable to such Member pursuant to Section 4.01(b). (ii) If such Member has given written notice to the Trustee, within forty-five (45) days following the date on which such Net Proceeds are deposited with the Trustee, of its determination that such Net Proceeds are needed for replacement of the affected Leased Premises or such portion thereof, the Trustee shall pay to such Member, or to its order, from said proceeds such amounts as such Member may expend for such repair or rehabilitation, upon the filing of Written Requisitions of such Member as agent for the Authority in the form and containing the provisions set forth in subsection (b) of this Section 5.07; provided, however, that the replacement premises must be added as a Substitute Site or a Substitute Facility pursuant to Section 8.3 of the applicable Lease Agreement. (d)Application of Title Insurance Proceeds. The Net Proceeds from a title insurance award shall be deposited with the Trustee in the Insurance and Condemnation Fund pursuant to Section 6.1(b)of the affected Member's Lease Agreement and shall be transferred by the Trustee to the Redemption Fund to be applied towards the redemption of the Bonds allocable to such Member pursuant to Section 4.01(b). Section 5,08. investments. All moneys in any of the funds or accounts established with the Trustee pursuant to this Indenture shall be invested by the Trustee solely in Permitted Investments.Such investments shall be directed by the Authority pursuant to a Written Request of the Authority filed with the Trustee at least two (2) Business Days in advance of the making of such investments (which Written Request shall certify that the investments constitute Permitted Investments). In the absence of any such directions from the Authority, the Trustee shall invest any such moneys in Permitted Investments described in clause (h) of the definition thereof. Permitted Investments purchased as an investment of moneys in any fund shall be deemed to be part of such fund or account. All interest or gain derived from the investment of amounts in any of the funds or accounts established hereunder shall be deposited in the Bond Fund,except that interest or gain derived from the investment of the amount in the Reserve Account shall be retained therein to the extent required to maintain the Reserve Requirement, and except that interest or gain derived from the investment of amounts in each account of the Project Fund shall be retained therein and used for the purposes thereof. All interest or gain derived from the investment of amounts in the Reserve Account deposited in the Bond Fund shall be allocated to each Member on a pro rata basis (determined by computing such amount using the same percentage as represented such Member's percentage of the Bonds on original issuance). To the extent that any investment agreement requires the payment of fees, such fees shall be paid from available moneys in the Bond Fund after the deposit of moneys described in Section 5.02 (a) through (c) -24- above. For purposes of acquiring any investments hereunder, the Trustee may commingle funds held by it hereunder. The Trustee may act as principal or agent in the acquisition or disposition of any investment and may impose its customary charges therefor. The Trustee or its affiliates may act as sponsor, advisor or depository with respect to any Permitted Investment. To the extent that any Permitted Investment purchased by the Trustee are registrable securities such Permitted Investment shall be registered in the name of the Trustee. The Trustee shall incur no liability for losses arising from any investments made pursuant to this Section 5.08. Section 5.09. Valuation and Disposition of Investments. For the purpose of determining the amount in any fund or account, all Permitted Investments credited to such fund or account shall be valued at the Fair Market Value thereof. Investments in funds or accounts (or portions thereof) that are subject to a yield restriction under applicable provisions of the Code, as shall be specified by the Authority to the Trustee, and (unless valuation is undertaken at least annually) investments in the Reserve Account shall be valued at the cost thereof in a manner specified by the Authority to the Trustee (consisting of the "present value" thereof as defined in section 148 of the Code). -25- ARTICLE VI PARTICULAR COVENANTS Section 6.01. Punctual Payment. The Authority shall punctually pay or cause to be paid the principal of and interest and premium (if any)on all the Bonds in strict conformity with the terms of the Bonds and of this Indenture, according to the true intent and meaning thereof,but only out of Revenues and other assets pledged for such payment as provided in this Indenture. Section 6.02. Extension of Payment of Bonds. The Authority shall not directly or indirectly extend or assent to the extension of the maturity of any of the Bonds or the time of payment of any claims for interest by the purchase of such Bonds or by any other arrangement, and in case the maturity of any of the Bonds or the time of payment of any such claims for interest shall be extended, such Bonds or claims for interest shall not be entitled, in case of any default hereunder,to the benefits of this Indenture,except subject to the prior payment in full of the principal of all of the Bonds then Outstanding and of all claims for interest thereon which shall not have been so extended. Nothing in this Section 6.02 shall be deemed to limit the right of the Authority to issue Bonds for the purpose of refunding any Outstanding Bonds, and such issuance shall not be deemed to constitute an extension of maturity of the Bonds. Section 6.03. Against Encumbrances. The Authority shall not create, or permit the creation of, any pledge, lien, charge or other encumbrance upon the Revenues and other assets pledged or assigned under this Indenture while any of the Bonds are Outstanding, except the pledge and assignment created by this Indenture. Subject to this limitation, the Authority expressly reserves the right to enter into one or more other indentures for any of its corporate purposes,and reserves the right to issue other obligations for such purposes. Section 6.04. Power to Issue Bonds and Make Pledge and Assignment. The Authority is duly authorized pursuant to law to issue the Bonds and to enter into this Indenture and to pledge and assign the Revenues and other assets purported to be pledged and assigned, respectively, under this Indenture in the manner and to the extent provided in this Indenture. The Bonds and the provisions of this Indenture are and will be the legal, valid and binding special obligations of the Authority in accordance with their terms, and the Authority and the Trustee shall at all times,subject to the provisions of Article VIII and to the extent permitted by law, defend, preserve and protect said pledge and assignment of Revenues and other assets and all the rights of the Bond Owners under this Indenture against all claims and demands of all persons whomsoever. Section 6.05. Accounting Records. The Trustee shall at all times keep, or cause to be kept, proper books of record and account, prepared in accordance with industry standards, in which complete and accurate entries shall be made of all transactions made by it relating to the proceeds of Bonds, the Revenues, the Lease Agreements and all funds and accounts established pursuant to this Indenture. Such books of record and account shall be available for inspection by the Authority and the Members,during business hours and under reasonable circumstances. Section 6.06. No Additional Obligations. The Authority covenants that no additional bonds, notes or other indebtedness shall be issued or incurred which are payable out of the Revenues in whole or in part. -26- Section 6.07. Tax Covenants. (a) Private Business Use Limitation. The Authority shall assure that the proceeds of the Bonds..are_not.use_din a manner.which_wauld_cause the Bonds to be "private activity bonds"_ within the meaning of section 141(a) of the Code. (b) Private Loan Limitation. The Authority shall assure that no more than five percent (5%) of the proceeds of the Bonds are used, directly or indirectly, to make or finance a loan (other than loans constituting nonpurpose obligations as defined in the Code or constituting assessments) to persons other than state or local government units. (c) Federal Guarantee Prohibition. The Authority shall not take any action or permit or suffer any action to be taken if the result of the same would be to cause the Bonds to be "federally guaranteed"within the meaning of section 149(b)of the Code. (d) No Arbitrage. The Authority shall not take, or permit or suffer to be taken by the Trustee or otherwise, any action with respect to the Bond proceeds which, if such action had been reasonably expected to have been taken, or had been deliberately and intentionally taken, on the Closing Date,would have caused the Bonds to be "arbitrage bonds"within the meaning of section 148(a) of the Code. (e) Rebate of Excess Investment Earnings to United States. The Authority shall take any and all actions necessary to assure compliance with section 148(f) of the Code, relating to the rebate of excess investment earnings, if any, to the federal government, to the extent that such section is applicable to the Bonds. Payment of any amounts due under such section 148(f) shall be made by the Authority from amounts provided by the Member under Section 5.10(d) of the Lease Agreements. In order to provide for the administration of this subsection (e), the Authority may provide for the employment of independent attorneys, accountants and consultants compensated on such reasonable basis as the Authority may deem appropriate. Section 6.08. Collection of Amounts Due Under Lease Agreements. The Trustee shall promptly collect all amounts due from the Members pursuant to the Lease Agreements. Subject to the provisions of Article VIII, the Trustee shall enforce, and take all steps, actions and proceedings which the Trustee determines to be reasonably necessary for the enforcement of all of its rights thereunder as assignee of the Authority and for the enforcement of all of the obligations of the Members under the Lease Agreements. The Authority shall not amend, modify or terminate any of the terms of the Lease Agreements,or consent to any such amendment,modification or termination,without the prior written consent of the Trustee. The Trustee shall give such written consent only if (a) in the opinion of Bond Counsel, such amendment, modification or termination will not materially adversely affect the interests of the Owners, or (b) the Trustee first obtains the written consent of the Owners of a majority in aggregate principal amount of the Bonds then Outstanding to such amendment,modification or termination. Section 6.09.Continuing Disclosure. (a) The Authority shall timely supply the information required by section 6599.1 of the California Government Code to the California Debt Advisory Commission ("CDAC"), all such information to be supplied annually and at such other time as required by said section 6599.1 on forms to be provided by CDAC or at such other time and in such other manner as shall comply with the provisions of said section 6599.1. _29_ (b) The Authority hereby covenants and agrees that it will comply with and carry out all of the provisions of the Authority Continuing Disclosure Certificate. Notwithstanding any other provision of this Indenture, failure of the Authority to comply with the Authority Continuing Disclosure Certificate shall not be considered.an Event of Default; however, the Trustee shall at the request of any Participating Underwriter or the holders of at least 25% aggregate principal amount of Outstanding Bonds and upon receipt of satisfactory indemnification) or any holder or beneficial owner of the Bonds may, take such actions as may be necessary and appropriate to compel performance,including seeking mandate or specific performance by court order. Section 6.10. Waiver of Laws. The Authority shall not at any time insist upon or plead in any manner whatsoever, or claim or take the benefit or advantage of, any stay or extension law now or at any time hereafter in force that may affect the covenants and agreements contained in this Indenture or in the Bonds, and all benefit or advantage of any such law or laws is hereby expressly waived by the Authority to the extent permitted by law. Section 6.11. Further Assurances. The Authority will make,execute and deliver any and all such further indentures, instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of this Indenture and for the better assuring and confirming unto the Owners of the Bonds of the rights and benefits provided in this Indenture. -28- ARTICLE VII EVENTS OF DEFAULT AND REMEDIES Section 7.01. Events of Default. The following events shall be Events of Default hereunder: (a) Default in the due and punctual payment of the principal of any Bonds when and as the same shall become due and payable, whether at maturity as therein expressed, by proceedings for redemption,by acceleration,or otherwise. (b) Default in the due and punctual payment of any installment of interest on any Bonds when and as the same shall become due and payable. (c)Default by the Authority in the observance of any of the other covenants, agreements or conditions on its part in this Indenture or in the Bonds contained, if such default shall have continued for a period of thirty (30) days after written notice thereof, specifying such default and requiring the same to be remedied, shall have been given to the Authority by the Trustee; provided, however, that if in the reasonable opinion of the Authority the default stated in the notice can be corrected, but not within such thirty (30) day period, such default shall not constitute an Event of Default hereunder if the Authority shall commence to cure such default within such thirty (30) day period and thereafter diligently and in good faith cure such failure in a reasonable period of time. (d) The occurrence and continuation of an event of default under and as defined in the Lease Agreements. Section 7.02. Remedies Upon Event of Default. Upon the occurrence and continuance of any Event of Default, then and in every such case the Trustee in its discretion may, and upon the written request of the Owners of not less than 25% in principal amount of the Bonds then Outstanding and receipt of indemnity to its satisfaction, and payment of its fees and expenses, including the fees and expenses of its counsel, shall in its own name and as the Trustee of an express trust: (i)by mandamus,or other suit,action or proceeding at law or in equity,enforce all rights of the Owners under, and require the Authority or the affected Member to carry out any agreements with or for the benefit of the Owners of Bonds and to perform its or their duties under the Act, the affected Lease Agreement, and this Indenture, provided that any such remedy may be taken only to the extent permitted under the applicable provisions of the affected Lease Agreement or this Indenture,as the case may be; (ii)bring suit upon the Bonds; (iii)by action or suit in equity require the Authority to account as if it were the trustee of an express trust for the Owners of Bonds; or (iv) by action or suit in equity enjoin any acts or things which may be unlawful or in violation of the rights of the Owners of Bonds. Upon the occurrence of an Event of Default, the Trustee shall be entitled as a matter of right to the appointment of a receiver or receivers for the Leased Premises,and of the revenues, income, product, and profits thereof, ex parte, and without notice, and the Authority consents to the appointment of such receiver upon the occurrence of an Event of Default. In the case of -29- any receivership, insolvency,bankruptcy, or other judicial proceedings affecting the Authority or the affected Member, the Trustee shall be entitled to file such proofs of claims and other documents as may be necessary or advisable in order to have the claims of the Trustee and the Bond Owners allowed in such proceedings,without prejudice,however,to the right of any Bond Owner to file a claim on his or her own behalf; provided, the Trustee shall be entitled to compensation and reimbursement for the reasonable fees and expenses of its counsel and indemnity for its reasonable expenses and liability from the Authority, the affected Member or the Bond Owners, as appropriate. Section 7.03. Application of Revenues and Other Funds After Default. If an Event of Default shall occur and be continuing, all Revenues and any other funds then held or thereafter received by the Trustee under any of the provisions of this Indenture shall be applied by the Trustee as follows and in the following order: (a) To the payment of any expenses necessary in the opinion of the Trustee to protect the interests of the Owners of the Bonds and payment of reasonable fees, charges and expenses of the Trustee (including reasonable fees and disbursements of its counsel) incurred in and about the performance of its powers and duties under this Indenture; (b) To the payment of the principal of and interest then due on the Bonds (upon presentation of the Bonds to be paid, and stamping or otherwise noting thereon of the payment if only partially paid, or surrender thereof if fully paid) in accordance with the provisions of this Indenture,as follows: First: To the payment to the persons entitled thereto of all installments of interest then due in the order of the maturity of such installments, and, if the amount available shall not be sufficient to pay in full any installment or installments maturing on the same date, then to the payment thereof ratably, according to the amounts due thereon, to the persons entitled thereto,without any discrimination or preference;and Second: To the payment to the persons entitled thereto of the unpaid principal of any Bonds which shall have become due, whether at maturity or by acceleration or redemption, with interest on the overdue principal at the rate borne by the respective Bonds (to the extent permitted by law), and, if the amount available shall not be sufficient to pay in full all the Bonds, together with such interest, then to the payment thereof ratably, according to the amounts of principal due on such date to the persons entitled thereto,without any discrimination or preference. Section 7.04. Trustee to Represent Bond Owners. The Trustee is hereby irrevocably appointed (and the successive respective Owners of the Bonds,by taking and holding the same, shall be conclusively deemed to have so appointed the Trustee) as trustee and true and lawful attorney-in-fact of the Owners of the Bonds for the purpose of exercising and prosecuting on their behalf such rights and remedies as may be available to such Owners under the provisions of the Bonds, this Indenture and applicable provisions of any law. Upon the occurrence and continuance of an Event of Default or other occasion giving rise to a right in the Trustee to represent the Bond Owners, the Trustee in its discretion may, and upon the written request of the Owners of a majority in aggregate principal amount of the Bonds then Outstanding, and upon being indemnified to its satisfaction therefor, the Trustee shall, proceed to protect or enforce its rights or the rights of such Owners by such appropriate action, suit, mandamus or other proceedings as it shall deem most effectual to protect and enforce any such right, at law or in equity,either for the specific performance of any covenant or agreement contained herein, or in aid of the execution of any power herein granted, or for the enforcement of any other appropriate legal or equitable right or remedy vested in the Trustee or in such Owners under the Bonds, this Indenture or any other law; and upon instituting such proceeding, the Trustee shall -30- be entitled, as a matter of right, to the appointment of a receiver of the Revenues and other assets pledged under this Indenture, pending such proceedings. All rights of action under this Indenture or the Bonds or otherwise may be prosecuted and enforced by the Trustee without the possession of any of the Bonds or the production thereof in any proceeding relating thereto, and any such suit, action or proceeding instituted by the Trustee shall be brought in the name of the Trustee for the benefit and protection of all the Owners of such Bonds,subject to the provisions of this Indenture. Section 7.05. Bond Owners' Direction of Proceedings. Anything in this Indenture to the contrary notwithstanding,the Owners of a majority in aggregate principal amount of the Bonds then Outstanding shall have the right, by an instrument or concurrent instruments in writing executed and delivered to the Trustee,and upon indemnification of the Trustee to its reasonable satisfaction, to direct the method of conducting all remedial proceedings taken by the Trustee hereunder,provided that such direction shall not be otherwise than in accordance with law and the provisions of this Indenture, and that the Trustee shall have the right to decline to follow any such direction which in the opinion of the Trustee would expose it to liability. Section 7.06. Limitation on Bond Owners' Right to Sue. Notwithstanding any other provision hereof, no Owner of any Bonds shall have the right to institute any suit, action or proceeding at law or in equity, for the protection or enforcement of any right or remedy under this Indenture, the Lease Agreements or any other applicable law with respect to such Bonds, unless (a) such Owner shall have given to the Trustee written notice of the occurrence of an Event of Default; (b) the Owners of a majority in aggregate principal amount of the Bonds then Outstanding shall have made written request upon the Trustee to exercise the powers hereinbefore granted or to institute such suit, action or proceeding in its own name; (c) such Owner or Owners shall have tendered to the Trustee reasonable indemnity against the costs, expenses and liabilities to be incurred in compliance with such request; (d) the Trustee shall have failed to comply with such request for a period of sixty (60) days after such written request shall have been received by, and said tender of indemnity shall have been made to, the Trustee; and (e)no direction inconsistent with such written request shall have been given to the Trustee during such sixty (60) day period by the Owners of a majority in aggregate principal amount of the Bonds then Outstanding. Such notification, request, tender of indemnity and refusal or omission are hereby declared, in every case, to be conditions precedent to the exercise by any Owner of Bonds of any remedy hereunder or under law; it being understood and intended that no one or more Owners of Bonds shall have any right in any manner whatever by his or their action to affect, disturb or prejudice the security of this Indenture or the rights of any other Owners of Bonds,or to enforce any right under the Bonds, this Indenture, the Lease Agreements or other applicable law with respect to the Bonds, except in the manner herein provided, and that all proceedings at law or in equity to enforce any such right shall be instituted, had and maintained in the manner herein provided and for the benefit and protection of all Owners of the Outstanding Bonds,subject to the provisions of this Indenture. Section 7.07. Absolute Obligation of Authority. Nothing in Section 7.06 or in any other provision of this Indenture or in the Bonds contained shall affect or impair the obligation of the Authority, which is absolute and unconditional, to pay the principal of and interest and premium (if any) on the Bonds to the respective Owners of the Bonds at their respective dates of maturity, or upon call for redemption,as herein provided,but only out of the Revenues and other assets herein pledged therefor, or affect or impair the right of such Owners, which is also absolute and unconditional, to enforce such payment by virtue of the contract embodied in the Bonds. -31- Section 7.08. Termination of Proceedings. If any proceedings taken by the Trustee or any one or more Bond Owners on account of any Event of Default shall have been discontinued or abandoned for any reason or shall have been determined adversely to the Trustee or the Bond Owners, then the Authority, the Trustee and the Bond Owners, subject to any determination in such proceedings,shall be restored to their former positions and rights hereunder,severally and respectively, and all rights, remedies, powers and duties of the Authority, the Trustee and the Bond Owners shall continue as though no such proceedings had been taken. Section 7.09. Remedies Not Exclusive. No remedy herein conferred upon or reserved to the Trustee or the Owners of the Bonds is intended to be exclusive of any other remedy or remedies, and each and every such remedy, to the extent permitted by law,shall be cumulative and in addition to any other remedy given hereunder or now or hereafter existing at law or in equity or otherwise. Section 7.10. No Waiver of Default. No delay or omission of the Trustee or any Owner of the Bonds to exercise any right or power arising upon the occurrence of any Event of Default shall impair any such right or power or shall be construed to be a waiver of any such Event of Default or an acquiescence therein; and every power and remedy given by this Indenture to the Trustee or the Owners of the Bonds may be exercised from time to time and as often as may be deemed expedient. Section 7.11. Parties Interested Herein. (a) Nothing in this Indenture expressed or implied is intended or shall be construed to confer upon, or to give to, any person or entity, other than the Authority, the Trustee, the Members,the Municipal Bond Insurer,their officers,employees and agents,and the Owners any right, remedy or claim under or by reason of this Indenture, or any covenant, condition or stipulation hereof, and all covenants, stipulations, promises and agreements in this Indenture contained by and on behalf of the Authority shall be for the sole and exclusive benefit of the Authority, the Trustee, the Members, the Municipal Bond Insurer, their officers,employees and agents,and the Owners. (b) Notwithstanding any other provision of this Indenture, if the Trustee is required to determine whether the rights of the Owners will be adversely affected by any action taken pursuant to the terms and provisions of this Indenture,the Trustee shall consider the effect on the Owners as if there was no Municipal Bond Insurance Policy. Section 7.12. Consent of Municipal Bond Insurer. (a) Any provision of this Indenture expressly recognizing or granting rights in or to the Municipal Bond Insurer may not be amended in any manner which affects the rights of the Municipal Bond Insurer hereunder without the prior written consent of the Municipal Bond Insurer. (b) Unless otherwise provided in this Section 7.12,the Municipal Bond Insurer's consent shall be required in addition to Owner consent, when required, for the following purposes: (i) execution and delivery of any amendment, supplement or change to or modification of this Indenture or any Lease Agreement, (ii)removal of the Trustee and selection and appointment of any successor trustee; and (iii) initiation or approval of any action not described in (i) or (ii) of this paragraph (b)which requires Owner consent. (c)Anything in this Indenture to the contrary notwithstanding, upon the occurrence and continuance of an Event of Default, the Municipal Bond Insurer shall, after payment of principal and interest then due, if any, be entitled to control and direct the enforcement of all 32 rights and remedies granted to the Owners or the Trustee, after providing the Trustee with indemnities to its satisfaction, for the benefit of the Owners under this Indenture and the Municipal Bond Insurer shall also be entitled to approve all waivers of Events of Default. ( jThe rights granted toJhe d gal Bond Insurer hereunder shall be effective only-so Municipal long as the Municipal Bond Insurer is not in default of its obligations under the Municipal Bond Insurance Policy. -33- ARTICLE VIII THE TRUSTEE Section 8.01. Duties,Immunities and Liabilities of Trustee. (a) The Trustee shall, prior to an Event of Default, and after the curing of all Events of Default which may have occurred, perform such duties and only such duties as are expressly and specifically set forth in this Indenture and no implied duties or covenants shall be read into this Indenture against the Trustee. The Trustee shall, during the existence of any Event of Default (which has not been cured), exercise such of the rights and powers vested in it by this Indenture, and use the same degree of care and skill in its exercise, as a prudent man would exercise or use under the circumstances in the conduct of his own affairs. (b) The Authority may remove the Trustee at any time unless an Event of Default shall have occurred and then be continuing,and the Authority shall remove the Trustee if at any time requested to do so by the Owners of not less than a majority in aggregate principal amount of the Bonds then Outstanding (or their attorneys duly authorized in writing) or if at any time the Trustee shall cease to be eligible in accordance with subsection (e) of this Section 8.01, or shall become incapable of acting, or shall be adjudged a bankrupt or insolvent, or a receiver of the Trustee or its property shall be appointed, or any public officer shall take control or charge of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, in each case by giving written notice of such removal to the Trustee and the Members and thereupon shall appoint a successor Trustee by an instrument in writing. Any such removal shall be made upon at least thirty (30) days'prior written notice to the Trustee. The Trustee may be removed at any time, at the request of the Municipal Bond Insurer with the consent of the Members, for any breach of the trust set forth herein. The Municipal Bond Insurer shall receive written notice from the Authority prior to the effective date of any Trustee resignation. (c) The Trustee may at any lime resign by giving written notice of such resignation to the Authority and the Members, and by giving the Bond Owners notice of such resignation by mail at the addresses shown on the Registration Books. Upon receiving such notice of resignation,the Authority shall promptly appoint a successor Trustee by an instrument in writing. (d) Any removal or resignation of the Trustee and appointment of a successor Trustee shall become effective upon acceptance of appointment by the successor Trustee. If no successor Trustee shall have been appointed and have accepted appointment within forty-five (45) days of giving notice of removal or notice of resignation as aforesaid,the Authority shall petition any court of competent jurisdiction for the appointment of a successor Trustee,and such court may thereupon, after such notice (if any) as it may deem proper, appoint such successor Trustee. Any successor Trustee appointed under this Indenture, shall signify its acceptance of such appointment by executing and delivering to the Authority, to its predecessor Trustee a written acceptance thereof, and thereupon such successor Trustee, without any further act, deed or conveyance, shall become vested with all the moneys, estates, properties,rights,powers,trusts, duties and obligations of such predecessor Trustee, with like effect as if originally named Trustee herein; but, nevertheless at the Written Request of the Authority or the request of the successor Trustee, such predecessor Trustee shall execute and deliver any and all instruments of conveyance or further assurance and do such other things as may reasonably be required for more fully and certainly vesting in and confirming to such successor Trustee all the right, title and interest of such predecessor Trustee in and to any property held by it under this Indenture and shall pay over, transfer, assign and deliver to the successor Trustee any money or other -34- property subject to the trusts and conditions herein set forth. Upon request of the successor Trustee, the Authority shall execute and deliver any and all instruments as may be reasonably required for more fully and certainly vesting in and confirming to such successor Trustee all such moneys, estates, properties, rights, powers, trusts, duties and obligations. Upon acceptance of appointment by a successor Trustee as provided in this subsection, the Authority shall promptly mail or cause the successor trustee to mail a notice of the succession of such Trustee to the trusts hereunder to each rating agency which is then rating the Bonds and to the Bond Owners at the addresses shown on the Registration Books. If the Authority fails to mail such notice within fifteen (15) days after acceptance of appointment by the successor Trustee, the successor Trustee shall cause such notice to be mailed at the expense of the Authority. Notwithstanding any other provision of this Indenture, no removal, resignation or termination of the Trustee shall take effect until a successor, reasonably acceptable to the Municipal Bond Insurer,shall be appointed. (e) Any Trustee appointed under this Indenture shall be a corporation or association organized and doing business under the laws of any state or the United States of America or the District of Columbia, shall be authorized under such laws to exercise corporate trust powers,shall have (or,in the case of a corporation or national banking association included in a bank holding company system, the related bank holding company shall have) a combined capital and surplus of at least fifty million dollars ($50,000,000), shall be subject to supervision or examination by federal or state agency, so long as any Bonds are Outstanding and shall be acceptable to the Municipal Bond Insurer. If such corporation publishes a report of condition at least annually pursuant to law or to the requirements of any supervising or examining agency above referred to then for the purpose of this subsection (e), the combined capital and surplus of such corporation shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this subsection (e), the Trustee shall resign immediately in the manner and with the effect specified in this Section 8.01. Section 8.02. Merger or Consolidation. Any bank or trust company into which the Trustee may be merged or converted or with which it may be consolidated or any bank or trust company resulting from any merger, conversion or consolidation to which it shall be a party or any bank or trust company to which the Trustee may sell or transfer all or substantially all of its corporate trust business,provided such bank or trust company shall be eligible under subsection (e) of Section 8.01 shall be the successor to such Trustee,without the execution or filing of any paper or any further act,anything herein to the contrary notwithstanding. Section 8.03. Liability of Trustee. (a) The recitals of facts herein and in the Bonds contained shall not be taken as statements of the Trustee, and the Trustee shall not assume responsibility for the correctness of the same, or make any representations as to the validity or sufficiency of this Indenture, the Bonds or the Lease Agreements,nor shall the Trustee incur any responsibility in respect thereof, other than as expressly stated herein in connection with the respective duties or obligations herein or in the Bonds assigned to or imposed upon it. The Trustee shall, however, be responsible for its representations contained in its certificate of authentication on the Bonds. The Trustee shall not be liable in connection with the performance of its duties hereunder, except for its own negligence. The Trustee may become the Owner of Bonds with the same rights it would have if it were not Trustee, and,to the extent permitted by law, may act as depository for and permit any of its officers or directors to act as a member of, or in any other capacity with respect to, any committee formed to protect the rights of Bond Owners, whether or not such committee shall represent the Owners of a majority in principal amount of the Bonds then Outstanding. -35- (b) The Trustee shall not be liable for any error of judgment made in good faith by a responsible officer, unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts. (c) The Trustee shall not be liable with respect to any action taken or omitted to be taken by it in good faith in accordance with the direction of the Owners of not less than a majority in aggregate principal amount of the Bonds at the time Outstanding relating to the time, method. and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee under this Indenture. (d) The Trustee shall not be liable for any action taken by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Indenture. (e) The Trustee shall not be deemed to have knowledge of any Event of Default hereunder, or any other event which, with the passage of time, the giving of notice, or both, would constitute an Event of Default hereunder unless and until it shall have actual knowledge thereof, or a corporate trust officer shall have received written notice thereof, at its Office. Except as otherwise expressly provided herein, the Trustee shall not be bound to ascertain or inquire as to the performance or observance by the Authority or the Members of any of the terms, conditions, covenants or agreements herein,under the Lease Agreements or of any of the documents executed in connection with the Bonds,or as to the existence of an Event of Default or an event which would, with the giving of notice, the passage of time, or both, constitute an Event of Default. The Trustee shall not be responsible for the validity, effectiveness or priority of any collateral given to or held by it. Without limiting the generality of the foregoing, the Trustee shall not be required to ascertain or inquire as to the performance or observance by the Members and the Authority of the terms, conditions, covenants or agreements set forth in the Lease Agreements, other than the covenants of the Members to make Lease Payments to the Trustee when due and to file with the Trustee when due, such reports and certifications as the Members are required to file with the Trustee thereunder. (f) No provision of this Indenture shall require the Trustee to expend or risk its own funds or otherwise incur any financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if it is not assured to its satisfaction that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it. (g)The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or through agents or attorneys and the Trustee shall not be responsible for any misconduct or negligence on the part of any agent or attorney appointed with due care by it hereunder. (h) The Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Indenture at the request or direction of Owners pursuant to this Indenture, unless such Owners shall have offered to the Trustee reasonable security or indemnity against the costs,expenses and liabilities which might be incurred by it in compliance with such request or direction. No permissive power,right or remedy conferred upon the Trustee hereunder shall be construed to impose a duty to exercise such power,right or remedy. (i) Whether or not therein expressly so provided, every provision of this Indenture and the Lease Agreements relating to the conduct or affecting the liability of or affording protection to the Trustee shall be subject to the provisions of Section 8.01(a), this Section 8.03 and Section 8.04 hereof. -36- (j) The Trustee shall not be concerned with or accountable to anyone for the subsequent use or application of any moneys which shall be released or withdrawn in accordance with the provisions hereof. (k) The Trustee makes no representation or warranty, expressed or implied as to the title, value, design, compliance with specifications or legal requirements, quality, durability, operation, condition, merchantability or fitness for any particular purpose for the use contemplated by the Authority or the Members of the Leased Premises In no event shall the Trustee be liable for incidental,indirect, special or consequential damages in connection with or arising from the Lease Agreements or this Indenture for the existence, furnishing or use of the Leased Premises. Section 8.04.Right to Rely on Documents. The Trustee shall be protected in acting upon any notice, resolution, request, consent, order, certificate, report,opinion,bonds or other paper or document believed by them to be genuine and to have been signed or presented by the proper party or parties. The Trustee may consult with counsel, who may be counsel of or to the Authority,with regard to legal questions,and the opinion or advice of such counsel shall be full and complete authorization and protection in respect of any action taken or suffered by it hereunder in good faith and in accordance therewith. The Trustee may treat the Owners of the Bonds appearing in the Registration Books as the absolute owners of the Bonds for all purposes and the Trustee shall not be affected by any notice to the contrary. Whenever in the administration of the trusts imposed upon it by this Indenture the Trustee shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action hereunder,such matter (unless other evidence in respect thereof be herein specifically prescribed) may be deemed to be conclusively proved and established by a Written Certificate, Written Request or Written Requisition of the Authority or the Members, and such Written Certificate,Written Request or Written Requisition shall be full warrant to the Trustee for any action taken or suffered in good faith under the provisions of this Indenture in reliance upon such Written Certificate, Written Request or Written Requisition, but in its discretion the Trustee may, in lieu thereof, accept other evidence of such matter or may require such additional evidence as to it may deem reasonable. Section 8.05. Preservation and Inspection of Documents. All documents received by the Trustee under the provisions of this Indenture shall be retained by the Trustee and shall be subject at all reasonable times to the inspection of the Authority, the Members and any Bond Owner, and their agents and representatives duly authorized in writing, at reasonable hours and under reasonable conditions. Section 8.06. Compensation and Indemnification. The Authority shall pay to the Trustee (solely from Additional Payments) from time to time the compensation for all services rendered under this Indenture and also all reasonable expenses and disbursements (including fees and expenses of counsel),incurred in and about the performance of its powers and duties under this Indenture. The Authority shall indemnify, defend and hold harmless the Trustee against any loss, liability or expense incurred without negligence or willful misconduct on its part, arising out of or in connection with the acceptance or administration of this trust, including costs and expenses of defending itself against any claim or liability in connection with the exercise or performance of any of its powers hereunder. As security for the performance of the obligations of the Authority under this Section 8.06 and the obligation of the Members to make Additional -37- Payments to the Trustee, the Trustee shall have a lien prior to the lien of the Bonds upon all property and funds held or collected by the Trustee as such, except funds held in trust for the payment of principal of or interest on particular Bonds. The rights of the Trustee and the obligations of the Authority under this Section 8.06 shall survive the resignation or removal of the Trustee or the discharge of the Bonds and this Indenture. -38- ARTICLE IX MODIFICATION OR AMENDMENT OF THIS INDENTURE Section 9.01. Amendments Permitted. (a) This Indenture and the rights and obligations of the Authority and of the Owners of the Bonds and of the Trustee may be modified or amended from time to time and at any time by an indenture or indentures supplemental thereto,which the Authority and the Trustee may enter into when the written consents of the Owners of a majority in aggregate principal amount of all Bonds then Outstanding, shall have been filed with the Trustee. No such modification or amendment shall (i) extend the fixed maturity of any Bonds, or reduce the amount of principal thereof or extend the time of payment, or change the method of computing the rate of interest thereon, or extend the time of payment of interest thereon,without the consent of the Owner of each Bond so affected, or (ii) reduce the aforesaid percentage of Bonds the consent of the Owners of which is required to effect any such modification or amendment, or permit the creation of any lien on the Revenues and other assets pledged under this Indenture prior to or on a parity with the lien created by this Indenture except as permitted herein, or deprive the Owners of the Bonds of the lien created by this Indenture on such Revenues and other assets (except as expressly provided in this Indenture),without the consent of the Owners of all of the Bonds then Outstanding. It shall not be necessary for the consent of the Bond Owners to approve the particular form of any Supplemental Indenture, but it shall be sufficient if such consent shall approve the substance thereof. (b) This Indenture and the rights and obligations of the Authority,of the Trustee and the Owners of the Bonds may also be modified or amended from time to time and at any time by a Supplemental Indenture, which the Authority and the Trustee may enter into without the consent of any Bond Owners, if the Trustee has been furnished an opinion of counsel that the provisions of such Supplemental Indenture shall not materially adversely affect the interests of the Owners of the Bonds, including, without limitation, for any one or more of the following purposes: (i) to add to the covenants and agreements of the Authority in this Indenture contained other covenants and agreements thereafter to be observed,to pledge or assign additional security for the Bonds (or any portion thereof), or to surrender any right or power herein reserved to or conferred upon the Authority; (ii) to make such provisions for the purpose of curing any ambiguity, inconsistency or omission,or of curing or correcting any defective provision,contained in this Indenture, or in regard to matters or questions arising under this Indenture, as the Authority may deem necessary or desirable, provided that such modification or amendment does not materially adversely affect the interests of the Bond Owners,in the opinion of Bond Counsel filed with the Trustee; (iii) to modify,amend or supplement this Indenture in such manner as to permit the qualification hereof under the Trust Indenture Act of 1939, as amended, or any similar federal statute hereafter in effect, and to add such other terms, conditions and provisions as may be permitted by said act or similar federal statute;or (iv) to modify, amend or supplement this Indenture in such manner as to cause interest on the Bonds to remain excludable from gross income under the Code. 39 (c) The Trustee may in its discretion, but shall not be obligated to, enter into any such Supplemental Indenture authorized by subsections (a) or (b) of this Section 9.01 which materially adversely affects the Trustee's own rights, duties or immunities under this Indenture or otherwise. (d) Prior to the Trustee entering into any Supplemental Indenture hereunder, there shall be delivered to the Trustee an opinion of Bond Counsel stating, in substance, that such Supplemental Indenture has been adopted in compliance with the requirements of this Indenture and that the adoption of such Supplemental Indenture will not, in and of itself, adversely affect the exclusion from gross income for purposes of federal income taxes of interest on the Bonds. (e) Written notice of any amendment or modification made pursuant to this Section 9.01 shall be given by the Authority to any rating agency then rating the Bonds at least thirty (30) days prior to the effective date of such amendment or modification. Section 9.02. Effect of Supplemental Indenture. Upon the execution of any Supplemental Indenture pursuant to this Article IX, this Indenture shall be deemed to be modified and amended in accordance therewith,and the respective rights, duties and obligations under this Indenture of the Authority, the Trustee and all Owners of Bonds Outstanding shall thereafter be determined, exercised and enforced hereunder subject in all respects to such modification and amendment, and all the terms and conditions of any such Supplemental Indenture shall be deemed to be part of the terms and conditions of this Indenture for any and all purposes. Section 9.03. Endorsement of Bonds; Preparation of New Bonds. Bonds delivered after the execution of any Supplemental Indenture pursuant to this Article may, and if the Authority so determines shall, bear a notation by endorsement or otherwise in form approved by the Authority and the Trustee as to any modification or amendment provided for in such Supplemental Indenture, and, in that case, upon demand on the Owner of any Bonds Outstanding at the time of such execution and presentation of his Bonds for the purpose at the Office of the Trustee or at such additional offices as the Trustee may select and designate for that purpose, a suitable notation shall be made on such Bonds. If the Supplemental Indenture shall so provide,new Bonds so modified as to conform,in the opinion of the Authority and the Trustee, to any modification or amendment contained in such Supplemental Indenture,shall be prepared and executed by the Authority and authenticated by the Trustee, and upon demand on the Owners of any Bonds then Outstanding shall be exchanged at the Office of the Trustee, without cost to any Bond Owner, for Bonds then Outstanding, upon surrender for cancellation of such Bonds,in equal aggregate principal amount of the same series and maturity. Section 9.04. Amendment of Particular Bonds. The provisions of this Article IX shall not prevent any Bond Owner from accepting any amendment as to the particular Bonds held by him. -40- ARTICLE X DEFEASANCE Section 10.01. Discharge of Indenture. Any or all of the Outstanding Bonds may be paid by the Authority in any of the following ways,provided that the Authority also pays or causes to be paid any other sums payable hereunder by the Authority: (a)by paying or causing to be paid the principal of and interest and premium (if any) on such Bonds, as and when the same become due and payable; (b) by depositing with the Trustee, in trust, at or before maturity, Defeasance Obligations in the necessary amount (as provided in Section 10.03) to pay or redeem such Bonds; or (c)by delivering to the Trustee,for cancellation by it, all of such Bonds. If the Authority shall also pay or cause to be paid all other sums payable hereunder by the Authority, then and in that case, at the election of the Authority (evidenced by a Written Certificate of the Authority, filed with the Trustee, signifying the intention of the Authority to discharge all such indebtedness and this Indenture), and notwithstanding that any of such Bonds shall not have been surrendered for payment, this Indenture and the pledge of Revenues and other assets made under this Indenture with respect to such Bonds and all covenants, agreements and other obligations of the Authority under this Indenture with respect to such Bonds shall cease, terminate,become void and be completely discharged and satisfied. In such event, upon the Written Request of the Authority, the Trustee shall execute and deliver to the Authority all such instruments as may be necessary or desirable to evidence such discharge and satisfaction, and the Trustee shall pay over, transfer, assign or deliver to the Members all moneys or securities or other property held by it pursuant to this Indenture which are not required for the payment or redemption of any of such Bonds not theretofore surrendered for such payment or redemption. Section 10.02. Discharge of Liability on Bonds. Upon the deposit with the Trustee, in trust, at or before maturity, of money or securities in the necessary amount (as provided in Section 10.03) to pay or redeem any Outstanding Bonds (whether upon or prior to the maturity or the redemption date of such Bonds), provided that, if such Bonds are to be redeemed prior to maturity, notice of such redemption shall have been given as provided in Article IV or provision satisfactory to the Trustee shall have been made for the giving of such notice, then all liability of the Authority in respect of such Bonds shall cease, terminate and be completely discharged, and the Owners thereof shall thereafter be entitled only to payment out of such money or securities deposited with the Trustee as aforesaid for their payment,subject,however, to the provisions of Section 10.04. The Authority may at any time surrender to the Trustee for cancellation by it any Bonds previously issued and delivered, which the Authority may have acquired in any manner whatsoever, and such Bonds,upon such surrender and cancellation, shall be deemed to be paid and retired. Section 10.03. Deposit of Money or Securities with Trustee. Whenever in this Indenture it is provided or permitted that there be deposited,with or held in trust by the Trustee money or securities in the necessary amount to pay or redeem any Bonds, the money or securities so to be deposited or held may include money or securities held by the Trustee in the funds and accounts established pursuant to this Indenture and shall be: -41- (a) lawful money of the United States of America in an amount equal to the principal amount of such Bonds and all unpaid interest thereon to maturity, except that, in the case of Bonds which are to be redeemed prior to maturity and in respect of which notice of such redemption shall have been given as provided in Article IV or provision satisfactory to the Trustee shall have been made for the giving of such notice;the amount to be deposited or held shall be the principal amount of such Bonds and all unpaid interest thereon to the redemption date; or (b) Defeasance Obligations,the principal of and interest on which when due will,in the written opinion of an Independent Accountant filed with the Members, the Authority and the Trustee,provide money sufficient to pay the principal of and interest and premium (if any) on the Bonds to be paid or redeemed, as such principal, interest and premium become due, provided that in the case of Bonds which are to be redeemed prior to the maturity thereof, notice of such redemption shall have been given as provided in Article IV or provision satisfactory to the Trustee shall have been made for the giving of such notice; provided,in each case, that (i) the Trustee shall have been irrevocably instructed (by the terms of this Indenture or by Written Request of the Authority) to apply such money to the payment of such principal, interest and premium (if any) with respect to such Bonds, and (ii) the Authority shall have delivered to the Trustee an opinion of Bond Counsel to the effect that such Bonds have been discharged in accordance with this Indenture (which opinion may rely upon and assume the accuracy of the Independent Accountant's opinion referred to above). Section 10.04. Unclaimed Funds. Notwithstanding any provisions of this Indenture,and subject to applicable provisions of State law, any moneys held by the Trustee in trust for the payment of the principal of, or interest on, any Bonds and remaining unclaimed for two (2) years after the principal of all of the Bonds has become due and payable (whether at maturity or upon call for redemption or by acceleration as provided in this Indenture), if such moneys were so held at such date, or two (2) years after the date of deposit of such moneys if deposited after said date when all of the Bonds became due and payable, shall be repaid to the Authority free from the trusts created by this Indenture, and all liability of the Trustee with respect to such moneys shall thereupon cease; provided, however, that before the repayment of such moneys to the Authority as aforesaid, the Trustee shall (at the written request and cost of the Authority) first mail to the Owners of Bonds which have not yet been paid, at the addresses shown on the Registration Books, a notice, in such form as may be deemed appropriate by the Trustee with respect to the Bonds so payable and not presented and with respect to the provisions relating to the repayment to the Authority of the moneys held for the payment thereof. -42- ARTICLE XI MISCELLANEOUS Section 11.01. Liability of Authority Limited to Revenues. Notwithstanding anything in this Indenture or in the Bonds contained, the Authority shall not be required to advance any moneys derived from any source other than the Revenues, the Additional Payments and other assets pledged under this Indenture for any of the purposes in this Indenture mentioned, whether for the payment of the principal of or interest on the Bonds or for any other purpose of this Indenture.Nevertheless,the Authority may,but shall not be required to, advance for any of the purposes hereof any funds of the Authority which may be made available to it for such purposes. Section 11.02. Limitation of Rights to Parties and Bond Owners. Nothing in this Indenture or in the Bonds expressed or implied is intended or shall be construed to give to any person other than the Authority, the Trustee, the Members and the Owners of the Bonds, any legal or equitable right, remedy or claim under or in respect of this Indenture or any covenant, condition or provision therein or herein contained; and all such covenants, conditions and provisions are and shall be held to be for the sole and exclusive benefit of the Authority, the Trustee,the Members and the Owners of the Bonds. Section 11.03. Funds and Accounts. Any fund or account required by this Indenture to be established and maintained by the Trustee may be established and maintained in the accounting records of the Trustee,either as a fund or an account, and may, for the purposes of such records, any audits thereof and any reports or statements with respect thereto,be treated either as a fund or as an account; but all such records with respect to all such funds and accounts shall at all times be maintained in accordance with industry standards to the extent practicable, and with due regard for the requirements of Section 6.05 and for the protection of the security of the Bonds and the rights of every Owner thereof. The Trustee may establish such funds and accounts as it deems necessary to perform its obligations hereunder. The Trustee shall deliver a monthly accounting to the Authority of the funds and accounts held hereunder; provided, that the Trustee shall not be obligated to deliver an accounting for any fund or account that has had no activity since the last reporting date and that has a balance of zero. Section 11.04. Waiver of Notice; Requirement of Mailed Notice. Whenever in this Indenture the giving of notice by mail or otherwise is required,the giving of such notice may be waived in writing by the person entitled to receive such notice and in any such case the giving or .receipt of such notice shall not be a condition precedent to the validity of any action taken in reliance upon such waiver.Whenever in this Indenture any notice shall be required to be given by mail,such requirement shall be satisfied by the deposit of such notice in the United States mail, postage prepaid,by first class mail. Section 11.05. Destruction of Bonds. Whenever in this Indenture provision is made for the cancellation by the Trustee and the delivery to the Authority of any Bonds, the Trustee shall, in lieu of such cancellation and delivery, destroy such Bonds as may be allowed by law, and at the written request of the Authority the Trustee shall deliver a certificate of such destruction to the Authority. Section 11.06. Severability of Invalid Provisions. If any one or more of the provisions contained in this Indenture or in the Bonds shall for any reason be held to be invalid, illegal or unenforceable in any respect, then such provision or provisions shall be deemed severable from the remaining provisions contained in this Indenture and such invalidity, illegality or unenforceability shall not affect any other provision of this Indenture, and this Indenture shall -43- be construed as if such invalid or illegal or unenforceable provision had never been contained herein. The Authority hereby declares that it would have entered into this Indenture and each and every other Section, paragraph, sentence, clause or phrase hereof and authorized the issuance of the Bonds pursuant thereto irrespective of the fact that any one or more Sections, paragraphs, sentences, clauses or phrases of this Indenture may be held illegal, invalid or unenforceable. Section 11.07. Notices. All written notices to be given under this Indenture shall be given by first class mail or personal delivery to the party entitled thereto at its address set forth below, or at such address as the party may provide to the other party in writing from time to time. Notice shall be effective either (a) upon transmission by facsimile transmission or other form of telecommunication, confirmed by telephone, (b) 48 hours after deposit in the United States mail, postage prepaid, or (c) in the case of personal delivery to any person, upon actual receipt. The Authority,the Members or the Trustee may, by written notice to the other parties, from time to time modify the address or number to which communications are to be given hereunder. If to the Authority: Countywide Public Financing Authority 20 Civic Center Plaza Santa Ana,CA 92701 Attn: Treasurer If to the Members: See Exhibit B Attached Hereto If to the Trustee: U.S. Trust Company of California,N.A. 515 South Flower Street,Suite 2700 Los Angeles,CA 90071 Attn:Corporate Trust Department If to the Municipal Bond Insurer: MBIA Insurance Corporation 113 King Street Armonk, NY 10504 Attention: Insured Portfolio Management The Authority,the Members,the Trustee and the Municipal Bond Insurer,by notice given hereunder, may designate different addresses to which subsequent notices, certificates or other communications will be sent. Section 11.08. Notices to be Given to the Municipal Bond Insurer. While the Municipal Bond Insurance Policy is in effect, the Authority shall furnish, or cause to be furnished, to the Municipal Bond Insurer: (a) a copy of any notice to be given to the Owners and any certificate rendered pursuant to this Indenture or any Lease Agreement relating to the security for the Bonds; (b)notice of resignation of the Trustee;and (c)such additional information it may reasonably request. The Trustee shall notify the Municipal Bond Insurer of any failure of the Authority to provide any notices or certificates required by this Indenture to be Authority to the Trustee. The Trustee shall notify S&P of all consents given by the Municipal Bond Insurer hereunder. The Authority will permit the Municipal Bond Insurer to discuss the affairs, finances and accounts of the Authority or any information the Municipal Bond Insurer may reasonably -44- request regarding the security for the Bonds with appropriate officers of the Authority. The Trustee or the Authority, as appropriate,will permit the Municipal Bond Insurer to have access to and to make copies of all books and records relating to the Bonds at any reasonable time upon reasonable notice. Notwithstanding any other provision of this Indenture, the Trustee shall, as soon as practicable, notify the Municipal Bond Insurer if the Trustee has actual knowledge of the occurrence of any Event of Default. Section 11.09. Evidence of Rights of Bond Owners. Any request, consent or other instrument required or permitted by this Indenture to be signed and executed by Bond Owners may be in any number of concurrent instruments of substantially similar tenor and shall be signed or executed by such Bond Owners in person or by an agent or agents duly appointed in writing. Proof of the execution of any such request, consent or other instrument or of a writing appointing any such agent, or of the holding by any person of Bonds transferable by delivery, shall be sufficient for any purpose of this Indenture and shall be conclusive in favor of the Trustee and the Authority if made in the manner provided in this Section 11.09. The fact and date of the execution by any person of any such request, consent or other instrument or writing may be proved by the certificate of any notary public or other officer of any jurisdiction, authorized by the laws thereof to take acknowledgments of deeds, certifying that the person signing such request, consent or other instrument acknowledged to him the execution thereof, or by an affidavit of a witness of such execution duly sworn to before such notary public or other officer. The ownership of Bonds shall be proved by the Registration Books. Any request,consent, or other instrument or writing of the Owner of any Bond shall bind every future Owner of the same Bond and the Owner of every Bond issued in exchange therefor or in lieu thereof, in respect of anything done or suffered to be done by the Trustee or the Authority in accordance therewith or reliance thereon. Section 11.10. Disqualified Bonds. In determining whether the Owners of the requisite aggregate principal amount of Bonds have concurred in any demand,request,direction,consent or waiver under this Indenture,Bonds which are known by the Trustee to be owned or held by or for the account of the Authority or the Members,or by any other obligor on the Bonds, or by any person directly or indirectly controlling or controlled by,or under direct or indirect common control with, the Authority or the Members or any other obligor on the Bonds, shall be disregarded and deemed not to be Outstanding for the purpose of any such determination. Bonds so owned which have been pledged in good faith may be regarded as Outstanding for the purposes of this Section 11.10 if the pledgee shall certify to the Trustee the pledgee's right to vote such Bonds and that the pledgee is not a person directly or indirectly controlling or controlled by,or under direct or indirect common control with,the Authority or the Members or any other obligor on the Bonds. In case of a dispute as to such right, any decision by the Trustee taken upon the advice of counsel shall be full protection to the Trustee. Upon request, the Authority or the Members shall specify to the Trustee those Bonds disqualified pursuant to this Section 11.10. Section 11.11. Money Held for Particular Bonds. The money held by the Trustee for the payment of the interest or principal due on any date with respect to particular Bonds (or portions of Bonds in the case of Bonds redeemed in part only) shall, on and after such date and pending such payment, be set aside on its books and held in trust by it for the Owners of the -45- Bonds entitled thereto, subject, however, to the provisions of Section 10.04 hereof but without any liability for interest thereon. Section 11.12. Waiver of Personal Liability.No member, officer, agent or employee of the Authority shall be individually or personally liable for the payment of the principal of or interest or premium (if any) on the Bonds or be subject to any personal liability or accountability by reason of the issuance thereof;but nothing herein contained shall relieve any such member, officer,agent or employee from the performance of any official duty provided by law or by this Indenture. Section 11.13. Successor Is Deemed Included in All References to Predecessor.Whenever in this Indenture either the Authority, the Members or the Trustee is named or referred to, such reference shall be deemed to include the successors or assigns thereof,and all the covenants and agreements in this Indenture contained by or on behalf of the Authority, the Members or the Trustee shall bind and inure to the benefit of the respective successors and assigns thereof whether so expressed or not. Section 11.14. Execution in Several Counterparts. This Indenture may be executed in any number of counterparts and each of such counterparts shall for all purposes be deemed to be an original; and all such counterparts, or as many of them as the Authority and the Trustee shall preserve undestroyed,shall together constitute but one and the same instrument. Section 11.15. Governing Law. This Indenture shall be governed by and construed in accordance with the laws of the State . -46- IN WITNESS WHEREOF, the Countywide Public Financing Authority,has caused this Indenture of Trust to be signed in its name by its Chairman and attested by its Secretary, and U.S. Trust Company of California, N.A., in token of its acceptance of the trusts created hereunder, has caused this Indenture of Trust to be signed in its corporate name by its officer thereunto duly authorized, all as of the day and year first above written. COUNTYWIDE PUBLIC FINANCING AUTHORITY • Rocef ck R. Loma Treas .,er [SEAL] Attest: By ' Janice C. Guy Secretary U.S. TRUST COMPANY OF CALIFORNIA, N.A., as Trustee B of Y Detf.rahYo g Assistant Vice President -47- EXHIBIT A FORM OF BOND UNITED STATES OF AMERICA STATE OP CALIFORNIA ORANGE COUNTY COUNTYWIDE PUBLIC FINANCING AUTHORITY 1996 Revenue Bond INTEREST RATE: MATURITY DATE: ORIGINAL ISSUE DATE: CUSIP: August 1, July 31, 1996 REGISTERED OWNER: CEDE &CO. PRINCIPAL AMOUNT: DOLLARS The COUNTYWIDE PUBLIC FINANCING AUTHORITY, a joint powers authority duly organized and existing under and by virtue of the laws of the State of California (the "Authority"), for value received, hereby promises to pay to the Registered Owner specified above or registered assigns (the "Registered Owner"), on the Maturity Date specified above (subject to any right of prior redemption hereinafter provided for), the Principal Amount specified above,in lawful money of the United States of America,and to pay interest thereon in like lawful money from the Interest Payment Date (as hereinafter defined) next preceding the date of authentication of this Bond unless (i) this Bond is authenticated on or before an Interest Payment Date and after the close of business on the fifteenth day of the month preceding such interest payment date, in which event it shall bear interest from such Interest Payment Date, or (ii) this Bond is authenticated on or before January 15, 1997,in which event it shall bear interest from the Original Issue Date specified above; provided, however, that if at the time of authentication of this Bond, interest is in default on this Bond, this Bond shall bear interest from the Interest Payment Date to which interest has previously been paid or made available for payment on this Bond, at the Interest Rate per annum specified above, payable semiannually on August 1 and February 1 in each year, commencing February 1, 1997 (collectively, the "Interest Payment Dates"), calculated on the basis of a 360-day year composed of twelve 30-day months. Principal hereof and premium, if any, upon early redemption hereof are payable upon presentation and surrender hereof at the corporate trust office (the "Office") of U.S. Trust Company of California, N.A,, as trustee (the "Trustee").. Interest hereon is payable by check of the Trustee mailed to the Registered Owner hereof at the Registered Owner's address as it appears on the registration books of the Trustee as of the close of business on the fifteenth day of the month preceding each Interest Payment Date (a "Record Date"), or, upon written request filed with the Trustee (at least five days prior) to such Record Date by a Registered Owner of at least $1,000,000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account in the United States designated by such Registered Owner in such written request. This Bond is not a debt of the Cities of Brea, Buena Park, Fullerton, Garden Grove, Orange, Santa Ana, Seal Beach, Stanton and Tustin (the "Members"), Orange County, the State of California, or any of its political subdivisions, and neither the Members, said County, said Exhibit A Page 1 State, nor any of its political subdivisions, is liable hereon nor in any event shall this Bond be payable out of any funds or properties of the Authority other than the Revenues. This Bond is one of a duly authorized issue of bonds of the Authority designated as the "Countywide Public Financing Authority 1996 Revenue Bonds" (the "Bonds"), in an aggregate principal amount of twenty-seven million seven hundred twenty-five thousand dollars ($27,725,000), all of like tenor and date (except for such variation, if any, as may be required to designate varying numbers, maturities, interest rates or redemption provisions) and all issued pursuant to the provisions of Article 4 of Chapter 5 of Division 7 of Title 1 of the California Government Code, commencing with section 6584 of said Code (the "Bond Law"), and pursuant to an Indenture of Trust, dated as of July 1, 1996, by and between the Authority and the Trustee (the "Indenture") and a resolution of the Authority adopted on June 19, 1996, authorizing the issuance of the Bonds. Reference is hereby made to the Indenture (copies of which are on file at the office of the Authority) and all supplements thereto for a description of the terms on which the Bonds are issued, the provisions with regard to the nature and extent of the Revenues,and the rights thereunder of the owners of the Bonds and the rights, duties and immunities of the Trustee and the rights and obligations of the Authority thereunder, to all of the provisions of which the Registered Owner of this Bond, by acceptance hereof, assents and agrees. The Bonds have been issued by the Authority to aid in financing certain 800 MHz communications facilities and other capital improvements. In order to provide for the repayment of the Bonds, each Member has agreed to lease certain real property and improvements to the Authority and to lease-back such real property and improvements from the Authority pursuant to a lease agreement, dated as of July 1, 1996, by and between the Authority, as lessor, and such Member, as lessee, under which such Members,in the aggregate,have agreed to make certain lease payments to the Authority which have been calculated to be sufficient to enable the Authority to pay the principal of and interest and premium (if any) on the Bonds when due and payable. This Bond and the interest and premium, if any, hereon and all other Bonds and the interest and premium, if any, thereon (to the extent set forth in the Indenture) are special obligations of the Authority, and are payable from, and are secured by a charge and lien on the Revenues as defined in the Indenture, consisting primarily of lease payments to be made by the Members. As and to the extent set forth in the Indenture,all of the Revenues are exclusively and irrevocably pledged in accordance with the terms hereof and the provisions of the Indenture, to the payment of the principal of and interest and premium (if any)on the Bonds. The rights and obligations of the Authority and the owners of the Bonds may be modified or amended at any time in the manner, to the extent and upon the terms provided in the Indenture, but no such modification or amendment shall extend the fixed maturity of any Bonds,or reduce the amount of principal thereof or premium (if any)thereon,or extend the time of payment, or change the method of computing the rate of interest thereon, or extend the time of payment of interest thereon,without the consent of the owner of each Bond so affected. The Bonds maturing on or before August 1, 2006, are not subject to optional redemption prior to their respective stated maturities. The Bonds maturing on or after August 1, 2007, are subject to redemption at the option of the Authority as a whole, or in part in such order of maturity as the Member electing to prepay its lease payments shall designate (and,if no specific order of redemption is designated by such Member, in inverse order of maturity; provided, however, that only Bonds in which such Member has an interest may be redeemed by such Member's election on any date on or after August 1, 2006, from any available source of funds, at the following redemption prices (expressed as a percentage of the principal amount of the Bonds to be redeemed)together with accrued interest thereon to the date fixed for redemption: Exhibit A Page 2 Redemption Period, Redemption Price August 1,2006 through July 31,2007 102% August 1,2007'through July 31,2008 101 August 1,2008 and thereafter 100 The Bonds are also be subject to redemption as a whole, or in part on a pro rata basis among maturities, on any date, to the extent the Trustee has received title or hazard insurance proceeds or condemnation proceeds not used to repair or replace any portion of the Leased Premises of a Member damaged or destroyed and elected by such Member, to be used for such purpose, at a redemption price equal to one hundred percent (100%) the principal amount thereof plus interest accrued thereon to the date fixed for redemption,without premium. As provided in the Indenture, notice of redemption shall be mailed by the Trustee by first class mail not less than thirty (30) nor more than sixty (60) days prior to the redemption date to the respective owners of any Bonds designated for redemption at their addresses appearing on the registration books of the Trustee,but neither failure to receive such notice nor any defect in the notice so mailed shall affect the sufficiency of the proceedings for redemption or the cessation of accrual of interest thereon from and after the date fixed for redemption. If this Bond is called for redemption and payment is duly provided therefor as specified in the Indenture, interest shall cease to accrue hereon from and after the date fixed for redemption. If an Event of Default,as defined in the Indenture,shall occur,the principal of all Bonds may be declared due and payable upon the conditions, in the manner and with the effect provided in the Indenture, but such declaration and its consequences may be rescinded and annulled as further provided in the Indenture. This Bond is transferable by the Registered Owner hereof, in person or by his attorney duly authorized in writing, at the Office of the Trustee,but only in the manner, subject to the limitations and upon payment of the charges provided in the Indenture, and upon surrender and cancellation of this Bond. Upon registration of such transfer, a new Bond or Bonds, of authorized denomination or denominations,for the same aggregate principal amount and of the same maturity will be issued to the transferee in exchange herefor. This Bond may be exchanged at the Office of the Trustee for Bonds of the same tenor, aggregate principal amount, interest rate and maturity,of other authorized denominations. The Authority and the Trustee may treat the Registered Owner hereof as the absolute owner hereof for all purposes, and the Authority and the Trustee shall not be affected by any notice to the contrary. Unless this certificate is presented by an authorized representative of The Depository Trust Company, a New York corporation ("DTC"), to the issuer or its agent for registration of transfer, exchange, or payment, and any certificate issued is registered in the name of Cede & Co. or in such other name as is requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof,Cede &Co.,has an interest herein. It is hereby certified that all of the things, conditions and acts required to exist, to have happened or to have been performed precedent to and in the issuance of this Bond do exist, have happened or have been performed in due and regular time, form and manner as required Exhibit A Page 3 by the Bond Law and the laws of the State of California and that the amount of this Bond, together with all other indebtedness of the Authority, does not exceed any limit prescribed by the Bond Law or any laws of the State of California, and is not in excess of the amount of Bonds permitted to be issued under the Indenture. This Bond shall not be entitled to any benefit under the Indenture or become valid or obligatory for any purpose until the certificate of authentication hereon endorsed shall have been signed by the Trustee. IN WITNESS WHEREOF,the Countywide Public Financing Authority has caused this Bond to be executed in its name and on its behalf with the facsimile signature of its Treasurer and attested to by the facsimile signature of its Clerk, all as of the Original Issue Date specified above. COUNTYWIDE PUBLIC FINANCING AUTHORITY By Treasurer (SEAL) Attest: Secretary CERTIFICATE OF AUTHENTICATION This is one of the Bonds described in the within-mentioned Indenture. Dated: U.S. TRUST COMPANY OF CALIFORNIA, N.A., as Trustee By Authorized Signatory Exhibit A Page 4 STATEMENT OF INSURANCE The MBIA Insurance Corporation(the "Insurer") has issued a policy containing the following provisions, such policy being on file at U.S.Trust Company of California,N.A.,Los Angeles,California. The Insurer,in consideration of the payment of the premium and subject to the terms of this policy,hereby unconditionally and irrevocably guarantees to any owner, as hereinafter defined, of the following described obligations,the full and complete payment required to be made by or on behalf of the Countywide Public Financing Authority (the "Issuer") to U.S. Trust Company of California, N.A.,Los Angeles, California,or its successor (the "Paying Agent"),of an amount equal to(i) the principal of(either at the stated maturity or by any advancement of maturity pursuant to a mandatory sinking fund payment) and interest on, the Obligations(as that term is defined below)as such payments shall become due but shall not be so paid(except that in the event of any acceleration of the due date of such principal by reason of mandatory or optional redemption or acceleration resulting from default or otherwise,other than any advancement of maturity pursuant to a mandatory sinking fund payment, the payments guaranteed hereby shall be made in such amounts and at such times as such payments of principal would have been due had there not been any such acceleration); and(ii) the reimbursement of any such payment which is subsequently recovered from any owner pursuant to a final judgment by a court of competent jurisdiction that such payment constitutes an avoidable preference to such owner within the meaning of any applicable bankruptcy law.The amounts referred to in clauses (i) and (ii) of the preceding sentence shall be referred to herein collectively as the "Insured Amounts.""Obligations"shall mean: $27,725,000 COUNTYWIDE PUBLIC FINANCING AUTHORITY (California) 1996 Revenue Bonds Upon receipt of telephonic or telegraphic notice,such notice subsequently confirmed in writing by registered or certified mail,or upon receipt of written notice by registered or certified mail,by the Insurer from the Paying Agent or any owner of an Obligation the payment of an Insured Amount for which is then due,that such required payment has not been made,the Insurer on the due date of such payment or within one business day after receipt of notice of such nonpayment,whichever is later,will make a deposit of funds,in an account with State Street Bank and Trust Company,N.A.,in New York,New York,or its successor,sufficient for the payment of any such Insured Amounts which are then due. Upon presentment and surrender of such Obligations or presentment of such other proof of ownership of the Obligations,together with any appropriate instruments of assignment to evidence the assignment of the Insured Amounts due on the Obligations as are paid by the Insurer,and appropriate instruments to effect the appointment of the Insurer as agent for such owners of the Obligations in any legal proceeding related to payment of Insured Amounts on the Obligations, such instruments being in a form satisfactory to State Street Bank and Trust Company,N.A.,State Street Bank and Trust Company,N.A.shall disburse to such owners or the Paying Agent payment of the Insured Amounts due on such Obligations,less any amount held by the Paying Agent for the payment of such Insured Amounts and legally available therefor.This policy does not insure against loss of any prepayment premium which may at any time be payable with respect to any Obligation. As used herein,the term"owner"shall mean the registered owner of any Obligation as indicated in the books maintained by the Paying Agent,the Issuer,or any designee of the Issuer for such purpose.The term owner shall not include the Issuer or any party whose agreement with the Issuer constitutes the underlying security for the Obligations. Any service of process on the Insurer may be made to the Insurer at its offices located at 113 King Street, Armonk,New York 10504 and such service of process shall be valid and binding. This policy is non-cancelable for any reason. The premium on this policy is not refundable for any reason including the payment prior to maturity of the Obligations. In the event the Insurer were to become insolvent,any claims arising under a policy of financial guaranty insurance are excluded from coverage by the California Insurance Guaranty Association, established pursuant to Article 14.2(commencing with Section 1063)of Chapter 1 of Part 2 of Division 1 of the California Insurance Code. MBIA INSURANCE CORPORATION • • Exhibit A Page 5 ASSIGNMENT For value received,the undersigned do(es) hereby sell,assign and transfer unto (Name,Address and Tax Identification or Social Security Number of Assignee) the within Bond and do(es)hereby irrevocably constitute(s) and appoint(s) attorney, to transfer the same on the registration books of the Trustee with full power of substitution in the premises. Dated: Signature Guaranteed: Notice: Signature(s) must be guaranteed by a qualified Notice:The signature on this assignment must correspond guarantor institution. with the name(s) as written on the face of the within Bond in every particular without alteration or enlargement or any change whatsoever." Exhibit A Page 6 EXHIBIT B MEMBERS City of Brea Number One Civic Center Circle,3rd Floor Brea,CA 92621-5758 City of Buena Park 6650 Beach Boulevard Buena Park,CA 90620 City of Fullerton 303 West Commonwealth Avenue Fullerton,CA 92632 City of Garden Grove 11222 Acacia Parkway Garden Grove, CA 92640 City of Orange 300 East Chapman Avenue Orange, CA 92666-1591 City of Santa Ana 20 Civic Center Plaza Santa Ana,CA 92701 City of Seal Beach 211 Eighth Street Seal Beach,CA 90740 City of Stanton 7800 Katella Avenue Stanton,CA 90680 City of Tustin 300 Centennial Way Tustin, CA 92680 Exhibit B EXHIBIT C DESCRIPTION OF THE PROJECT Brea: Finance a portion of its share of the costs of the Orange County countywide 800 MHz communications system Buena Park: (1) Finance a portion of its share of the costs of the Orange County countywide 800 MHz communications system (2) Finance improvements to the Buena Park Civic Center (3)Finance acquisition of an electric water meter system Fullerton: (1) Finance a portion of its share of the costs of the Orange County countywide 800 MHz communications system (2) Refinance existing debt relating to the Fullerton Municipal Airport Garden Grove: Finance a portion of its share of the costs of the Orange County countywide 800 MHz communications system Orange: Finance a portion of its share of the costs of the Orange County countywide 800 MHz communications system Santa Ana: Finance a portion of its share of the costs of the Orange County countywide 800 MHz communications system Seal Beach: (1) Finance a portion of its share of the costs of the Orange County countywide 800 MHz communications system (2) Finance the refurbishment of beach rest rooms located under the Seal Beach Pier and provide alternative parking facilities, including parking meters, automation and the beautification of the two beach lots Stanton: Finance a portion of its share of the costs of the Orange County countywide 800 MHz communications system Tustin: (1) Finance a portion of its share of the costs of the Orange County countywide 800 MHz communications system (2)Finance construction of a new park Exhibit C EXHIBIT'D ALLOCATION OF PRINCIPAL TO EACH MEMBER — - _ Allocable - --Allocable` Member Principal Percentage Brea $ 1,145,000 4.129847% Buena Park 3,445,000 12.425609 Fullerton 5,005,000 18.052299 Garden Grove 3,410,000 12.299369 Orange 3,725,000 13.435528 Santa Ana 6,655,000 24.003606 Seal Beach 1,265,000 4.562669 Stanton 375,000 1.352570 Tustin 2,700,000 9.738503 $27,725,000 100.000000% Exhibit D EXHIBIT E MEMBERS'PERCENTAGE OF ANNUAL DEBT SERVICE Year Brea Buena Plc Fullerton Grdn Gr Orange Snta Ana Seal Bch Stanton Tustin Total 1997 4.44% 9.98% 17.37% 12.98% 14.32% 25.44% 3.70% 1.42% 10.35% 100% 1998 4.46 10.06 17.36 13.07 14.22 25.47 3.62 1.38 10.36 100 1999 4.34 10.00 17.39 13.02 14.29 25.39 3.70 1.49 10.38 100 2000 4.36 10.06 17.33 13.06 14.14 25.50 3.76 1.45 10.35 100 2001 4.36 10.11 17.40 13.08 14.27 25.40 3.66 1.40 10.31 100 2002 4.36 9.99 17.45 13.08 14.23 25.42 3.72 1.50 10.25 100 2003 4.34 9.99 17.41 13.01 14.27 25.48 3.75 1.44 10.30 100 2004 4.32 10.00 17.38 13.10 14.31 25.52 3.64 1.39 10.34 100 2005 4.43 10.12 17.28 12.97 14.28 25.45 - 3.67 1.47 10.34 100 2006 4.36 10.04 17.40 13.09 14.18 25.56 3.68 1.40 10.28 100 2007 - 51.97 29.04 - - - 18.99 - - 100 2008 - 51.88 29.23 - - - 18.89 - - 100 2009 - 51.79 29.42 - - - 18.79 - - 100 2010 - 52.11 29.06 - - - 18.83 - - 100 2011 - 51.61 29.03 - - - 19.35 - - 100 • Exhibit E