Loading...
HomeMy WebLinkAboutAVOLVE SOFTWARE CORPORATION (2)INSURANCE ON ri, E 0: 1(D i luf- WORK MAY Pn. := n N-2020-093-01 UNTIL INSt ^;ES a vol e �L-a CLERKOi ;,Ouid N DATE30 Jun 2020 GI C1.1 o Assurance Services Authorization Agreement N Details As of the 6/30/2020, Avolve Software Corporation and City of Santa Ana agree that the following assurance services may be deducted from the customer assurance services balance. The hours will be billed on a monthly basis to the customer or upon completion of the work as identified below. • Add a Planning Prescreen Review This update will be implemented for PaperlessNOW workflow launch. Hours below are an estimate based on time usage. Hours required may be more or less depending on project discussions and requirements as part of this engagement. o Review Request with Customer to Confirm Updates o Add New group— Planning Coordinator o configure New activity in workflow— Planning Prescreen Review o Rename activity in workflow from 'Prescreen Review' to Building Prescreen Review o Apply Configuration Updates to Project Templates for new group name'Planning Coordinator' Invoice Amount: $450.00 Assurance Service Hours: 2 Purchase Order Number: Assurance Service Hours Deduction Signatures I am an authorized signer for the City of Santa Ana x (?AAP'^ Date: 6/30/2020 Illora Chambers PM/Implementation Specialist Avolve Software APPROVED AS TO FORM: SONIA R. CARVALHO City Attorney By: Ryan O. g Assistant tityAttorney RECOMMENDED FOR APPROVAL: JA CIULLA C ' f Innovations Officer liformation Technology X /iCG_i�l3i Date: Kristine Ridge �r— City Manager City of Santa Ana, CA ATTEST /DAISY • erk of the Council Avolve Software Corporation (MM v1.00 Jun 2017) ACORO" CERTIFICATE OF LIABILITY INSURANCE DATE(MNIDDIYYYn 4/1612020 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder Is an ADDITIONAL INSURED, the policy(les) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsements . PRODUCER Brown & Brown Insurance of AZ, Inc 2800 North Central Avenue, Suite 1100 Phoenix AZ 85004 CONTACT NAME: Made Puetz, CISR I N , No F.Ik 602-664-7043 aC No,:602-287$743 1ODAR'LEss m e bb hoeniX.wm INSURER(S) AFFORDING COVERAGE HAIG# INSURER A: Travelers Insurance Company of Canada INSURED AVOLSOF-01 Avolv4835 Software Road, Ste 4835 East Cactus Road, Ste. 420.. INSURER B: Travelers Property Casualty Co of AM 25674 INSURER C: Travelers Indemnity Company 25658 INSURER D: Scottsdale AZ 85254 INSURER E INSURER F COVERAGES CERTIFICATE NUMBER: 172155965 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS, INS0. TYPE OF INSURANCE ADD 9UBR POLICY NUMBER POLICY EFF M POLICY UPT LIMITS B A X COMMERCIALGENERALUABILRY CLAIMS4A9DE aOCCUR Y Y ZLP4IM23114 UXTRV30797 lIV2020 11212020 11=021 1r2R021 EACH OCCURRENCE 51,000,000 V PREMISES Ea.. n $1,000,000 MED UP(My one Person) $10,000 PERSONAL S ADV INJURY 5IOWD00 AGGREGATE LIMIT APPLIES PER POLICY a JECOT 1:1LOG GENERAL AGGREGATE $2,000,000 GEN'L PRODUCTS -COMPATP AGO S2.000,000 X OTHER: Foreign Late q $2,000,000 C A AUTOMOOMELIABILIY ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS Y Y BASJ542207 UXTRVM797 1IM020 11=020 '/ 1/2/2021 1/2/2021� COMBINED SINGLELIMIT g1000000 BODILY INJURY (Per Person) g BODILY INJURY P (Par a¢ em) $ X HIRED X NON -OWNED AUTOS ONLY AUTOS ONLY PROPERTY DAMAGE p r qn $ X F X HNOA Any One Accitlenl S2,000,000 B X UMBRELLA LIAB X OCCUR Y Y CUP31-995642 1/2/2020 1=021 EACH OCCURRENCE $4.000,000 I ICLaJMS-MADE AGGREGATE $4,000.000 EXCESS LIAa OED I X I RETENTION $ in,, $ C WORK ERSCOMPENSATION AND EMPLOYERS' LIABILITY YIN OFFICEIalEMBANYPROPRIETOWPARTNEREEXELUTNE N DPPILERMEMNEREXLLODED? NIA Y UBBJ755123 102020 / 1/212021 / X STRT ERµ E.L. EACH ACCIDENT $1.000,000 EL DISEASE -EA EMPLOYEE 51.000,000 (M es, dom y In NH) n pas, describe under DESCRIPTION OF OPERATIONSC E.L. DISEASE -POLICY LIMB $1,000000 B A PyM1SWaW a Cyb6f UaNllry FaalOn Prd UaNldy N N N N ZPL21POS221 UXTRV30797 1W2020 1/2/2020 1/2/2021 1/2/202} ✓/ Ag= Refendon Ap9repaltAaduNnb S,0000 10,000 5,000.000/10,00) DESCRIPTION OF OPERATIONS I LOCATIONS f VEHICLES IACORD 101. AddlUonal Remarks Schedule, may be stlached if mom space Is required) Blanket Additional Insured applies where required by written Contract to General Liability per attached form CG D4 17 02 191ncluding Blanket Waiver of Subrogation. Blanket Primary 8 Non -Contributory applies to General Liabilitlyy per attached forth CG T1 00 02 19. Blanket Additional Insured applies to Auto Liability per attached forth CA T4 37 02 15. Blanket Automobil ability WN'r of Subrogation applies per form CA T3 40 2015. Excess Liability is Following Form for both General Liability and Automobile Liability. Blanket Waiver of Subrogation applies to Workers' Compensation per attached form WC000313 (00)-01. Privacy Liability is added to the Network and Information Security Coverage Form SPR Tt 03 01 17. / See Attached... City of Santa Ana Risk Management Division 20 Civic Center Plaza Santa Ana CA 92702 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE 2010 THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN L ACCORDANCE WITH THE POLICY PROVISIONS. ANGIE ACEVE(IO AUTHORIZED REPRE `I A O ACORD CORPORATION. All riahts ACORD 25 (2016103) The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: AVOLSOF-01 LOC #: A o ADDITIONAL REMARKS SCHEDULE Page 1 of 1 AGENCY Brown & Brown Insurance of AZ, Inc NAMED INSURED Avolve Software Corporation 4835 East Cactus Road, Ste. 420 Scottsdale AZ 85254 POLICY NUMBER CARRIER NAIC CODE EFFECTNE DATE: THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: 25 FORM TITLE: CERTIFICATE OF LIABILITY INSURANCE Insured: City of Santa Ana, its officers, agents, employees and volunteers where required per written contract. ACORD 101 (2008/01) REVIEWED & APPROVED By Risk MANAGEMENT DIVISION JU ! 2020 ANg1E ACEVEdO ACORD CORPORATION. All rights The ACORD name and logo are registered marks of ACORD COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. XTEND ENDORSEMENT FOR TECHNOLOGY This endorsement modifies Insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART GENERAL DESCRIPTION OF COVERAGE - This endorsement broadens coverage. However, coverage for any injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or limited by another endorsement to this Coverage Part, and these coverage broadening provisions do not apply to the extent that coverage is excluded or limited by such an endorsement. The following listing is a general coverage description only. Read all the provisions of this endorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered. A. Non -Owned Watercraft - 75 Feet Long Or H. Blanket Additional Insured - Controlling Less Interest B. Who Is An Insured - Unnamed I. Blanket Additional Insured Mortgagees, Subsidiaries Assignees, Successors Or Receivers C. Who Is An Insured - Employees - J. Blanket Additional Insured - Governmental Supervisory Positions Entities - Permits Or Authorizations D. Who Is An Insured - Newly Acquired Or Relating To Premises Formed Limited Liability Companies K. Blanket Additional Insured - Governmental E. Who Is An Insured - Liability For Entities - Permits Or Authorizations Conduct Of Unnamed Partnerships Or Relating To Operations Joint Ventures L Medical Payments - Increased Limit F. Blanket Additional Insured - Persons Or M Blanket Waiver Of Subrogation Organizations For Your Ongoing Operations As Required By Written N. Contractual Liability Railroads y - Contract Or Agreement 0. Damage To Premises Rented To You 'G. Blanket Additional Insured - Broad Farm Vendors PROVISIONS consent, either uses or is A. NON -OWNED WATERCRAFT - 75 FEET responsible for the use of a LONG OR LESS watercraft that you do not own that is: 1. The following replaces Paragraph (2) (1) 75 feet long or less; and of Exclusion g., Aircraft, Auto Or Watercraft, in Paragraph 2. of (2) Not being used to carry any SECTION I - COVERAGES - COVERAGE person or property for a charge. A - BODILY INJURY AND PROPERTY B, WHO 15 AN INSURED — UNNAMED DAMAGE LIABILITY: SUBSIDIARIES (2) A watercraft you do not own The following is added to SECTION It - that is: WHO IS AN INSURED: (a) 75 feet long or less; and Any of your subsidiaries, other than a (b) Not being used to carry any partnership or joint venture, that is not person or property for a shown as a Named Insured in the charge; Declarations is a Named Insured if: 2. The following replaces & AP(RpY*Dre the sole owner of, or maintain interest of more than 2.e. of SECTION 11 - � AGEMENT Dillk INSURED: n, such In, such subsidiary on the first day of the policy period; and y e. Any person or organization utI1� ION ] 2020 with your express or implied CG ,,����C. 04 17 02 19 ® 2017 The Trave"4A5erm wPpariy. All rights reserved Page 1 of 5 Includes copyrighted material of Insurance Services Office, Inc. with its permission COMMERCIAL GENERAL LIABILITY C. D. the policy period, whichever is earlier, if you do not report such organization In writing to us within 180 days after you acquire or form It; or (2) Until the end of the policy period, when that date is later than 180 days after you acquire or form such organization, if you report such organization in writing to us within 180 days after you acquire or form it; b. Coverage A does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organ- ization; and C. Coverage B does not apply to "personal and advertising injury" arising out of an offense committed before you acquired or formed the organization. For the purposes of Paragraph 1. of Section II - Who Is An Insured, each such organization will be deemed to be designated in the Declarations as: a A limited liability company; b. An organization, other than a partnership, joint venture or limited liability company; or C. A trust; as indicated in its name or the documents that govern its structure. WHO IS AN INSURED - LIABILITY FOR CONDUCT OF UNNAMED PARTNERSHIPS OR JOINT VENTURES The following replaces the last paragraph of SECTION 11 - WHO IS AN INSURED: No person or organization is an insured with respect to the conduct of any current or past partnership or joint venture that is not shown as a Named Insured in the Declarations. This paragraph does not apply to any such partnership or joint venture that otherwise qualifies as an insured under Section II - Who Is An Insured, maintain an ownership interest of other F. BLANKET ADDITIONAL INSURED - PERSONS Named Insured if there Is no ot more than 50%, will qualify a OR ORGANIZATIONS FOR YOUR ONGOING similar insurance available to that OPERATIONS AS REQUIRED BY WRITTEN CONTRACT OR AGREEMENT organization. However: a Coverage under this provision is The following Is added to SECTION 11 - afforded only: REVIEWED & WIC( WNSURED: (1) Until the 180th dayByRi4rMANAGEIB%* �'1191(' or organization that is not you acquire or form the of erwlse an insured under this Coverage organization or the end o]U 1PlS psnUnd that you have agreed in a written Page 2 of 5 al 2017 The Trave CCUULLU Includes co is reserved. , D4 17 02 19 copyrighted material of Ins�i�gNQj[S��e� ice. Inc. with its Permission. b. Such subsidiary Is not an insured under similar other insurance. No such subsidiary is an insured for "bodily injury" or "property damage" that occurred, or "personal and advertising injury" caused by an offense committed: a Before you maintained an ownership interest of more than 50% in such subsidiary; or b. After the date, if any, during the policy period that you no longer maintain an ownership interest of more than 50% in such subsidiary. For purposes of Paragraph 1, of Section 11 . Who is An Insured, each such subsidiary will be deemed to be designated in the Declarations as: a A limited liability company; It. An organization other than a partnership, joint venture or limited liability company; or C. A trust; as indicated in its name or the documents that govern its structure. WHO IS AN INSURED - EMPLOYEES - SUPERVISORY POSITIONS The following is added to Paragraph 2.a(1) of SECTION 11 - WHO IS AN INSURED: Paragraphs (1)(6), (b) and (c) above do not apply to "bodily injury" to a co - "employee" while in the course of the co -"employee's" employment by you arising out of work by any of your "employees" who hold a supervisory position. WHO IS AN INSURED - NEWLY ACQUIRED OR FORMED LIMITED LIABILITY COMPANIES The following replaces Paragraph 3. of SECTION 11 - WHO IS AN INSURED: 3. Any organization you newly acquire or form, other than a partnership or joint venture, and of which you are the sole owner or in which you E. contract or agreement to include as an additional insured on this Coverage Part is an insured, but only with respect to liability for "bodily injury" or "property damage" that: a Occurs subsequent to the signing of that contract or agreement; and b. Is caused, in whole or In part, by your acts or omissions in the performance of your ongoing operations to which that contract or agreement applies or the acts or omissions of any person or organization performing such operations on your behalf. The limits of insurance provided to such insured will be the minimum limits that you agreed to provide in the written contract or agreement, or the limits shown in the Declarations, whichever are less. G. BLANKET ADDITIONAL INSURED - BROAD FORM VENDORS The following is added to SECTION 11 - WHO IS AN INSURED: Any person or organization that is a vendor and that you have agreed in a written contract or agreement to include as an additional insured on this Coverage Part is an insured, but only with respect to liability for "bodily injury" or "property damage" that: a Occurs subsequent to the signing of that contract or agreement; and III. Arises out of "your products" that are distributed or sold in the regular course of such vendor's business. The insurance provided to such vendor is subject to the following provisions: a The limits of insurance provided to such vendor will be the minimum limits that you agreed to provide in the written contract or agreement, or the limits shown in the Declarations, whichever are less. Ill. The insurance provided to such vendor does not apply to: (1) Any express warranty not authorized by you or any distribution or sale for a purpose not authorized by you; (2) Any change in "your products" COMMERCIAL GENERAL LIABILITY manufacturer, and then repackaged in the original container; (4) Any failure to make such inspections, adjustments, tests or servicing as vendors agree to perform or normally undertake to perform in the regular course of business, in connection with the distribution or sale of "your products (5) Demonstration, installation, servicing or repair operations, except such operations performed at such vendor's premises in connection with the sale of "your products"; or (6) "Your products" that, after distribution or sale by you, have been labeled or relabeled or used as a container, part or ingredient of any other thing or substance by or on behalf of such vendor. Coverage under this provision does not apply to: a. Any person or organization from whom you have acquired "your products", or any ingredient, part or container entering into, accompanying or containing such products; or It. Any vendor for which coverage as an additional insured specifically is scheduled by endorsement. H. BLANKET ADDITIONAL INSURED - CONTROLLING INTEREST 1. The following is added to SECTION II - WHO IS AN INSURED: Any person or organization that has financial control of you is an insured with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" that arises out o f: a Such financial control; or Ill. Such person's or organization's ownership, maintenance or use of premises leased to or occupied by you. The insurance provided to such person or organization does not apply to structural alterations, new construction or demolition operations performed by or on behalf of such person or organization. made by such vendor; 2. The following is added to Paragraph 4. (3) Repackaging, unless unQ 4! of SECTION II - WHO IS AN INSURED: solely for the purposEq ED & AfP�y�raph does not apply to any inspection, demonstration, t �t Grmg11`9tf16ApS„owner, manager or lessor that or the substitution of parts has l ial control of you. under instructions from theIU 12020 CG D4 17 02 19 ® 2017 The Trove e . All rights reserved. Page 3 of 5 Includes copyrighted material of Insu011fMjPeftMC �ce. . with its permission. COMMERCIAL GENERAL LIABILITY BLANKET ADDITIONAL INSURED - J. BLANKET ADDITIONAL INSURED - GOVERNMENTAL MDRTGAGEES, ASSIGNEES, SUCCESSORS OR ENTITIES - PERMITS OR AUTHORIZATIONS RECEIVERS RELATING TO PREMISES The following is added to SECTION II - WHO IS AN INSURED: Any person or organization that is a mortgagee, assignee, successor or receiver and that you have agreed in a written contract or agreement to include as an additional insured on this Coverage Part is an insured, but only with respect to its liability as mortgagee, assignee, successor or receiver for "bodily injury", "property damage" or "personal and advertising injury" that: IL Is "bodily injury" or "property damage" that occurs, or is "personal and advertising injury" caused by an offense that is committed, subsequent to the signing of that contract or agreement; and b. Arises out of the ownership, maintenance or use of the premises for which that mortgagee, assignee, successor or receiver is required under that contract or agreement to be included as an additional insured on this Coverage Part. The insurance provided to such mortgagee, assignee, successor or receiver is subject to the following provisions: a The limits of insurance provided to such mortgagee, assignee, successor or receiver will be the minimum limits that you agreed to provide in the written contract or agreement, or the limits shown in the Declarations, whichever are less. It. The insurance provided to such person or organization does not apply to: (1) Any "bodily injury" or "property damage" that occurs, or any "personal and advertising Injury" caused by an offense that is committed, after such contract or agreement is no longer in effect; or The following is added to SECTION II - WHO IS AN INSURED: Any governmental entity that has issued a permit or authorization with respect to premises owned or occupied by, or rented or loaned to, you and that you are required by any ordinance, law, building code or written contract or agreement to include as an additional insured on this Coverage Part is an insured, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" arising out of the existence, ownership, use, maintenance, repair, construction, erection or removal of any of the following for which that governmental entity has issued such permit or authorization: advertising signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees, hoist away openings, sidewalk vaults, elevators, street banners or decorations. K. BLANKET ADDITIONAL INSURED - GOVERNMENTAL ENTITIES - PERMITS OR AUTHORIZATIONS RELATING TO OPERATIONS The following is added to SECTION II - WHO IS AN INSURED: Any governmental entity that has issued a permit or authorization with respect to operations performed by you or on your behalf and that you are required by any ordinance, law, building code or written contract or agreement to include as an additional insured on this Coverage Part is an Insured, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" arising out of such operations. The insurance provided to such governmental entity does not apply to: a. Any "bodily injury", "property damage" or "personal and advertising injury" arising out of operations performed for the governmental entity; or It. Any "bodily injury" or "property damage" included in the "products - completed operations hazard". (2) Any y injury", L. MEDICAL PAYMENTS - INCREASED LIMIT jur y', "property damage" or "personal and The following replaces Paragraph 7, of advertising injury" arisin out of E I - LIMITS OF INSURANCE: any structural elteratio *401 & A ��� construction or d (1(PR1ANAgEM NT I to Paragraph S. above, the operations performed byyro.'r' on Expense Limit a the most we behalf of such mortgageq,,',�/f will Pay under Coverage C for all assignee, successor or receiverJV"1p(.� ZD2edical expenses because of "bodily �/F� Injury" sustained by any one person, Page 4 of 5 ® 2017 The Travelers fnitbrhlnityACompauty� All rights reserved. CG D4 17 02 19 Includes copyrighted material of Insurance Services Office, Inc. with its permission. and will be the higher of: a $10,000; or b. The amount shown in the Declarations of this Coverage Part for Medical Expense Limit. M. BLANKET WAIVER OF SUBROGATION The following is added to Paragraph B., Transfer Of Rights Of Recovery Against Others To Us, of SECTION IV — COMMERCIAL GENERAL LIABILITY CDWMDNS: If the insured has agreed in a contract or agreement to waive that insured's right of recovery against any person or organization, we waive our right of recovery against such person or organization, but only for payments we make because of: a "Bodily injury" or "property damage" that occurs; or b. "Personal and advertising injury" caused by an offense that is committed; subsequent to the execution of the contract or agreement. COMMERCIAL GENERAL LIABILITY N. CONTRACTUAL LIABILITY — RAILROADS 1. The following replaces Paragraph c, of the definition of "insured contract" in the DEFINITIONS Section: C. Any easement or license agreement; 2. Paragraph f.(1) of the definition of "Insured contract" in the DEFINITIONS Section is deleted. D. DAMAGE TO PREMISES RENTED TO YOU The following replaces the definition of "premises damage" in the DEFINITIONS Section: "Premises damage" means "property damage" to: a Any premises while rented to you or temporarily occupied by you with permission of the owner; or IL The contents of any premises while such premises is rented to you, if you rent such premises for a period of seven or fewer consecutive days. REVIEWED & APPROVED By Risk MANAGEMENT DiVISiON JUN �2020 ANGiE ACEVEdo CG D4 17 02 19 ® 2017 The Travelers Indemnity Company. All rights reserved. Page 5 of 5 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as a Named Insured under this policy. The words "we", "us" and "our" refer to the company providing this insurance. The word "insured" means any person or organization qualifying as such under Section 11 - Who Is An Insured. Other words and phrases that appear in quotation marks have special meaning. Refer to Section V - Definitions. SECTION I - COVERAGES COVERAGE A - BODILY INJURY AND PROPERTY DAMAGE LIABILITY 1. Insuring Agreement a. We will pay those sums that the insured becomes legally obligated to pay as damages because of "bodily injury" or "property damage" to which this insurance applies. We will have the right and duty to defend the Insured against any "suit" seeking those damages. However, we will have no duty to defend the insured against any "suit" seeking damages for "bodily injury" or "property damage" to which this insurance does not apply. We may, at our discretion, investigate any "occurrence" and settle any claim or "suit" that may result. But (1) The amount we will pay for damages is limited as described in Section III _ Limits Of Insurance; and (2) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. CG T1 b. This insurance applies to "bodily injury" and "property damage" only if: (1) The "bodily injury" or "property damage" is caused by an "occurrence" that takes place in the "coverage territory"; (2) The "bodily injury" or "property damage" occurs during the policy period; and (3) Prior to the policy period, no insured listed under Paragraph 1. of Section II - Who Is An Insured and no "employee" authorized by you to give or receive notice of an "occurrence" or claim knew that the "bodily injury" or "property damage" had occurred, in whole or in part. If such a listed insured or authorized "employee" knew, prior to the policy period, that the "bodily injury" or "property damage" occurred, then any continuation, change or resumption of such "bodily injury" or "property damage" during or after the policy period will be deemed to have been known prior to the policy period. "Bodily injury" or "property damage" which occurs during the policy period and was not, prior to the policy period, known to have occurred by any insured listed under Paragraph 1. of Section II _ Who Is An Insured or any "employee" authorized by you to give or receive notice of an "occurrence" or claim, includes any continuation, change or resumption of that "bodily injury" or "property damage" after the end of the policy period. d. "Bodily injury" or "property damage" will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1. of Section 11 - Who Is An Insured or any "employee" authorized by you to give or receive No other obligation or liabili notice of an "occurrence" or claim: sums or perform acts or sMD & APPROWports all, or any part, of the covered unless explicitly pro i5 ANA(1'EMENTDivis1l�Qdily injury" or "property under Supplementary Payments. tlamaga" to us or any other J-U41 2020 insurer; ANGIE ACEVE 00 02 19 ® 2017 The Travelers Indemnity Company. All rights reserved Page 1 of 23 Includes copyrighted material of Insurance Services Office. Inc. with its permission. COMMERCIAL GENERAL LIABILITY (2) Receives a written or verbal demand or claim for damages because of the "bodily injury" or "property damage"; or (3) Becomes aware by any other means that "bodily injury" or "property damage" has occurred or has begun to occur. e. Damages because of "bodily Injury" include damages claimed by any person or organization for care, loss of services or death resulting at any time from the "bodily injury". 2. Exclusions damages to which this insurance applies are alleged. c. Liquor Liability "Bodily injury" or "property damage" for which any insured may be held liable by reason of: (1) Causing or contributing to the intoxication of any person; (2) The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol; or (3) Any statute, ordinance or This insurance does not apply to: regulation relating to the sale, gift, distribution or use of a. Expected Or Intended Injury alcoholic beverages. "Bodily injury" or "property damage" This exclusion applies only if you are expected or intended from the in the business of manufacturing, standpoint of the insured. This distributing, selling, serving or exclusion does not apply to "bodily furnishing alcoholic beverages. For injury" or "property damage" resulting the purposes of this exclusion, from the use of reasonable force to permitting a person to bring alcoholic protect persons or property. beverages on your premises, for b. Contractual Liability consumption on your premises, whether or not a fee is charged or a "Bodily injury" or "property damage" license is required for such activity, for which the insured is obligated to is not by itself considered the pay damages by reason of the business of selling, serving or assumption of liability in a contract furnishing alcoholic beverages. or agreement. This exclusion does not d. Workers' Compensation And Similar Laws apply to liability for damages: (1) That the insured would have in the Any obligation of the insured under absence of the contract or a workers' compensation, disability agreement; or benefits or unemployment compen- sation law or any similar low. (2) Assumed in a contract or a. Employer's Liability agreement that is an "insured contract", provided that the "Bodily injury" to: "bodily injury" or "property damage" occurs subsequent to the (1) An "employee" of the Insured execution of the contract or arising out of and in the course agreement. Solely for the of: purposes of liability assumed in (a) Employment by the insured; or an "Insured contract", reasonable attorneys' fees and necessary (b) Performing duties related to litigation expenses incurred by or the conduct of the insured's for a party other than an insured business; or will be deemed to be damages (2) The spouse, child, parent, brother because of "bodily injury" or or sister of that "employee" as a property damage c provided that: consequence of Paragraph (1) above. (a) Liability c such party for, or This exclusion applies for the cost of, that pa pp � s whether the defense has also been assu e�(EWED&A@P"VE#y be liable as an employer in the same "insured contr y',iskMANAGEiF��iID��@ib ther capacity and to any and o Iga Ion to share damages with or raCj�c�yy,, someone else who must pay JU (b) Such attorneys' fees and 1ddtlYAges because of the injury. litigation expenses are for Thin wxclg,ion does not apply to defense of that party againstJidpijjly assumed by the insured under civil or alternative dispute ANGiEA`''66trYY``""iiiiii resolution proceeding in which sured contract". Page 2 of 23 ® 2017 The Travelers Indemnity Company. All rights reserved CG TI 00 02 19 Includes copyrighted material of Insurance Services Office, Inc. with its pemission. COMMERCIAL GENERAL LIABILITY f. Pollution (1) Any insured; or (1) "Bodily injury" or "property (11) Any person or organization damage" arising out of the actual, for whom you may be alleged or threatened discharge, legally responsible; dispersal, seepage, migration, "pollutants": (d) At release or escape of or from any premises, site (a) At from or location on which any or any premises, site insured or any contractors or or location which is or was at subcontractors working directly any time owned or occupied or indirectly on any insured's by, or rented or loaned to, any behalf are performing operations Insured. However, this sub- if the "pollutants" are brought paragraph does not apply to: on or to the premises, site or (1) "Bodily injury" if sustained location in connection with within a building and such operations by such caused by smoke, fumes, insured, contractor or sub - vapor or soot produced by contractor. However, this or originating from equip- subparagraph does not apply ment that is used to heat, to: cool or dehumidify the (1) "Bodily injury" or "property building, or produced by or damage" arising out of the originating from equipment escape of fuels, lubricants that is used to heat water or other operating fluids for personal use by the which are needed to perform building's occupants or their the normal electrical, guests; hydraulic or mechanical (11) "Bodily injury" or "property functions necessary for the "mobile damage" for which you operation of equip - may be held liable, if you ment" or its parts, if such are a contractor and the fuels, lubricants or other owner or lessee of such operating fluids escape premises, site or location from a vehicle part designed has been added to your to hold, store or receive policy as an additional them. This exception does insured with respect to not apply if the "bodily "property your ongoing operations injury" or damage" performed for that arises out of the intentional additional insured at that discharge, dispersal or premises, site or location release of the fuels, lubricants or other operating and such premises, site or location is not fluids, or if such fuels, and never was owned or occupied by, lubricants or other operating rented or loaned to, any fluids are brought on or to in other than that the premises, site ornsured, additional insured; or location with the intent that they be discharged, dis- (iii) "Bodily injury" or "property persed or released as part damage" arising out of of the operations being heat, smoke or fumes from performed by such insured, a "hostile fire"; contractor or subcontractor; (b) At or from any premises, site (ii) "Bodily injury" or "property or location which is or was at damage" sustained within a any time used by or for any building and caused by the insured or others for the release of gases, fumes or handling, storage, disposal, vapors from materials processing or treatment into that building in waste; RE�EWED & APPROVEdrought onnection with operations MANAGEMENT Divisiooeing performed by you or (t) If "pollutants" such areByoRrisk your behalf by a were at any time transported, handled, JUN /Ny1 contractor or subcontractor; 2020 stored, treated, or disposed of, or processed as , /��( I waste by or for. ANGIE ACEVEdo CG T1 00 02 19 m 2017 The Travelers Indemnity Company. All rights reserved. Page 3 of 23 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY (tit) "Bodily injury" or "property This exclusion does not apply to: damage" arising out of heat, smoke or fumes from (1) A watercraft while ashore on a "hostile fire"; or premises you own or rent; (a) At or from any premises, site (2) A watercraft you do not own that or location on which any is: insured or any contractors or (a) 50 feet long or less; and subcontractors working directly or indirectly on any insured's (b) Not being used to carry any behalf are or were at any time person or property for a performing operations to test charge; for, monitor, clean up, remove, (3) Parking an "auto" on, or on the contain, treat, detoxify or neutralize, or in any way ways next to, premises you own respond to, or assess the or rent, provided the "auto" is not effects of, "pollutants" owned by or rented or loaned to you or the insured; (2) Any loss, cost or expense arising l41 Liability assumed under any out of any: "insured contract" for the (a) Request, demand, order or ownership, maintenance or use of statutory or regulatory require- aircraft or watercraft; ment that any insured or (5) "Bodily injury" or "property others test for, monitor, clan e damage" arising out of: up, remove, contain, treat, detoxify or neutralize, or in (a) The operation of machinery or any way respond to, or assess equipment that is attached to, the effects of, "pollutants"; or or part of, a land vehicle that (b) Claim or suit by or on behalf would qualify as "mobile of any governmental authority equipment" under the definition "mobile or any other person or of equipment" if such organization because of testing land vehicle were not subject for, monitoring, cleaning up, to a compulsory or financial removing, containing, treating, responsibility law, or other detoxifying or neutralizing, or motor vehicle insurance law, in any way responding to, or where it is licensed or assessing the effects of, principally garaged; or "pollutants". (b) The operation of any 'of the g. Aircraft, Auto Or Watercraft machinery or equipment listed in Paragraph f.(2) or f.(3) of the "Bodily injury" or "property damage" definition of "mobile arising out of the ownership, equipment"; or maintenance, use or entrustment to "auto" (6) An aircraft that is: others of any aircraft, or watercraft owned or operated by or (a) Chartered with a pilot to any rented or loaned to any insured. Use insured; includes operation and "loading or unloading". (b) Not owned by any insured; and This exclusion applies even if the (c) Not being used to carry any claims against any insured allege person or property for a negligence or other wrongdoing in the charge. supervision, hiring, employment, h. Mobile Equipment training or monitoring of others by that insured, if the "occurrence" "Bodily injury" or "property damage" which caused the "bodily injury" or arising out of: "property damage" involved the ownership, maintenance, use or (1) The transportation of "mobile "auto" entrustment to others of anYf��,gq�� ipmen[" by an owned "auto" or watercraft that is D & APPRO operated by or rented or operated by or rented or I ANagE ENT Divilimmed to any insured; or any insured. JUN 202e) The use of "mobile equipment" in, or while in practice for, or while being prepared for, any pre- ANgiE ACEvEdo Page 4 of 23 O 2017 The Travelers Indemnity Company. All rights reserved CIS T1 00 02 19 Includes copyrighted material of Insurance Services Office. Inc. with its permission. arranged racing, speed, demolition, or stunting activity. i. War "Bodily injury" or "property damage" arising out of: (1) War, including undeclared or civil war; (2) Warlike action by a military force, including action in hindering or defending against an actual or expected attack, by any govern- ment, sovereign or other authority using military personnel or other agents; or (3) Insurrection, rebellion, revolution, usurped power, or action taken by governmental authority in hinder- ing or defending against any of these. Damage To Property "Property damage" to: (1) Property you own, rent, or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property for any reason, Including prevention of injury to a person or damage to another's property; (2) Premises you sell, give away or abandon, if the "property damage" arises out of any part of those premises; (3) Property loaned to you; (4) Personal property in the care, custody or control of the insured; COMMERCIAL GENERAL LIABILITY of Section III - Limits Of Insurance. Paragraph (2) of this exclusion does not apply if the premises are "your work" and were never occupied, rented or held for rental by you. Paragraphs (3), (4), (5) and (6) of this exclusion do not apply to liability assumed under a sidetrack agreement. Paragraph (6) of this exclusion does not apply to "property damage" included in the "products -completed operations hazard". k. Damage To Your Product "Property damage" to "your product" arising out of it or any part of it. I. Damage To Your Work "Property damage" to "your work" arising out of it or any part of it and included in the "products -completed operations hazard". This exclusion does not apply if the damaged work or the work out of which the damage arises was performed on your behalf by a subcontractor. m. Damage To Impaired Property Or Property Not Physically Injured "Property damage" to "impaired property" or property that has not been physically Injured, arising out of: ll) A defect, deficiency, Inadequacy or dangerous condition in "your product" or "your work"; or (2) A delay or failure by you or anyone acting on your behalf to perform a contract or agreement in accordance with its terms. Ib1 Inet particular part of real property on which you or any ex This exclusion does not apply to the y contractors or subcontractors loss use of other propertypp arising g working directly or indirectly on out of sudden and accidental physical your behalf are performing injury to "your product" or "your operations, if the "property work" after it has been put to its damage" arises out of those intended use. operations; or It. Recall Of Products, Work Or Impaired (6) That particular part of any Property property that must be restored, Damages claimed for any loss, cost repaired or replaced because your or expense incurred by you or others work" was incorrectly performed on it. RR�,,E�rVRIIE(,WED for the loss of use, withdrawal, & APPI &ue�E�nbospection, repair, replacement, Paragraphs (1), (3) and (4) Ail` Rf6MANACIEMENIA�JIvnbWnt, removal or disposal of: exclusion do not apply to "premises (1) "Your product"; damage". A separate limit o�N insurance "premises 1 ZOtZi "Your applies to work"; or damage" as described in Paragrap property"; ANCfiE ACEVEdaired CG T1 DO 02 19 O 2017 The Travelers Indemnity Company. All rights reserved Page 5 of 23 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY if such product, work, or property is (3) Any loss, cost or expense arising withdrawn or recalled from the out of any: market or from use by any person or (a) Request, organization because of a known or demand, order or suspected defect, deficiency, statutory or regulatory require - inadequacy or dangerous condition in ment that any insured or it. others test for, monitor, clean Is. Personal And AdvertisingIn Injury up, remove, contain, treat, detoxify or neutralize, or in "Bodily injury" arising out of any way respond to, or assess "personal and advertising injury". the effects of, asbestos, asbestos fibers or products p. Electronic Data containing asbestos; or Damages arising out of the loss of, (b) Claim or suit by or on behalf loss of use of, damage to, corruption of any governmental authority of, Inability to access, or Inability to or any other person or manipulate "electronic data". organization because of testing However, this exclusion does not for, monitoring, cleaning up, apply to liability for damages "bodily removing, containing, treating, detoxifying or neutralizing, or because of Injury". in any way responding to, or q. Unsolicited Communication assessing the effects of, asbestos, asbestos fibers or "Bodily injury" or "property damage" products containing asbestos. arising out of any actual or alleged violation of any law that restricts or L Employment —Related Practices prohibits the sending, transmitting or "unsolicited "Bodily injury" to: distributing of com- munication". (1) A person arising out of any: r. Access Or Disclosure Of Confidential Or (a) Refusal to employ that person; Personal Information (b) Termination of that person's "Bodily injury" or "property damage" employment; or arising out of any access to or disclosure of any person's or (c) Employment -related practice, organization's confidential or personal policy, act or omission, information. such as coercion, demotion, evaluation, reassignment, dis- S.ASbeStos cipline, failure to promote or (1) "Bodily Injury" or "property advance, harassment, humiliate - damage" arising out of the actual ion, discrimination, libel, slander, violation of the or alleged g presence or actual, alleged or threatened dispersal of person's right of privacy, asbestos, asbestos fibers or malicious prosecution or false "bodily arrest, detention or Imprison - provided that the injury" that person, regardless of property damage" is caused or whether such practice, policy, contributed by the hazardous act or omission occurs, is propertiesto properties of asbestos. applied or is committed (2) "Bodily injury" or "property before, during or after the time damage" arising out of the actual of that person's employment; or alleged presence or actual, or alleged or threatened dispersal of (2) The spouse, child, parent, brother any solid, liquid, gaseous or thermal irritant or contaminant, or sister of that person as a "bodily including smoke, vapors, soot, consequence of injury" to that at whom person any of fumes, acids, alkalis, chemicals the employment -related practices and waste, and that are PREMWED & any claim or "suit' whicfBY✓"iJ MANAGEMENT APPRnbed in Paragraph (a), (b), or alleges any "bodily injury SRWve is directed. "property damage" described i This exclusion applies whether the Paragraph (1) above. JV 1 ZQiiured may be liable as an employer or In any other capacity and to any igai pt1 to share damages with or ANGiE ACEVEdo Page 6 of 23 O 2017 The Travelers Indemnity Company. All rights reserved. CG T1 00 02 19 Includes copyrighted material of Insurance Services Office, Inc. with its permission. repay someone else who must pay damages because of the "bodily injury". Exclusions c. through n. do not apply to "premises damage". A separate limit of insurance applies to "premises damage" as described in Paragraph 6. of Section III - Limits Of Insurance. COVERAGE B — PERSONAL ANO ADVERTISING INJURY LIABILITY 1. Insuring Agreement We will pay those sums that the insured becomes legally obligated to pay as damages because of "personal and advertising injury" to which this insurance applies. We will have the right and duty to defend the insured against any "suit" seeking those damages. However, we will have no duty to defend the insured against any "suit" seeking damages for "personal and advertising injury" to which this insurance does not apply. We may, at our discretion, investigate any offense and settle any claim or "suit" that may result. But: (1) The amount we will pay for damages is limited as described in Section III - Limits Of Insurance; and (2) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments' or settlements under Coverages A or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments. COMMERCIAL GENERAL LIABILITY This exclusion does not apply to "personal injury" caused by malicious prosecution. b. Material Published With Knowledge Of Falsity "Personal and advertising injury" arising out of oral or written publication, including publication by electronic means, of material, if done by or at the direction of the insured with knowledge of its falsity. c. Material Published Or Used Prior To Policy Period (1) "Personal and advertising injury" arising out of oral or written publication, including publication by electronic means, of material whose first publication took place before the beginning of the policy period; or (2) "Advertising injury" arising out of infringement of copyright, "title" or "slogan" in your "advertisement" whose first infringement in your "advertisement" was committed before the beginning of the policy period. d. Criminal Acts "Personal and advertising injury" arising out of a criminal act committed by or at the direction of the insured. a. Contractual Liability "Personal and advertising injury" for which the insured has assumed liability in a contract or agreement. This exclusion does not apply to liability for damages: (1) That the insured would have in the absence of the contract or agreement; or Ill This insurance applies to "personal and advertising injury" caused by an (2) Because of "personal injury" offense arisingout of your business assumed by you in a contract or f but only if the offense was agreement that is an "insured committed in the coverage territory" contract", provided that the "personal during the policy period. injury" is caused by an offense committed subsequent to 2. Exclusions the execution of the contract or This insurance does not apply to: agreement. Solely for the purposes of liability assumed by a. Knowing Violation Of Rights Of Another you in an "insured contract", "Personal and advertising ��(JrED & APPR Vnari attorneys' fees and sary litigation expenses caused b or at the direction I aMANAGEMENTDitiilwed y �Ajjstt by or for a party other insured with the knowledge that the than an insured will be deemed to act would violate the rights � Q another and inflict 'person 2020 be damages because of "personal injury", would >!f provided that: and advertising injury". ANCfiE ACEvEdo CO T1 00 02 19 O 2017 The Travelers Indemnity Company. All rights reserved Page 7 of 23 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY (a) Liability to such party for, or for the cost of, that party's defense has also been assumed by you in the same "insured contract"; and (b) Such attorneys' fees and litigation expenses are for defense of that party against a civil or alternative dispute resolution proceeding in which damages to which this insurance applies are alleged. I. Breach Of Contract "Advertising injury" arising out of a breach of contract. g. Quality Or Performance Of Goods - Failure To Conform To Statements "Advertising injury" arising out of the failure of goods, products or services to conform with any statement of quality or performance made in your advertisement". h. Wrong Description Of Prices "Advertising injury" arising out of the wrong description of the price of goods, products or services stated in your "advertisement". 1. Intellectual Property "Personal and advertising injury" arising out of any actual or alleged infringement or violation of any of the following rights or laws, or any other "personal and advertising injury" alleged in any claim or "suit" that also alleges any such infringement or violation: any such infringement or violation of another's copyright, "title" or "slogan" in your "advertisement". J. Insureds In Media And Internet Type Businesses "Personal and advertising Injury" caused by an offense committed by an insured whose business is: (1) Advertising, "broadcasting" or publishing; (2) Designing or determining content of websites for others; or (3) An Internet search, access, content or service provider. However, this exclusion does not apply to Paragraphs all), (2) and (3) of the definition of "personal injury". For the purposes of this exclusion: (1) Creating and producing corres- pondence written in the conduct of your business, bulletins, financial or annual reports, or newsletters about your goods, products or services will not be considered the business of publishing; and (2) The placing of frames, borders or links, or advertising, for you or others anywhere on the Internet will not, by itself, be considered the business of advertising, "broadcasting" or publishing. It. Electronic Chatrooms Or Bulletin Boards "Personal and advertising injury" arising out of an electronic chatroom (1) Copyright; or bulletin board the insured hosts or (2) Patent; owns, or over which the insured exercises control. (3) Trade dress; I. Unauthorized Use Of Another's Name Or (4) Trade name; Product (5) Trademark; "Personal and advertising injury" arising out of the unauthorized use of (6) Trade secret; or another's name or product in your e- (7) Other intellectual property rights mail address, domain name or metatag, or any other similar tactics or laws. to mislead another's potential This exclusion does not apply to: customers. (1) "Advertising injury" arising out of m. Pollution any actual or alleged infringement "Personal and advertising injury" or violation of another's cop yrytWED & of the actual, alleged or "title" or "slogan" in ��E\�'oo(lRllll�` =, discharge, dispersal, "advertisement"; Isk Mannr,EM�,p to or y igration, release or escape (2) Any other "personal and JU 1 f oliutants" at any time. advertising injury" alleged in any claim or 'suit" that also alleges ANfiE ACEVECIO Page 8 of 23 ® 2017 The Travelers Indemnity Company. All rights reserved. CG T1 00 02 19 Includes copyrighted material of Insurance Services Office, Inc. vvith its permission. n. Pollution -Related Any loss, cost or expense arising out of any: (1) Request, demand, order or statutory or regulatory requirement that any insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, "pollutants"; or (2) Claim or suit by or on behalf of any governmental authority or any other person or organization because of testing for, monitoring, cleaning up, removing, containing, treating, detoxifying or neutraliz- ing, or in any way responding to, or assessing the effects of, "pollutants". o. War "Personal and advertising injury" arising out of: (1) War, including undeclared or civil war; (2) Warlike action by a military force, including action in hindering or defending against an actual or expected attack, by any government, sovereign or other authority using military personnel or other agents; or (3) Insurrection, rebellion, revolution, usurped power, or action taken by governmental authority in hinder- ing or defending against any of these. p. Unsolicited Communication "Personal and advertising injury" arising out of any actual or alleged violation of any law that restricts or prohibits the sending, transmitting or distributing of "unsolicited com- munication". q. Access Or Disclosure Of Confidential Or Personal Information COMMERCIAL GENERAL LIABILITY asbestos fibers or products containing asbestos, provided that the "personal and advertising injury" is caused or contributed to by the hazardous properties of asbestos. (2) "Personal and advertising injury" arising out of the actual or alleged presence or actual, alleged or threatened dispersal of any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapors, soot, fumes, acids, alkalis, chemicals and waste, and that are part of any claim or "suit" which also alleges any "personal and advertising injury" described in Paragraph (1) above. (3) Any loss, cost or expense arising out of any: (a) Request, demand, order or statutory or regulatory require- ment that any insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, asbestos, asbestos fibers or products containing asbestos; or (b) Claim or suit by or on behalf of any governmental authority or any other person or organization because of testing for, monitoring, cleaning up, removing, containing, treating, detoxifying or neutralizing, or in any way responding to, or assessing the effects of, asbestos, asbestos fibers or products containing asbestos. S. Employment -Related Practices "Personal injury" to: (1) A person arising out of any: (a) Refusal to employ that person; (b) Termination of that person's employment; or "Personal and advertising injury" (c) Employment -related practice, arising out of any access to or policy, act or omission, such disclosure of any person's or as coercion, demotion, organization's confidential or personal evaluation, reassignment, dis- information. REVIEWED $APPROcipline, failure to promote or r. Asbestos nce, harassment, humiliation, By RiskMANAgEMENrDiv rimination, libel, slander, (1) "Personal and advertising injury" ,rf (iiBFation of the person's right arising out of the actual or JUN se privacy, malicious pro - arising presence or actual, alleged"r`vR�,f+µf-ZZO—Z�—asecution or false arrest, or threatened dispersal of asbasta detention or imprisonment ANgiE ACEVEdr) pplied to or directed at that CG TI 00 02 19 ® 2017 The Travelers Indemnity Company. All rights reserved. Page 9 of 23 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY person, regardless of whether such practice, policy, act or omission occurs, is applied or is committed before, during or after the time of that person's employment; or (2) The spouse, child, parent, brother or sister of that person as a consequence of "personal injury" to that person at whom any of the employment -related practices described in Paragraph (a), (b), or (c) above is directed. This exclusion applies whether the insured may be liable as an employer or in any other capacity and to any obligation to share damages with or repay someone else who must pay damages because of the "personal injury'. COVERAGE C — MEDICAL PAYMENTS 1. Insuring Agreement a We will pay medical expenses as described below for "bodily injury" caused by an accident: (1) On premises you own or rent; (2) On ways next to premises you own or rent; or (3) Because of your operations; provided that: (a) The accident takes place in the "coverage territory" and during the policy period; (b) The expenses are incurred and reported to us within one year of the date of the accident; and (C) The injured person submits to examination, at our expense, by physicians of our choice as often as we reasonably require. 2. Exclusions We will not pay expenses for "bodily injury": a. Any Insured To any insured, except "volunteer workers". b. Hired Person To a person hired to do work for or on behalf of any insured or a tenant of any insured. c. injury On Normally Occupied Premises To a person injured on that part of premises you own or rent that the person normally occupies. d. Workers' Compensation And Similar Laws To a person, whether or not an "employee" of any insured, if benefits for the "bodily injury" are payable or must be provided under a workers' compensation or disability benefits law or a similar law. e. Athletics Activities To a person injured while practicing, instructing or participating in any physical exercises or games, sports, or athletic contests. If. Products -Completed Operations Hazard Included within the "products - completed operations hazard". g. Coverage A Exclusions Excluded under Coverage A. SUPPLEMENTARY PAYMENTS 1. We will pay, with respect to any claim we investigate or settle, or any "suit" against an insured we defend: a All expenses we incur. b. We will make these payments b. Up to $2,500 for the cost of bail regardless of fault. These payments bonds required because of accidents will not exceed the applicable limit or traffic law violations arising out of insurance. We will pay reasonable of the use of any vehicle to which expenses for: the Bodily Injury Liability Coverage applies. We do not have to furnish (1) First aid administered at the time these bonds. of an accident; C. The cost of bonds to release (2) Necessary medical, surgical, X-ray attachments, but only for bond and dental services, including amounts within the applicable limit of prosthetic devices; and REVIEWED & At We do not have to furnish (3) Necessary ambulance, hol�bk MANAGEmEN i I Rds. professional nursing and funeral d All reasonable expenses incurred by services. JU Insured at our request to assist n the investigation or defense of the claim or "suit", including actual ANgiE ACEVECIO Page 10 of 23 ® 2017 The Travelers Indemnity Company. All rights reserved. CIS T1 OO 02 19 Includes copyrighted material of Insurance Services Office, Inc with its permission. 14 f. 9• loss of earnings up to $500 a day because of time off from work. All court costs taxed against the insured in the "suit". However, these payments do not include attorneys' fees or attorneys' expenses taxed against the insured. Prejudgment interest awarded against the insured on that part of the judgment we pay. If we make an offer to pay the applicable limit of insurance, we will not pay any prejudgment interest based on that period of time after the offer. All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid, offered to pay, or deposited in court the part of the judgment that is within the applicable limit of insurance. These payments will not reduce the limits of insurance. 2. If we defend an insured against a "suit" and an indemnitee of the insured is also named as a party to the "suit", we will defend that indemnitee if all of the following conditions are met: a. The "suit" against the indemnitee seeks damages for which the insured has assumed the liability of the indemnitee in a contract or agreement that is an "insured contract"; Ill. This insurance applies to such liability assumed by the insured; c. The obligation to defend, or the cost of the defense of, that indemnitee, has also been assumed by the insured in the same "insured contract"; d. The allegations in the "suit" and the information we know about the "occurrence" or offense are such that no conflict appears to exist between the interests of the insured and the interests of the indemnitee; e. The indemnitee and the insured ask us to conduct and control the defense of that indemnitee against such "suit" and agree that we can assign the same counsel to defend the insured and the indemnitee; and COMMERCIAL GENERAL LIABILITY (b) Immediately send us copies of any demands, notices, summonses or legal papers received in connection with the "suit"; (c) Notify any other insurer whose coverage is available to the indemnitee; and (d) Cooperate with us with respect to coordinating other applicable insurance available to the indemnitee; and (2) Provides us with written authorization to: (a) Obtain records and other information related to the "suit"; and (b) Conduct and control the defense of the indemnitee in such "suit". So long as the above conditions are met, attorneys' fees incurred by us in the defense of that indemnitee, necessary litigation expenses incurred by us and necessary litigation expenses incurred by the indemnitee at our request will be paid as Supplementary Payments. Notwithstanding the provisions of Paragraph 21.(2) of Section I - Coverages Coverage A - Bodily Injury And Property Damage Liability or Paragraph 2.e. of Section I - Coverages - Coverage B - Personal And Advertising Injury Liability, such payments will not be deemed to be damages for "bodily injury", "property damage" or "personal Injury", and will not reduce the limits of insurance. Our obligation to defend an insured's indemnitee and to pay for attorneys' fees and necessary litigation expenses as Supplementary Payments ends when: a. We have used up the applicable limit of insurance in the payment of judgments, settlements or medical expenses; or b. The conditions set forth above, or the terms of the agreement described in Paragraph f. above, are no longer met. SECTION It — WHO IS AN INSURED f. The indemnitee: 1. If you are designated in the Declarations (1) Agrees in writing to: REVIEWED & APPROVED (a) Cooperate with us BiyRisKWANACIEMLNTRViSlBdlvidual, you and your spouse investigation, settlement Ry5 are insureds, but only with respect to O2th defense of the "suit"; JU e conduct of a business of which you are the sole owner. ANGIE ACEVEdO Cfr T1 OO 02 19 O 2017 The Travelers Indemnity Company. All rights reserved. Page 11 of 23 Includes copyrighted material of Insurance Services Office, Inc with its permission. COMMERCIAL GENERAL LIABILITY b. A partnership or joint venture, you worker" as a consequence of are an insured. Your members, your Paragraph (1)(9) above; partners, and their spouses are also insureds, but only with respect to the (c) For which there is an y conduct of your business. obligation to share damages C. A limited liability company, you are with or repay someone else who must pay damages an Insured. Your members are also because of the injury described insureds, but only with respect to the in Paragraph (1)(a) or (b) above; conduct of your business. Your or managers are insureds, but only with respect to their duties as your (d) Arising out of his or her managers. providing or failing to provide d An organization other than a professional health care partnership, joint venture or limited services. liability company, you are an insured. Unless you are in the business or Your "executive officers" and occupation of providing professional directors are insureds, but only with health care services, Paragraphs respect to their duties as your (1)(a), (b), (c) and (d) above do not officers or directors. Your stock- apply to "bodily Injury" arising holders are also insureds, but only out of providing or failing to with respect to their liability as provide first aid or "Good stockholders. Samaritan services" by any of A your "employees" or "volunteer e. trust, you are an insured. Your workers", other than an employed trustees are also insureds, but only or volunteer doctor. Any such with respect to their duties as "employees" or "volunteer workers" trustees. providing or failing to provide 2. Each of the following is also an insured: first aid or "Good Samaritan services' during their work hours a Your "volunteer workers" only while for you will be deemed to be performing duties related to the acting within the scope of their conduct of your business, or your employment by you or performing "employees", other than either your duties related to the conduct of "executive officers" (if you are an your business. organization other than a partnership, (2) "Property damage" to property: joint venture or limited liability company) or your managers (if you (a) Owned, occupied or used by; are a limited liability company), but only for acts within the scope of W Rented to, in the care, custody their employment by you or while or control of, or over which performing duties related to the physical control is being conduct of your business. However, exercised for any purpose by; none of these "employees" or "volunteer workers" are insureds for: you, any of your "employees", "volunteer workers", any partner (1) "Bodily injury" or "personal injury": or member (if you are a (a) To Joint any you, to your partners or renturel, d member(if y you area limited members (if you are a liability company), partnership or joint venture), to Your members (if you are a 6. An y person (other than your limited liability company), to a ""employee" or "volunteer worker"), or co -"employee" while in the any organization, while acting as your course of his or her real estate manager. employment or performing duties related to the conduct C. Any person or organization having of your business, or to your proper temporary custody of your other 'volunteer workers" property if you die, but only: while performing duties reed (1) With respect to liability arising to the conduct of EWER & APP&�I®'�V.BDthe maintenance or use of business; y Risk MANgCEMENfrv1y10Rperty; and (b) To the spouse, child, parent, brother or JU (2) Until your legal representative has sister of that 208aen appointed. co -"employee" or "volunteer ANGIE ACEVEdo Page 12 of 23 0 2017 The Travelers Indemnity Company. All rights reserved. CG T1 00 02 19 Includes copyrighted material of Insurance Services Office, Inc. with its permission. d. Your legal representative if you die, but only with respect to duties as such. That representative will have all your rights and duties under this Coverage Part. e. Any person or organization that, with your express or implied consent, either uses or is responsible for the use of a watercraft that you do not own that is: (1) 50 feet long or less; and (2) Not being used to carry any person or property for a charge. 3. Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company, and of which you are the sole owner or in which you maintain an ownership interest of more than 50%, will qualify as a Named Insured if there is no other similar insurance available to that organization. However: a Coverage under this provision is afforded only until the 180th day after you acquire or form the organization or the end of the policy period, whichever is earlier; III. Coverage A does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization; and c. Coverage 0 does not apply to "personal and advertising injury" arising out of an offense committed before you acquired or formed the organization. For the purposes of Paragraph 1. of Section II - Who Is An Insured, each such organization will be deemed to be designated in the Declarations as: a An organization, other than a partnership, joint venture or limited liability company; or Ill. A trust; as indicated in its name or the documents that govern its structure. 4. Any person or organization that is a premises owner, manager or lessor and that you have agreed in a written contract or agreement to include asr,�� additional insured on this Coverage RAC is an insured, but only with respectgyd2i liability for "bodily injury", "property damage" or "personal and advertising injury" that: COMMERCIAL GENERAL LIABILITY IL Is "bodily injury" or "property damage" that occurs, or is "personal and advertising injury" caused by an offense that is committed, subsequent to the signing of that contract or agreement; and Ill. Arises out of the ownership, maintenance or use of that part of any premises leased to you. The insurance provided to such premises owner, manager or lessor is subject to the following provisions: a The limits of insurance provided to such premises owner, manager or lessor will be the minimum limits that you agreed to provide in the written contract or agreement, or the limits shown in the Declarations, whichever are less. Ill. The insurance provided to such premises owner, manager or lessor does not apply to: (1) Any "bodily injury" or "property damage" that occurs, or "personal and advertising injury" caused by an offense that is committed, after you cease to be a tenant in that premises; or (2) Structural alterations, new con- struction or demolition operations performed by or on behalf of such premises owner, manager or lessor. 5. Any person or organization that is an equipment lessor and that you have agreed in a written contract or agreement to include as an additional insured on this Coverage Part is an insured, but only with respect to liability for "bodily injury" "property damage", or "personal and advertising injury" that: a Is "bodily injury" or "property damage" that occurs, or is "personal and advertising injury" caused by an offense that is committed, subsequent to the signing of that contract or agreement; and Ill. Is caused, in whole or in part, by your acts or omissions in the maintenance, operation or use of equipment leased to you by such k MA RM'T F Provided to such ssor is subject to the XUCits rovisions: J of insurance provided to ant lessor will be the AngiE AFM'Wm limits that you agreed to Cif T1 00 02 19 O 2017 The Travelers Indemnity Company. All rights reserved. Page 13 of 23 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY provide in the written contract or agreement, or the limits shown in the Declarations, whichever are less. Ill. The insurance provided to such equipment lessor does not apply to any "bodily injury" or "property damage" that occurs, or "personal and advertising injury" caused by an offense that is committed, after the equipment lease expires. No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured in the Declarations. This paragraph does not apply to any such partnership, joint venture or limited liability company that otherwise qualifies as an insured under Section II - Who Is An Insured. a. Damages under Coverage A; and b. Medical expenses under Coverage C; because of all "bodily injury" and "property damage" arising out of any one "occurrence". For the purposes of determining the applicable Each Occurrence Limit, all related acts or omissions committed in providing or failing to provide first aid or "Good Samaritan services" to any one person will be deemed to be one "occurrence". S. Subject to Paragraph 5, above, the Damage To Premises Rented To You Limit is the most we will pay under Coverage A for damages because of "premises damage" to any one premises. The Damage To Premises Rented To You Limit will be: SECTION III — LIMITS OF INSURANCE a. The amount shown for the Damage 1. The Limits of Insurance shown in the To Premises Rented To You Limit in Declarations and the rules below fix the the Declarations of this Coverage most we will pay regardless of the Part; or number of: b. $300,000 if no amount is shown for IL Insureds; the Damage To Premises Rented To b. Claims made or "suits" brought; or You Limit in the Declarations of this Coverage Part. C. Persons or organizations making 7. Subject to Paragraph 5. above, the claims or bringing "suits". Medical Expense Limit is the most we 2. The General Aggregate Limit is the most will pay under Coverage C for all we will pay for the sum of: medical expenses because of "bodily injury" sustained by any one person. a. Medical expenses under Coverage C; The Limits of Insurance of this Coverage 6. Damages under Coverage A, except Part apply separately to each consecutive damages because of "bodily injury" annual period and to any remaining period or "property damage" included in the of less than 12 months, starting with the "products -completed operations hazard"; beginning of the policy period shown in the and Declarations, unless the policy period is G Damages under Coverage 0. extended after issuance for an additional period of less than 12 months. In that 3. The Products -Completed Operations case, the additional period will be deemed part of Aggregate Limit is the most we will pay the last preceding period for purposes of under Coverage A for damages because determining the Limits of Insurance. of "bodily injury" and "property SECTION IV — COMMERCIAL GENERAL LIABILITY damage" included in the "products- CONDITIONS completed operations hazard". 4. Subject to Paragraph 2. above, the 1. Bankruptcy Personal And Advertising Injury Limit is Bankruptcy or insolvency of the insured the most we will pay under Coverage B or of the insured's estate will not for the sum of all damages because of relieve us of our obligations under this all "personal injury" and "advertising Coverage Part. Injury" sustained by any one person or 2 Duties In The Event Of Occurrence, Offense, organization. hI F�IP001ft 5. �EWED Subject to Paragraph 2. or 3. a k whichever applies, the Each Occur MAN EM 1 see to it that we are ieii' as Limit is the most we will pay for the no'ti soon as practicable of an sum of: JU _occurrence" or an offense which j�0 result in a claim. To the extent possible, notice should include: ANGIE ACEVEdo Page 14 of 23 O 2017 The Travelers Indemnity Company. All rights reserved. CG TI 00 02 19 Includes copyrighted material of Insurance Services office, Inc. with its permission. (1) How, when and where the "occurrence" or offense took place; (2) The names and addresses of any injured persons and witnesses; and (3) The nature and location of any injury or damage arising out of the "occurrence" or offense, b. If a claim is made or "suit" is brought against any insured, you must: (1) Immediately record the specifics of the claim or "suit" and the date received; and (2) Notify us as soon as practicable. You must see to it that we receive written notice of the claim or "suit" as soon as practicable. C. You and any other involved insured must: (1) Immediately send us copies of any demands, notices, summonses or legal papers received in connection with the claim or "suit"; (2) Authorize us to obtain records and other information; (3) Cooperate with us in the investigation or settlement of the claim or defense against the "suit"; and (4) Assist us, upon our request, in the enforcement of any right against any person or organization which may be liable to the insured because of Injury or damage to which this insurance may also apply. d. No insured will, except at that COMMERCIAL GENERAL LIABILITY partnership or joint venture), any of your managers who is an in (if you are a limited liability company), any of your "executive officers" or directors (if you are an organization other than a partnership, joint venture, or limited liability company), any of your trustees who is an individual (if you are a trust) or any "employee" authorized by you to give notice of an "occurrence" or offense. (2) If you are a partnership, joint venture, limited liability company or trust, and none of your partners, joint venture members, managers or trustees are individuals, notice to us of such "occurrence" or offense must be given as soon as practicable only after the "occurrence" or offense is known by: (a) Any individual who is: W A partner or member of any partnership or joint venture; (iI) A manager of any limited liability company; (Ili) An executive officer or director of any other organization; or (IV) A trustee of any trust; that is your partner, joint venture member, manager or trustee; or W Any employee authorized by such partnership, joint venture, limited liability company, trust or other organization to give notice of an "occurrence" or offense. insured's own cost, voluntarily make (3) Notice to us of such "occurrence" a payment, assume any obligation, or or offense will be deemed to be incur any expense, other than for first given as soon as practicable if it aid, without our consent. is given in good faith as soon as e. The following provisions apply to practicable to your workers' Paragraph a. above, but only for compensation insurer. This applies purposes of the insurance provided only if you subsequently give notice to us of the "occurrence" under this Coverage Part to you or or offense as soon as practicable any insured listed in Paragraph 1. or after any of the persons described 2. of Section II - Who Is An Insured: in Paragraph e.0) or (2) above (1) Notice to us of such "occurrencREVIEWED & APf yeVhat the "occurrence" or or offense must 6e given as soc$y Risk MarvnGE VIs, ay result in sums to insurance as practicable only after the I provided "occurrence" or offense is known under this Coverage Part may to you (if you are an individual), JUN 01 mod. any of your partners or members who is an individual (if you are ANGiE ACEVEdO CG T1 OU 02 19 O 2017 The Travelers Indemnity Company. All rights reserved. Page 15 of 23 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY However, if this policy includes an endorsement that provides limited coverage for "bodily injury" or "property damage" or pollution costs arising out of a discharge, release or escape of "pollutants" which contains a requirement that the discharge, release or escape of "pollutants" must be reported to us within a specific number of days after its abrupt commencement, this Paragraph e. does not affect that requirement. 3. Legal Action Against Us No person or organization has a right under this Coverage Part: a To join us as a party or otherwise bring us into a "suit" asking for damages from an insured; or b. To sue us on this Coverage Part unless all of its terms have been fully complied with. A person or organization may sue us to recover on an agreed settlement or on a final judgment against an insured; but we will not be liable for damages that are not payable under the terms of this Coverage Part or that are in excess of the applicable limit of insurance. An agreed settlement means a settlement and release of liability signed by us, the insured, and the claimant or the claimant's legal representative. 4. Other Insurance If valid and collectible other insurance is available to the insured for a loss we cover under Coverages A or B of this Coverage Part, our obligations are limited as described in Paragraphs a and It. below. As used anywhere in this Coverage Part, other insurance means insurance, or the funding of losses, that is provided by, through or on behalf of: (i) Another insurance company; (III)Any risk retention group; or (iv) Any self-insurance method or program, in which case the insured will be deemed to be the provider of other insurance. Other insurance does not include umbrella insurance, or excess insurance, that was bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage Part. As used anywhere in this Coverage Part, other insurer means a provider of other insurance. As used in Paragraph c, below, insurer means a provider of insurance. a Primary Insurance This insurance is primary except when Paragraph b. below applies. If this insurance is primary, our obligations are not affected unless any of the other insurance is also primary. Then, we will share with all that other insurance by the method described in Paragraph c. below, except when Paragraph d. below applies, b. Excess Insurance (1) This insurance is excess over: (a) Any of the other insurance, whether primary, excess, contingent or on any other basis: (1) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for "your work"; (11) That is insurance for "premises damage"; (iii) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent not subject to any exclusion in this Coverage Part that applies to aircraft, "autos" or watercraft; Us or any companies, of our affiliated insurance except when the Non (iv) That is insurance available cumulation of Each Occurrence Limit to a premises owner, provision of Paragraph 5. of Section manager or lessor that qualifies as an insured III -Limits cumulation Of Insurance or the Non REVIEWED & APPR � Paragraph 4. of of Personal and it - Who Is An Advertising Injury Limit provision Of By [ Risk MANAGEMENT sssureedd, except when Paragraph 4. of Section III - Limits of aragraph Ill. below applies; Insurance applies because the ,p SUN 2�21br Amendment - Non Cumulation Of Each Occurrence Limit Of Liability I insurance available And Non Cumulation Of Personal And an equipment lessor that Advertising Injury Limit endorsement ANC41E ACIEVEARRqualifies as an insured is included in this policy; under Paragraph 5. of Section Page 16 of 23 O 2017 The Travelers Indemnity Company. All rights reserved CO T1 00 02 19 includes copyrighted material of Insurance Services Office, Inc. with its permission. 11 - Who Is An Insured, except when Paragraph d. below applies. (b) Any of the other insurance, whether primary, excess, contingent or on any other basis, that is available to the insured when the insured is an additional insured, or is any other insured that does not qualify as a named Insured, under such other Insurance. (2) When this insurance is excess, we will have no duty under Coverages A or B to defend the insured against any "suit" if any other insurer has a duty to defend the insured against that "suit". If no other insurer defends, we will undertake to do so, but we will be entitled to the insured's rights against all those other insurers. (3) When this insurance is excess over other insurance, we will pay only our share of the amount of the loss, if any, that exceeds the sum of: (a) The total amount that all such other insurance would pay for the loss in the absence of this insurance; and (b) The total of all deductible and self -insured amounts under all that other insurance. (4) We will share the remaining' loss, if any, with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage Part. c. Method Of Sharing If all of the other insurance permits contribution by equal shares, we will follow this method also. Under this approach each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. COMMERCIAL GENERAL LIABILITY it. Primary And Non -Contributory Insurance If Required By Written Contract If you specifically agree in a written contract or agreement that the insurance afforded to an insured under this Coverage Part must apply on a primary basis, or a primary and non-contributory basis, this insurance is primary to other insurance that is available to such insured which covers such insured as a named insured, and we will not share with that other insurance, provided that: (1) The "bodily Injury" or "property damage" for which coverage is sought occurs; and (2) The "personal and advertising injury" for which coverage is sought is caused by an offense that is committed; subsequent to the signing of that contract or agreement by you. 5. Premium Audit a We will compute all premiums for this Coverage Part in accordance with our rules and rates. b. Premium shown in this Coverage Part as advance premium is a deposit premium only. At the close of each audit period we will compute the earned premium for that period and send notice to the first Named Insured. The due date for audit and retrospective premiums is the date shown as the due date on the bill. If the sum of the advance and audit premiums paid for the policy period is greater than the earned premium, we will return the excess to the first Named Insured. c. The first Named Insured must keep records of the information we need for premium computation, and send us copies at such times as we may request. 6. Representations By accepting this policy, you agree: a The statements in the Declarations are accurate and complete; If any of the other insurance does b. Those statements are based upon not permit contribution by equal representations you made to us; and shares, we will contribute by limit#?EV1E%D �,rQQ� this policy in reliance Under this method, each insurer'By Risk MAN8QWfgtd M64Vesentations. share is based on the ratio of its applicable limit of insurance to the 020 total applicable limits of insurance of JUN all insurers. ANGIE ACEVEdo CCi T1 00 02 18 ® 2017 The Travelers Indemnity Company. All rights reserved. Page 17 of 23 Includes copyrighted material of Insurance services Office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY The unintentional omission of, or unintentional error in, any Information provided by you which we relied upon in issuing this policy will not prejudice your rights under this insurance. However, this provision does not affect our right to collect additional premium or to exercise our rights of cancellation or nonrenewal in accordance with applicable insurance laws or regulations. 7. Separation Of Insureds Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this Coverage Part to the first Named Insured, this insurance applies: a. As if each Named Insured were the only Named Insured; and b. Separately to each insured against whom claim is made or "suit" is brought. 8. Transfer Of Rights Of Recovery Against Others To Us If the insured has rights to recover all or part of any payment we have made under this Coverage Part, those rights are transferred to us. The insured must do nothing after loss to impair them. At our request, the Insured will bring "suit" or transfer those rights to us and help us enforce them. 9. When We Do Not Renew If we. decide not to renew this Coverage w Part, e will mail or deliver to the first Named Insured shown in the Declarations written notice of the nonrenewal not less than 30 days before the expiration date. If notice is mailed, proof of mailing will be sufficient proof of notice. SECTION V - DEFINITIONS "Advertisement" means a notice that is broadcast or published to the general public or specific market segments about your goods, products or services for the purpose of attracting customers or supporters. For the purposes of this definition: 2. "Advertising injury": IL Means Injury caused by one or more of the following offenses: (1) Oral or written publication, including publication by electronic means, of material In your "advertisement" that slanders or libels a person or organization or disparages a person's or organ- ization's goods, products or services, provided that the claim is made or the "suit" is brought by a person or organization that claims to have been slandered or libeled, or that claims to have had its goods, products or services disparaged; (2) Oral or written publication, including publication by electronic means, of material in your "advertisement" that: (a) Appropriates a person's name, voice, photograph or likeness; or (b) Unreasonably places a person in a false light; or (3) infringement of copyright, "title" or "slogan" in your "advertisement", provided that the claim is made or the "suit" is brought by a person or organization that claims ownership of such copyright, "title" or _ "slogan". 6. Includes "bodily injury" caused by one or more of the offenses described in Paragraph e_ above. 3. "Auto" means: a. A land motor vehicle, trailer or semitrailer designed for travel on public roads, including any attached machinery or equipment; or 6. Any other land vehicle that is subject to a compulsory or financial responsibility law, or other motor vehicle insurance law, where it is licensed or principally garaged. However, "auto" does not include a. Notices that are published include "mobile equipment". material placed on the Internet or on 4. "Bodily,jp�ry" means: similar electronic means of dt;PSiuIbYC communication; and REVIEWED&,DPPN harm, including sickness or 6. Regarding websites, only that 0,R1.1._MpNAGEmEN& �se, sustained by a person; or a website that is about your goods, nta1 anguish, injury or illness, or products or services for the purpose�UN otional distress, resulting at any of attracting customers or supporters m such physical harm, is considered an advertisement. I ass or disease. ANR)E p�EVE Page 18 of 23 O 2017 The Travelers Indemnity Company. All rights reserved. CG T1 00 02 19 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY 5. "Broadcasting" means transmitting any 9. "Executive officer" means a person audio or visual material for any purpose: holding any of the officer positions a By radio or television; or created by your charter, constitution, bylaws or any other similar governing b. In, by or with any other electronic document. means ofcommunication, ommu kart n, such as the Internet, l part of: 10. "Good Samaritan services" means any emergency medical services for which no (1) Radio or television programming compensation is demanded or received. being transmitted; 11. "Hostile fire" means a fire which (2) Other entertainment, educational, becomes uncontrollable or breaks out instructional, music or news from where it was intended to be. programming being transmitted; or 12. "Impaired property" means tangible (3) Advertising transmitted with any property, other than "your product" or of such programming. your work", that cannot be used or is less useful because: 6. "Coverage territory" means: a It Incorporates p your product" or a. The United States of America "your work" that is known or thought (including its territories and to be defective, deficient, inadequate possessions), Puerto Rico and Canada; or dangerous; or III. International waters or airspace, but b. You have failed to fulfill the terms only if the injury or damage occurs of a contract or agreement; in the course of travel or transportation between any places if suchproperty can be restored to use included in Paragraph a above; or by the repair, replacement, adjustment or of "your product" o"your removC. All other arts of the world if the P work" or your fulfilling the terms of the injury or damage arises out of: contract or agreement. (1) Goods or products made or sold 13. "Insured contract" means: by you in the territory described in Paragraph a above; a A contract for a lease of remises. P However, that portion of the contract (2) The activities of a person whose for a lease of premises that home is in the territory described indemnifies any person or in Paragraph a above, but is away organization for "premises damage" for a short time on your business; is not an "insured contract"; or b. A sidetrack agreement; (3) "Personal and advertising injury" offenses that take place through C. Any easement or license agreement, the Internet or similar electronic except in connection with means of communication; construction or demolition operations on or within 50 feet of a railroad; Provided the is responsibility to d. deterd's Pay damages is determined in 'suit" An obligation, as required by n the merits the territory described a ordinance, to indemnify i a a above, or in a settlement municipality, except in connection wParagraph we agree to. with work for a municipality; 1. "Electronic data" means information, e. An elevator maintenance agreement; facts or programs stored as or on, If. That part of any other contract or created or used on, or transmitted to or agreement pertaining to your business from computer software (including (including an Indemnification of a systems and applications software), hard municipality in connection with work or floppy disks, CD-ROMs, tapes, drives, performed for a municipality) under cells, data processing devices or any which you assume the tort liability of other media which are used with another party to pay for "bodily electronically controlled equipment. Rp�E�VIEWED & Arrri'f/�p�Wt�J "property damage" or &D Injury" to a third person or 8. "Employee" includes a "leased wWkWSk MANA ' "Employee" does not include a EME 4 Wr�oif>lgpjon. Tort liability means a "temporary worker". JU,1 liability that would be imposed by in the absence of any contract or Z ement. J Or, ANGIE ACEVEdO CG T1 00 02 19 O 2017 The Travelers Indemnity Company. All rights reserved. Page 19 of 23 Includes copyrighted mrterial of Insurance Services office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY Paragraph If. does not include that part of any contract or agreement: (1) That indemnifies a railroad for "bodily injury" or "property damage" arising out of con- struction or demolition operations, within 50 feet of any railroad property and affecting any railroad bridge or trestle, tracks, roadbeds, tunnel, underpass or crossing; (2) That indemnifies an architect, engineer or surveyor for injury or damage arising out of: (a) Preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or (b) Giving directions or instructions, or failing to give them, if that is the primary cause of the injury or damage; or (3) Under which the insured, if an architect, engineer or surveyor, assumes liability for an injury or damage arising out of the insured's rendering or failure to render professional services, including those listed in Paragraph (2) above and supervisory, inspection, architectural or engineering activities. 14. "Leased worker" means a person leased to you by a labor leasing firm under an agreement between you and the labor leasing firm, to perform duties related to the conduct of your business. "Leased worker" does not Include a "temporary worker". 15. "Loading or unloading" means the handling of property: a After it is moved from the place where it is accepted for movement into or onto an aircraft, watercraft or "auto"; b. While it is in or on an aircraft, watercraft or "auto"; or 16. "Mobile equipment" means any of the following types of land vehicles, including any attached machinery or equipment: a. Bulldozers, farm machinery, forklifts and other vehicles designed for use principally off public roads; b. Vehicles maintained for use solely on or next to premises you own or rent; c. Vehicles that travel on crawler treads; d. Vehicles, whether self-propelled or not, maintained primarily to provide mobility to permanently mounted: (1) Power cranes, shovels, loaders, diggers or drills; or (2) Road construction or resurfacing equipment such as graders, scrapers or rollers; e. Vehicles not described in Paragraph a., h., C or tL above that are not self- propelled and are maintained primarily to provide mobility to permanently attached equipment of the following types: (1) Air compressors, pumps and generators, including spraying, welding, building cleaning, geo- physical exploration, lighting and well servicing equipment; or (2) Cherry pickers and similar devices used to raise or lower workers; f. Vehicles not described in Paragraph IL, b., C. or d. above maintained primarily for purposes other than the transportation of persons or cargo. However, self-propelled vehicles with the following types of permanently attached equipment are not "mobile equipment" but will be considered "autos": (11 Equipment designed primarily for: (a) Snow removal; (b) Road maintenance, but not construction or resurfacing; or C. While it is being moved from an (C) Street cleaning; aircraft, watercraft or "auto" to the (2) Cherry pickers and similar devices place where it is finally delivered; mounted on automobile or truck but "loading or unloading" does not chassis and used to raise or lower include the movement of propert b workers; and means of a mechanical deviceRE� EkD & APFPRI FD compressors, pumps and than a hand truck, that is not attaglry S�4NANAGEMENT DilRigqpprators, including spraying, the aircraft, watercraft or "auto"• we'lding, building cleaning, geo- physical exploration, lighting and N 2020 well servicing equipment. Page 20 of 23 ANGIE ACEVEdO 9 O 2017 The Travelers indemnity Company. All rights reserved. CG Tl 00 02 19 Includes copyrighted material of Insurance Services Office, Inc. with its permission. However, "mobile equipment" does not include any land vehicle that is subject to a compulsory or financial responsibility law, or other motor vehicle insurance law, where it is licensed or principally garaged. Such land vehicles are considered "autos". 20 17. "Occurrence" means: a An accident, including continuous or repeated exposure to substantially the same general harmful conditions; or III. An act or omission committed in providing or falling to provide first aid or "Good Samaritan services" to a person, unless you are in the business or occupation of providing professional health care services. 18. "Personal and advertising injury" means "Personal injury" or "advertising injury". 19. "Personal Injury": S. Means Injury, other than "advertising injury", caused by one or more of the following offenses: (1) False arrest, detention or imprisonment; (2) Malicious prosecution; (3) The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room, dwelling or premises that a person occupies, provided that the wrongful eviction, wrongful entry or invasion of the right of private occupancy is committed by or on behalf of the owner, landlord or lessor of that room, dwelling or premises; (4) Oral or written publication, including publication by electronic means, of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services, provided that the claim is made or the "suit" is brought by a person or organization that claims to have been slandered or libeled, or that claims to have had its goods, products or services disparaged; or (5) COMMERCIAL GENERAL LIABILITY (b) Unreasonably places a person in a false light. b. Includes "bodily injury" caused by one or more of the offenses described in Paragraph a. above. "Pollutants" mean any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed. 21. "Premises damage" means: a With respect to the first paragraph of the exceptions in Exclusion I. of Section I - Coverage A - Bodily Injury And Property Damage Liability, "property damage" to any premises while rented to you for a period of seven or fewer consecutive days, including the contents of such premises; or If. With respect to the exception to Exclusions c. through n. in the last paragraph of Paragraph 2. of Section I - Coverage A - Bodily Injury And Property Damage Liability, "property damage" to any premises while rented to you for a period of more than seven consecutive days, or while temporarily occupied by you with permission of the owner, caused by: (1) Fire; (2) Explosion; (3) Lightning; (4) Smoke resulting from fire, explosion or lightning; or (5) Water. But "premises damage" under this Paragraph b. does not include "property damage" to any premises caused by: (1) Rupture, bursting, or operation of pressure relief devices; (2) Rupture or bursting due to expansion or swelling of the contents of any building or structure caused by or resulting from water; or Oral or written publication, (3) Explosion of steam boilers, steam including publication by electronic pipes, steam engines or steam means, of material that: REVI� voice, photograph or h e I EWED+fjPPROne s. (a) Appropriates a person'rt�S'SeMAN Megfo6i(�fWRompleted operations hazard": ap or Aa Includes all "bodily injury" and JUN oN ZQ7groperty damage" occurring away t/K"T�ll om premises you own or rent and ANGiE AcEVEdO CG T1 00 02 19 m 2017 The Travelers Indemnity Company. All rights reserved Page 21 of 23 Includes copyrighted material of Insurance Services office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY arising out of "your product" or "your work" except: (1) Products that are still in your physical possession; or (2) Work that has not yet been completed or abandoned. However, "your work" will be deemed completed at the earliest of the following times: (a) When all of the work called for in your contract has been completed. (b) When all of the work to be done at the job site has been completed if your contract calls for work at more than one job site. (C) When that part of the work done at a job site has been put to its intended use by any person or organization other than another contractor or subcontractor working on the same project. Work that may need service, maintenance, correction, repair or replacement, but which is otherwise complete, will be treated as completed. III. Does not include "bodily injury" or "property damage" arising out of: (1) The transportation of property, unless the injury or damage arises out of a condition in or on a vehicle not owned or operated by you, and that condition was created by the "loading or unloading" of that vehicle by any insured; (2) The existence of tools, uninstalled equipment or abandoned or unused materials; or (3) Products or operations for which the classification, listed in the Declarations or in a policy Schedule, states that products - completed operations are subject to the General Aggregate Limit. 23. "Property damage" means: time of the "occurrence" that caused it. For the purposes of this insurance, "electronic data" is not tangible property. 24. "Slogan": a Means a phrase that others use for the purpose of attracting attention in their advertising. b. Does not include a phrase used as, or in, the name of: (1) Any person or organization, other than you; or (2) Any business, or any of the premises, goods, products, services or work, of any person or organization, other than you. 25. "Suit" means a civil proceeding in which damages because of "bodily injury", "property damage" or "personal and advertising injury" to which this insurance applies are alleged. "Suit" includes: a. An arbitration proceeding in which such damages are claimed and to which the insured must submit or does submit with our consent; or b. Any other alternative dispute resolution proceeding in which such damages are claimed and to which the insured submits with our consent. 26. "Temporary worker" means a person who is furnished to you to _substitute for a permanent "employee" on leave or to meet seasonal or short-term workload conditions. 27. "Title" means a name of a literary or artistic work. 28. "Unsolicited communication" means any communication, In any form, that the recipient of such communication did not specifically request to receive. 29. "Volunteer worker" means a person who is not your "employee", and who donates his or her work and acts at the direction of and within the scope of duties determined by you, and is not paid a fee, salary or other compensation by you or anyone else for their work a Physical injury to tangible property, performed for you. including all resulting loss of use of 30. "Your product": that property. All such loss of use will be deemed to occur at the time of 1WV1EWER &WQ9.4OVEG physical injury that caused it; or By Risk MANAgMErX DiViION gs ods or products, other than b. Loss of use of tangible property that U 1 property, manufactured, sold, is not physically injured. All such loss Zf, led, distributed or disposed of of use will be deemed to occur at the by: ANCfiE ACEVEC)O Page 22 of 23 O 2017 The Travelers Indemnity Company. All rights reserved. CO T1 00 02 19 Includes copyrighted material of Insurance Services Office, Inc. with its permission. (a) You; (b) Others trading under your name; or (e) A person or organization whose business or assets you have acquired; and (2) Containers (other than vehicles), materials, parts or equipment furnished in connection with such goods or products. b. Includes: (1) Warranties or representations made at any time with respect to the fitness, quality, durability, perfor- mance or use of "your product"; and (2) The providing of or failure to provide warnings or instructions. C. Does not include vending machines or other property rented to or located for the use of others but not sold. COMMERCIAL GENERAL LIABILITY 31. "Your work": a. Means: (1) Work or operations performed by you or on your behalf; and (2) Materials, parts or equipment furnished in connection with such work or operations. b. Includes: (1) Warranties or representations made at any time with respect to the fitness, quality, durability, performance or use of "your work"; and (2) The providing of or failure to provide warnings or Instructions. REVIEWED & APPROVED By Risk MANAGEMENT DivlsiON x 12020 ANGIE ACEVEE)O CC T1 00 02 19 ® 2017 The Travelers Indemnity Company. All rights reserved. Page 23 of 23 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL AUTO THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BLANKET ADDITIONAL INSURED This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE FORM The following is added to the Paragraph A.1.c., Who Is An Insured, of SECTION Il — COVERED AUTOS LIABILITY COVERAGE: Any person or organization who is required under a written contract or agreement between you and that person or organization, that is signed and executed by you before the "bodity injury' or "property damage" occurs and that is in effect during the policy period, to be named as an additional insured is an "insured" for Covered Autos Liability Coverage, but only for dam- ages to which this Insurance applies and only to the extent that person or organization qualifies as an "in- sured" under the Who Is An Insured provision con- tained in SECTION II. REVIEWED & APPROVED By Risk MANAGEMENT DIvisioN JU%2120 ANCttE ACEVEdO CA T4 37 02 15 02015 The Travelers Indemnity Company. AN rights reserved. Page 1 of 1 Includes copyrighted material of insurance Services office. Inc. with its permission. COMMERCIAL AUTO THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BLANKET WAIVER OF SUBROGATION This endorsement modifies insurance provided under the following: AUTO DEALERS COVERAGE FORM BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE FORM The following replaces Paragraph A.S., Transfer of required of you by a written contract executed Rights Of Recovery Against Others To Us, of the prior to any "accident" or "loss", provided that the CONDITIONS Section: "accident" or 'loss" arises out of the operations S. Transfer Of Rights Of Recovery Against Oth• contemplated by such contract. The waiver ap- ers To Us plies only to the person or organization desig- We waive any right of recovery we may have nated in such contract. against any person or organization to the extent REVIEWED & APPROVED By Risk MANAGEMENT DIVISION 2020 ANCtiE AGEVEdO CA T3 40 02 15 02015 The Travelers Indemnity company. All rights reserved. Page 1 of 1 Includes copyrighted material of Insurance Services Office, Inc. with its permission CYBERFIRST CYBERFIRST NETWORK AND INFORMATION SECURITY LIABILITY COVERAGE FORM THIS INSURANCE PROVIDES CLAIMS —MADE COVERAGE. DEFENSE EXPENSES WILL BE APPLIED AGAINST THE RETENTION. DEFENSE EXPENSES ARE PAYABLE WITHIN AND ARE NOT IN ADDITION TO THE LIMITS OF INSURANCE. PAYMENT OF DEFENSE EXPENSES WILL REDUCE, AND MAY EXHAUST, THE LIMITS OF INSURANCE. PLEASE READ THE ENTIRE FORM CAREFULLY. Various provisions in this coverage form which this insurance applies that restrict coverage. Your CyberFirst General exceed the applicable retention, only Provisions Form also contains provisions if: that apply to this form, including provisions explaining who is insured under this form (1) The loss is caused by a "network and the limits of insurance and retention and Information security wrongful that apply to the insurance provided under act" committed anywhere in the this form. Read the entire policy carefully world; to determine rights, duties and what is and (2) The "network and information is not covered. security wrongful act" was Throughout this policy the words "you" and committed on or after the "your' refer to the Named Insured shown in Network And Information Security the CyberFirst Declarations, and any other Retroactive Date shown in the person or organization qualifying as a CyberFirst Declarations and before Named Insured under this policy. The words the and of the policy period; and "first Named Insured" refer to the Named (3) A "claim" or "suit" that seeks Insured listed first in Item 1. of the "damages" because of the loss is CyberFirst Declarations. The words "we", "us" "our" first made or brought against any and refer to the company providing this insurance. insured, in accordance with Paragraph d. below, .during the The word "insured" means any person or policy period or any Extended organization qualifying as such under Reporting Period we provide under Section II - Who Is An Insured in your Section VI - Extended Reporting CyberFirst General Provisions Form. Periods in your CyberFirst General The words "policy period" mean the Policy Provisions Form. Period for the CyberFirst Network And h. Each "network and information Information Security Liability Coverage security wrongful act" in a series of Form shown in the CyberFirst Declarations. "related" "network and Information Other words and phrases that appear in security wrongful acts" will be quotation marks have special meaning. deemed to have been committed on Refer to Section If Definitions in this the date the first "network and form and Section VII Definitions in your information security wrongful act" in CyberFirst General Provisions Form. that series is committed. SECTION 1 - NETWORK AND INFORMATION C. If no Network And Information SECURITY LIABILITY COVERAGE Security Retroactive Date is shown in the CyberFirst Declarations, the 1. Insuring Agreement Network And Information Security Retroactive Date will be deemed to The amount we will pay for "damaciRIEVIEWED$APF§k V day of the policy period. and "defense expenses" is limited 2isk MAAgF C or "suit" that described in Section III - Limits bf ENi i if�v seeks ,'damages Insurance in your CyberFirst General will be deemed to have JUN" first made or brought at the Provisions Form. r of the following times: a We will pay those sums that -aF+i insured becomes legally obligated to rx--pny "described authorized ANGIeACEVErson" pay as 'damages" because of loss to first receives Written PR T1 03 01 17 O 2016 The Travelers Indemnity Company. All rights reserved Page 1 Of 4 Includes copyrighted material of Insurance Services Office, Inc. with its permission. CYBERFIRST notice of such "Claim" or "suit"; or (2) When we first receive written notice: (a) Of such "claim" or "suit"; or (h) From any insured of a specific "network and information security wrongful act" that caused the loss which resulted in such "claim" or "suit". All "claims" or "suits" that seek "damages" because of loss caused by the same "network and information security wrongful act" or "related" "network and Information security wrongful acts" will be deemed to have been first made or brought at the time the first of those "claims" or "suits" is made or brought against any insured. e. A "claim" or "suit" that seeks "damages" will be deemed to have been first made or brought at the time we receive written notice from any insured of a specific "network and information security wrongful act" only if that notice contains all of the following information: (1) How, when and where the "network and information security wrongful act" was committed; (2) A description of what happened; (3) A description of what "damages" may result; (4) The identity of the person or organization that may make a "claim" or bring a "suit"; and (5) The identity of each insured that committed the "network and Information security wrongful act". coverage provided under this form. These exclusions apply in addition to the exclusions in Paragraphs 2. and 3. of Section I - Coverage in your CyberFirst General Provisions Form. This insurance does not apply to: a Bodily Injury Loss arising out of physical harm, including sickness or disease, sustained by a person. h. Claims Or Suits By Insureds Against Insureds Loss for which a "claim" is made or "suit" is brought by or on behalf of any current or former insured against any current or former insured. This exclusion does not apply to any "claim" made or "suit" brought by: (1) Any person or organization that: (a) is an insured under Paragraph 5. of Section 11 - Who Is An Insured in your CyberFirst General Provisions Form; or (h) Has been added as an additional insured by attachment of an endorsement under this policy; or (2) Your current or former "employee" for failure to prevent unauthorized access to, or use of, data . containing private or confidential information of such "employee", but only if such "employee" did not commit or participate in the failure to prevent such unauthorized access or use. c. Expected Or intended Failure To Provide Access Loss arising out of any failure to Notice to us that: provide access to your web -site or (1) All or part of one or more of "your computer or communications network" that any insured's acts or omissions was expected or intended by the insured. may in the future be discovered to be a "network and information This exclusion does not apply if the security wrongful act"; or failure to provide access occurred (2) Any insured may in the future because you suspended your web -site receive written notice RRIEWED & APPIL r computer or communications " to mitigate loss arising out network and information B Q (EMANAi1EMENT "claim" DIVISION wrongful act", or slat ; is not notice of a specific "netwo�f N 202U) {� "computer virus" that infected Aou "your and information security wrongful act". yr web -site or computer 1 or communications network"; Z Exclusions ANC{IE ACEVE�''11 A "denial of service attack"; or Q The following exclusions apply to the (3) An unauthorized breach of your Page 2 of 4 ® 2016 The Travelers Indemnity Company. All rights reserved. PR T1 03 01 17 Includes copyrighted material of Insurance Services Office, Inc. with ;is permission. web -site or "your computer or communications network" that prevented "authorized users" from accessing such web -site, or 3. computer or communications net- work. it. Intellectual Property Loss arising out of any actual or alleged infringement or violation of any of the following rights or laws: (1) Copyright; (2) Patent; (3) Trade dress; (4) Trade name; (5) Trade secret; (6) Trademark; or (7) Other intellectual property rights or laws. e. Internet Service Interruption Loss arising out of an Internet service interruption or failure. This exclusion does not apply if such Interruption or failure was caused by you. I. Privacy Related Loss arising out of disclosure or use of material that: (1) Appropriates a . person's name, voice, photograph or likeness; or (2) Unreasonably places a person in a false light. CYBERFIRST or computer operating system or related network. "Denial of service attack" means an intentional attack on a web -site or a computer or communications network for the purpose of nuisance, sabotage or malicious tampering that has the effect of: a Depleting system resources available through the Internet to "authorized users" of your web -site or "your computer or communications network"; or b. Impeding access of "authorized users" to your web -site or "your computer or communications net- work". 4. "Identity information" means any of the following Information concerning a person: a Nonpublic personal information as defined in the Gramm -Leach Bliley Act of 1999, or any of its amendments, or any regulation issued pursuant to such Act; If. Medical or health care Information, including protected health Information as defined in the Health Insurance Portability and Accountability Act of 1996, or any of its amendments, or any regulation issued pursuant to such Act; c. Personal information that is protected from unauthorized access or acquisition under any other local, state, federal or foreign law or regulation; or g. Property Damage d. A driver's license or state identification number, social security Loss arising out of physical damage number; unpublished telephone to tangible property of others, number; or credit, debit or charge including all resulting loss of use of card number, or other financial that property, account number and any security For the purposes of this insurance, code, access code, password or PIN number associated with such credit, data, including information, facts or debit or charge card number or other programs in any electronic or other financial account number. format, is not tangible property. SECTION II — DEFINITIONS 5. "Identity information provision" means any provision in your "privacy policy" 1. "Authorized user" includes your that: customer, supplier or supporter. jRj�j�VIEW�l�lED 2. "Computer virus" means malicinrp�pl & APP�ta or prohibits wrongful or of "identity that is Introduced through your leB'-3,�}lf��g'ANa 4 ationcollection EmEUT or "your computer or communicatiorNZ�equires network". Once Introduced, notice to a person of the such cooddhF// ollection or use of "identity may destroy, alter, contaminate or Information"; degrade the integrity, quality --e Performance of data of any compudWgiEAcEOfd6rovides a person the ability to application software, computer networ agree to or withhold permission for PR Tt 03 01 17 0 2016 The Travelers Indemnity Company. All rights reserved. Page 3 of 4 Includes copyrighted material of Insurance Services Office, Inc. with its permission. CYBERFIRST the collection or use of "identity information"; d Prohibits or restricts the disclosing, sharing or selling of "identity information"; e. Requires the correction of incomplete or inaccurate "identity information" after such request is made to you; or f. Mandates procedures and require- ments to prevent the loss of "identity information". 6. "Network and information security wrongful act" means any of the following committed by or on behalf of an insured in the conduct of your business: a Failure to prevent the transmission of a "computer virus". b. Failure to provide any "authorized user" of your web -site or "your computer or communications net- work" with access to such web -site or such computer or com-munications network. C. Failure to prevent unauthorized access to, or use of, data containing private or confidential information of others, including such data which is stored, maintained or processed on an insured's behalf pursuant to a written contract or agreement. d. Failure to provide notification of any actual or potential unauthorized access to, or use of, data containing private or confidential Information of others as required by any "security breach notification law" that applies to you. e. Failure to comply with any "identity information provision" in your "privacy policy". 7. "Privacy policy" means any publicly available written document that sets forth your policies, standards, or procedures for the collection, use and disclosure of "identity information". B. "Security breach notification law" means any law or regulation that requires an organization to notify persons that their nonpublic personal information was or may have been accessed or acquired without their authorization. 9. "Your computer or communications network" means any computer or communications network that you: a Rent, lease, license or borrow from others; or b. Own or operate. REVIEWED & APPROVED By Risk MANAGEMENT DIVISION JM2020 ANC11E ACEVEdo Page 4 of 4 ® 2016 The Travelers Indemnity Company. All rights reserved PR T1 03 01 17 Includes copyrighted material of Insurance Services Office, Inc. with its permission. TRAVELERS WORKERS COMPENSATION ONE TOWER SQUARE AND HARTFORD, CT 06183 EMPLOYERS LIABILITY POLICY ENDORSEMENT WC 00 03 13 (00)-01 POLICY NUMBER: (UB83755123) WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) This agreement shall not operate directly or indirectly to benefit any one not named in the Schedule. SCHEDULE DESIGNATED PERSON: DESIGNATED ORGANIZATION: ANY PERSON OR ORGANIZATION FOR WHICH THE INSURED HAS AGREED BY WRITTEN CONTRACT EXECUTED PRIOR TO LASS TO FURNISH THIS WAIVER. REVIEWED & APPRC: YLD By Risk MANAGEMENT JUN 02v ANGIE AmEd0 DATE OF ISSUE: 1-2-20 STASSIGN: